Richard Sterling is a Wealth Management Advisor at Merrill Lynch Wealth Management. He assists clients by focusing on what truly matters in their financial lives, providing guidance on a range of topics including tax-efficient investment strategies, retirement income, estate planning coordination, insurance evaluation, and lending options. Richard emphasizes building evolving financial plans tailored to clients' unique circumstances, family priorities, and market conditions. He specializes in areas such as college education planning, executive compensation, family wealth management strategies, LGBT wealth planning, liquidity management, personal retirement planning, women and wealth, tax minimization, and retirement income. Richard is a CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds a bachelor's degree and a master's degree from the University of North Carolina System. Outside of his professional work, Richard enjoys basketball, biking, cooking, football, hiking, music, skiing, soccer, spending time with his family, and watching movies. He is a member of the Metrolina Business Council and participates in community activities such as the 24 Hours of Booty event.

Ian McDade is a Private Wealth Advisor and founding partner of the McDade Group, an advisory team based in Charlotte, NC within Merrill Private Wealth Management. He focuses on serving a select number of individuals, families, and institutional clients with significant wealth, providing a high level of service to clients with $10 million to $100 million in investible assets. With over 28 years of experience in the financial services industry, Ian has advised founders, corporate executives, professionals, business owners, and institutions on succession planning, wealth transfer, philanthropic strategies, investment management, and preparing the next generation to manage significant wealth. He holds the CERTIFIED FINANCIAL PLANNER® certification, the Certified Investment Management Analyst® designation, and the Certified Plan Fiduciary Advisor® designation. Ian earned a Bachelor of Science in Biology and German from Hampden-Sydney College and has completed executive education programs at several business schools including Stanford, Wharton, Georgetown, Chicago Booth, Harvard, and Dartmouth's Tuck School of Business. Ian is actively involved in his community, serving as a Founding Trustee of the PGA Foundation for the Carolinas and as a board member of GenOne, a nonprofit that supports first-generation college students from underserved communities. He lives in Charlotte, NC with his wife and three children.

Kylie Goodwin is a financial advisor at Charles Schwab in Charlotte, NC, holding Series 63 and Series 65 licenses with three years of industry experience. Her prior work includes roles at Valuable Capital Securities, LLC and several positions in the hospitality sector. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios supported by in-house research and a formal alternative investment program.

Helen Nix is a financial advisor at Merrill with Series 63 and Series 65 licenses and four years of industry experience. She has worked at Merrill since 2023 and previously held roles at Wells Fargo Clearing and Wells Fargo Bank, N.A. from 2016 to 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bobby Saunders Jr. is a financial advisor with Wells Fargo Clearing in Charlotte, NC. He holds a Series 66 designation and has a background that includes 11 years of service in the U.S. Army, followed by roles at GoHealth and the U.S. Census Bureau. Outside of his advisory work, he is involved in project management through Ocupacion LLC, where he contributes to big picture planning. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial product options, including insurance-related vehicles and bank deposit sweep programs.

Dana Gooch is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of experience in the industry. Prior to joining Wells Fargo Clearing in 2019, Dana worked at Wells Fargo Bank NA for 23 years. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Sharon Morrow is a Financial Advisor with Merrill Lynch Wealth Management. In her role, she focuses on building strong relationships with clients to understand their goals, values, and experiences. By gathering a comprehensive view of each client's financial situation and personal priorities, she tailors strategies to help clients pursue their specific objectives. Her approach emphasizes diligent planning, disciplined investment strategies, and ongoing communication to help clients navigate significant financial decisions. Sharon works with clients through various life stages, assisting with retirement preparation, wealth growth, and legacy planning. She aims to serve as a long-term partner and resource, providing thoughtful guidance and support. Sharon holds a Bachelor's Degree from the University of South Carolina System. Outside of her professional work, she lives near Uptown Charlotte with her husband and two dogs. She enjoys activities such as traveling, hiking in the North Carolina mountains, yoga, and board games.

Brandon Mainz is a financial advisor with Primerica Advisors in Huntersville, NC, holding Series 65 and Series 63 licenses and eight years of industry experience. His work history includes roles at PFS Investments Inc., Axio Financial, and multiple positions outside finance such as automotive sales and ride-sharing. He also continues part-time work as an Uber driver. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, using model-delivery strategies from unaffiliated asset managers and providing custody and trade execution through Pershing. The firm has approximately 3,698 advisors, 1,829 offices, and $15.5 billion in assets under management.

Glenn Hines is a CFP® professional affiliated with Raymond James Financial who has 32 years of industry experience. He worked at Edward D. Jones & Co., L.P. for 33 years before joining Raymond James Financial Services Advisors, Inc. in 2026. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, pension plans, and charitable organizations. The firm provides tailored non-discretionary planning and consulting, utilizing risk profiling and modeling tools, and supports its clients with various advisory programs and institutional consulting resources.

Clarence Young is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2006 and joined The Feraci Group in 2018. Prior to that, he worked as a Registered Representative at Vanguard and as a Relationship Manager for a financial planning software firm. Clarence focuses on developing financial strategies tailored to high-net-worth individuals, their families, and businesses. His work encompasses various aspects of clients’ financial lives, including investments, tax minimization strategies, retirement assets, and lending services provided through Bank of America. Clarence aims to create clear, actionable plans to help clients build, manage, and preserve wealth for current and future generations. He holds a Bachelor’s degree from Appalachian State University and the Personal Investment Advisor (PIA) professional designation. Clarence strives to bring simplicity and clarity to his clients’ financial lives by creating customized strategies that align with their personal goals.

Mikael Anderson is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been working since 2000. In this role, he serves organizations and high-net-worth individuals, providing expertise in areas such as 401(k) plan consulting, individual wealth strategies, portfolio management, and retirement income strategies. His approach focuses on long-term fundamentals while adapting to the evolving market conditions. Mikael's professional credentials include Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a Bachelor's Degree and a Master's Degree from the University of Illinois at Chicago, Graduate College. He is a member of the National Association of Plan Advisors and The Investments & Wealth Institute. Outside of his professional work, Mikael enjoys cooking, hiking, music, reading, spending time with his family, traveling, and watching movies.

Stephen Wang is a financial advisor with LPL Financial in Huntersville, NC, holding a Series 66 designation and bringing 12 years of industry experience. He previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of his advisory role, he is a business owner of Without Limit Inc., a non-investment related enterprise. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources to provide both discretionary and non-discretionary management.

Kelley Moore is a financial advisor at UBS Financial Services with Series 63 and Series 66 designations and three years of industry experience. Prior to joining UBS, Moore worked at The Vanguard Group and the Telra Institute, and has also held various self-employed roles. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances. The firm offers a broad range of wealth management, trading, and capital markets services through an extensive network of financial advisors.

James Perryman Jr. is a financial advisor with Robert W. Baird & Co. in Davidson, NC, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Robert W. Baird since 2011. Outside of his advisory work, he is the sole partner of Perryman & Perryman LLC, an entity established for limited liability purposes. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management services using a combination of in-house and third-party managers, including discretionary and non-discretionary strategies.

Amanda Quinn is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, alongside roles at Bank of America and U.S. Bank. Outside of her advisory work, she serves as a golf attendant at Tempo Golf Club and is a board member for the Barringer Square Homeowners Association. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Matthew Aument is a CFP® professional with 20 years of industry experience, currently serving at Charles Schwab in Charlotte, NC. His prior experience includes roles at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Outside of his advisory work, he maintains an active LLC in North Carolina. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Jackson Miller is a CFP® professional with 14 years of industry experience. He is currently with LPL Financial and previously worked at Edward Jones for 14 years. Miller’s other activities include part-time involvement in non-variable insurance related to his advisory role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationally. The firm offers various advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management, supported by research and diverse investment strategies.

Katherine Whitted Groetzinger is a financial advisor with UBS Financial Services in Charlotte, NC, holding Series 63 and Series 66 licenses and 14 years of industry experience. She has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Conor Clougherty is a financial advisor with J.P. Morgan Securities in Charlotte, NC, holding Series 65 and Series 63 licenses and having nine years of industry experience. He previously worked at Guardian Wealth Advisors, North State Bank, Aptus Capital Advisors, and Gordon Asset Management. Outside of finance, Clougherty is a football official, officiating ACC games since 2015 and participating in the NFL’s Mackie Development Program since 2020. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Valencia Hill is a Series 66-licensed financial advisor at Merrill with 2 years of industry experience. She has worked at Bank of America, N.A. and Wake Forest University since 2025 and has been with Merrill since 2014. Hill serves as a board member of the Greensboro Symphony Orchestra, where she participates in voting on initiatives and promoting attendance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.