John Kershner is a financial advisor with Fidelity in Cornelius, NC, holding a Series 66 designation and 18 years of industry experience. His career includes roles at major firms such as Merrill, Morgan Stanley, Wells Fargo Clearing, and LindenThomas Company. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

John Huddleston is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Fidelity Investments and Equitable Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and offers both brokerage and advisory solutions through a large network of advisors.

Rebecca Bush is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and three years of industry experience. She has been with Wells Fargo-related entities since 2014, including Wells Fargo Bank, N.A., where she has worked for 12 years. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Malcolm Rose Jr. is a financial advisor at Ameriprise with seven years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at firms including Truist Investment Services and Prudential Insurance Company of America. Outside of his advisory work, he writes a blog that interprets hip-hop lyrics through the lens of mental, physical, and financial fitness and has authored a book of poetry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach combines proprietary research and third-party data to provide written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

David Crosland IV is a financial advisor at Morgan Stanley in Cornelius, NC, holding a Series 66 credential with six years of industry experience. He previously worked at Bank of America from 2015 to 2020 before joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm provides tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Jay Parker is a financial advisor with Ameriprise in Charlotte, NC, holding the Series 63, Series 65, and Series 66 designations and possessing 21 years of industry experience. His prior roles include positions at Nuveen Asset Management, Nuveen Securities, Teachers Personal Investors Services, TIAA, Bofa Advisors, and Columbia Management Advisors. Ameriprise Financial Services is a diversified advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Nathaniel Cohen is a CFP®-designated financial advisor with Wells Fargo Clearing in Charlotte, NC, where he has worked for 10 years. He serves on a local special use permit approval board alongside other members. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by proprietary research and third-party analytics.

Adam Ringhoffer is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Wells Fargo entities since 2010, including his current role at Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Michael Shaw is a CFP®-designated financial advisor with five years of industry experience. He is currently with Wells Fargo Clearing and has prior experience at Morgan Stanley Private Bank, Regions Bank, and OneMain Financial Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial product options, including insurance-related vehicles and bank deposit sweep programs.

Zhuowei Xu is a financial advisor at Thrivent Investment Management with four years of industry experience. Xu holds a Series 66 designation and has worked at firms including Wells Fargo and TIAA-CREF Individual & Institutional Services. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option, while keeping planning and portfolio management separate.

Logan Nerad is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Wells Fargo Bank, Kroger, Nike, and Dick's Sporting Goods. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Bryan Sherrill is a financial advisor at Raymond James Financial with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo and Pinnacle Bank prior to his current role. Outside of his advisory work, he serves as Treasurer and Deacon at Diamond Hill Baptist Church and teaches at Rowan Cabarrus Community College. Raymond James Financial Services Advisors provides financial planning and investment consulting to a wide range of clients, including individuals, institutions, and charitable organizations. The firm uses analytical tools and tailored strategies to deliver non-discretionary planning and supports various advisory programs across a large network.

Jonathan Malcolm is a financial advisor at Raymond James Financial with one year of industry experience. He holds a Series 66 designation and has worked at various firms including Daly Seven, Inc. and Vincent Valuations. Outside of his advisory role, he is involved with Elmore Financial Group, Inc., a support company based in Denver, NC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a broad network of advisors with specialized programs including municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Erin Waters is a financial advisor at Ameriprise with one year of industry experience and holds a Series 66 designation. Prior to joining Ameriprise in 2022, she worked at Advantage Solutions, Red Moon Marketing, Brown Forman, and the University of Kentucky. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized retirement income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Jared Mcvey is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked across various Fidelity entities since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, advisory role to multiple registered investment companies, and integration of AI in research.

Keith Smithers is a financial advisor at Morgan Stanley with 40 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he serves as a board member of Patrick's Purchase POA, a community organization. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct individual plans and corporate financial planning agreements.

Christopher Todd is a financial advisor with Cetera, holding a Series 66 designation and 22 years of industry experience. His career includes roles at Morgan Stanley, Citigroup Global Markets, and Summit Financial Group. He is currently based in Charlotte, NC. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning services through a nationwide network of over 10,000 advisors.

Andrew Howard is a CFP® professional with 15 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he also owns and manages a rental property in Stanley, NC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management supported by a nationwide network of over 23,700 financial advisors.

Joseph Rhyne III is a CFP® professional with 32 years of experience, currently serving at MassMutual Investors Services since 1996. He has worked with MassMutual Life Insurance Company for 30 years. In addition to his advisory role, he owns an LLC that manages pass-through compensation. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers additional programs, including estate settlement and employer-sponsored planning.

Corey Hedges is a financial advisor at Osaic with 11 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Sagepoint Financial, Inc. and Axa Advisors, LLC. Outside of advising, he is involved in coaching youth and high school swimming in his local community. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a range of advisory and brokerage services with a model-based investment approach and supports multiple program types, including advisor-managed portfolios and third-party money manager solutions.