Robert Matricardi Jr. is a CFP® and ChFC® with 27 years of industry experience. He currently works at Mass Mutual Investors Services and MassMutual Life Insurance Co. since 2023, and previously held roles at LPL Financial, Financial Resources Group, and Equitable Advisors. Outside of financial advising, he owns a private chef business and volunteers with a dog rescue organization. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures planning engagements as annual, collaborative relationships using firm-approved software and offers specialized planning services including divorce and estate-settlement planning.

Hannah Thomas is a financial advisor with UBS Financial Services in Charlotte, NC, holding a Series 66 designation and six years of industry experience. Her work history includes roles at Wells Fargo Clearing, Equitable Advisors, and Axa Advisors. Outside of finance, she is involved in educating customers and selling wine through Petit Philippe Fine Wine. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans based on clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, including futures commission merchant activities and principal trading.

Richard Bean is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. His prior experience includes seven years at UBS Financial Services and two years at Ameriprise Financial Advisors Inc. He is based in Charlotte, NC. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Marion Nobles is a financial advisor at Fidelity with eight years of industry experience. They hold Series 63 and Series 66 credentials and have worked at firms including MML Investors Services, Mass Mutual Life Insurance, and Wells Fargo Clearing Services. Prior to their advisory roles, Nobles was employed by the University of Connecticut and its Veteran Affairs and Military Programs. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm integrates proprietary research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios through systematic methodologies and long-term asset allocation strategies.

Juan Sandoval is a financial advisor at UBS Financial Services with 34 years of industry experience. He has been with UBS Financial Services Inc. since 2008 and holds Series 63 and Series 65 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Robert Adams Jr. is a CFP® professional with 42 years of industry experience, currently affiliated with Mass Mutual Investors Services in Charlotte, NC. His prior experience includes roles at MetLife Securities Inc. and Mass Mutual Life Insurance Co. In addition to his advisory work, he serves as an executor handling the disposition of an estate. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools and offers specialized programs such as divorce planning and estate-settlement services.

Richard Gallos Jr. is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 designations and 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment menus.

Andrew Sbardella is a financial advisor with Equitable Advisors in Charlotte, NC, holding Series 63 and Series 65 licenses and with three years of industry experience. He has worked at Equitable Advisors since 2022 and is also involved as a soccer referee for the North Carolina High School Athletic Association and coaches wrestling for the Bethal Vikings Wrestling Club. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions, offering financial planning, brokerage, insurance, and access to third-party asset management programs through a broad network of program sponsors and managers.

Charles Inglefield IV is a CFP® with 28 years of experience in financial advising, currently associated with LPL Financial since 2006. He operates Inglefield Retirement Solutions, a financial planning and investment management business, and is the sole owner of Holy Cow Publications, through which he self-published the book "Holy Cow, You're Retiring." LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and a variety of investment strategies supported by in-house and third-party research.

Kevin Wilczek is a financial advisor with UBS Financial Services in Charlotte, NC. He holds the Series 66 designation and has been with UBS since 2026. Outside of his advisory role, he is involved with Bradshaw Social House. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

James Henry III is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 2017, bringing extensive experience in financial services dating back to 2000. James specializes in areas including wealth and investment management, cash flow planning, legacy planning, education planning, family wealth management strategies, investment consulting for defined contribution plans, liquidity management, personal retirement planning, philanthropic planning, tax minimization, and retirement income. He holds a Bachelor's Degree in Finance from Florida State University and holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). James is a member of the Queen City Corvette Club and participates in community involvement with Princeton's Meow in Concord, NC. Outside of his professional life, James enjoys spending time with his family, boating, football, gardening, golfing, and traveling. He is also an enthusiast of Corvettes and classic cars, and participates in motorsports and Cars and Coffee events.

Mary Ware is a CFP®-certified financial advisor with 19 years of industry experience, currently with LPL Financial since 2023. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 14 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services that include discretionary and non-discretionary management supported by proprietary and third-party research.

Robert Lenderink is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and Corporate Financial Planning agreements.

Gaylen Allen is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Gaylen partners with individuals and families to simplify complex financial decisions, create thoughtful strategies, and build confidence around their financial futures. Gaylen's work includes assisting clients in areas such as family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. Gaylen holds a Bachelor's Degree from the University of North Carolina System and has earned professional designations including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of the advisory practice, Gaylen is involved with the Ellevate Network and has personal interests in sewing, spending time with family, and traveling.

Nicholas Stapleton is a financial advisor at UBS Financial Services with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Lima One Capital, Colby College, Apple Mountain Golf Club, Amarillo Bulls Hockey Club, Shanty Creek Resorts, and Culver Academies. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a wide range of capital markets and lending services.

Donovan Miller is a financial advisor at LPL Financial in Charlotte, NC, holding a Series 66 designation with three years of industry experience. Prior to joining LPL Financial, he worked at DMA Studios and the University of North Carolina at Charlotte. Outside of his advisory role, Donovan is the owner of Donovan's Store, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and corporations. The firm offers various advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Christopher Gurganus is a financial advisor at OSAIC with 21 years of industry experience. He holds the CFP® and ChFC® designations and worked previously at John Hancock for 15 years before joining OSAIC in 2018. In addition to his advisory role, he operates Capitol Financial Solutions as a financial planning business and works as a broker recommending fixed insurance products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a large network of advisors, employing advanced portfolio construction tools and supporting both discretionary and non-discretionary account management.

Joseph Silva is a financial advisor at Cambridge Investment Research Advisors with 18 years of industry experience. His prior work includes roles at Pruco Securities, LLC and Prudential Insurance Company of America, and he served 16 years in the United States Marine Corps. Silva is president of Silva Financial Group and is involved with Blue Ridge Financial Planning as an agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing various portfolio management platforms and both proprietary and third-party investment strategies.

Asheem Koirala is a Series 66 licensed financial advisor with Morgan Stanley in Waxhaw, NC, bringing 11 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by proprietary tools and strategic market models. The firm manages approximately $2.74 trillion in client assets and provides both direct client services and corporate financial planning agreements.

Andrew Guthe is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and two years of industry experience. His work history includes roles at Raymond James Financial Services, NYLIFE Securities, and New York Life Insurance. Outside of his advisory work, he is associated with Cygnus Asset Management in Charlotte, NC, where he serves as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers non-discretionary advisory services tailored to client goals and supports municipal and public finance work through a unique institutional affiliation.