Frederick Congdon is a financial advisor at Cetera with 13 years of industry experience. He holds Series 65 and Series 66 licenses. His prior roles include positions at Foundation Investment Management, TrustCore Financial Services, and Valic Financial Advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers.

David Capozzi is a financial advisor with Mass Mutual Investors Services in Brentwood, TN, holding Series 63 and Series 66 registrations and 21 years of industry experience. His prior work includes roles at MassMutual Life Insurance, PRUCO Securities, and AllState Financial Services. Outside of his advisory work, he is an enrolled agent providing CPA and tax preparation services and is a licensed notary public in Tennessee. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a structured planning process using firm-approved software and offers programs including divorce planning, estate settlement, and employer-sponsored planning.

George Lifsey is a financial advisor at Raymond James & Associates with 34 years of industry experience. He has been with Raymond James & Associates since 2007. Lifsey holds the Series 63 and Series 65 designations and is based in Nashville, TN. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Benjamin Lifsey is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds a Series 66 designation and has been with Raymond James since 2016. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting through various advisory programs.

Thomas Fuller is a financial advisor at Cetera with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Cetera Advisors LLC since 2013. In addition to his advisory role, Fuller is also a fixed insurance agent. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by over 10,000 advisors and more than $256 billion in assets under management.

William Wade is a financial advisor at Stifel with Series 63 and Series 65 designations and 31 years of industry experience. He previously worked at Bank of America from 2011 to 2021 before joining Stifel Nicolaus & Co Inc in 2021. Outside of his advisory role, Wade serves as a director on the board of the Nashville Symphony Association. Stifel serves a broad range of clients, including individuals, institutional accounts, and charitable organizations, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide analysis and allocation guidance based on forward-looking capital market assumptions.

Rhonda Williams is a financial advisor at Morgan Stanley with 39 years of industry experience and holds a Series 66 designation. She previously worked at Merrill for 36 years before joining Morgan Stanley Smith Barney LLC in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Austin Goodwin is a financial advisor with Morgan Stanley in Nashville, TN, holding a Series 66 designation and five years of industry experience. His work history includes roles at Morgan Stanley Private Bank, N.A. since 2021 and prior experience with the West Virginia University Foundation and West Virginia University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by proprietary tools and market simulations.

Nathan Kurita is a financial advisor with Raymond James Financial in Nashville, TN, holding Series 63 and Series 66 credentials and 19 years of industry experience. His prior experience includes roles at Pinnacle Wealth Advisors and Merrill. He also works with Pinnacle Asset Management in a financial advisory capacity, building relationships with partners and managing client investment accounts. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporate and institutional clients, and nonprofit organizations. The firm offers tailored, non-discretionary planning and uses various analytical tools to support client goals, with specialized services in municipal and public finance as well as simplified employer advisory programs.

Adrian Davis is a financial advisor with Osaic Wealth, Inc. based in Nashville, TN, holding Series 63, 65, and 66 licenses and having 17 years of industry experience. His prior roles include multiple positions at FSC Securities Corporation and managing his own practice, Frank Davis, from 2006 to 2018. Outside of advisory work, he acts as an independent contractor assembling living trusts and has been involved in the fixed insurance business since 2009. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutions, providing integrated brokerage and advisory services through a broad network of affiliated advisors. The firm employs a variety of tools and platforms to offer customized portfolio management and access to third-party investment solutions.

Justin Dorris is a CFP® with 14 years of industry experience, currently affiliated with Raymond James Financial in Mount Juliet, Tennessee. He has worked at Wilson Bank & Trust and Raymond James Financial Services Advisors, Inc. since 2012. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and supports various advisory programs across a large network of advisors.

Robert Mason is a financial advisor at Robert W. Baird & Co. with 21 years of industry experience. He holds the Series 66 designation and has been with Robert W. Baird since 2000. Based in Nashville, TN, Mason works within a large firm that includes over 3,000 advisors. He is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers customized consulting and portfolio services, utilizing a combination of in-house and third-party managers to implement tailored investment strategies.

Katie Clayton is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2020. In this role, she focuses on fostering a collaborative, engaged, and inclusive work culture to support associates in their career development and to help clients achieve their financial goals and well-being. Katie has a long-standing career at Fidelity Investments, beginning in 2005. Her experience encompasses various leadership roles including Regional Center Support Leader, Talent Champion, and multiple team leader positions across Workplace Planning and Advice, Investment Solutions, Premium Relationship, College Planning, and Client Service. This breadth of roles reflects her comprehensive experience within the firm and the financial services industry. The information provided does not include details regarding Katie's education, credentials, personal interests, or community involvement.

Dean Patton is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has one year of industry experience and prior work history in firms including Forvis Mazars and Healthcare Corporation of America. Outside of financial advising, he teaches at Williamson College. LPL Enterprise provides investment advisory and brokerage services to a diverse client base such as individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach using portfolios developed by internal and third-party strategists and offers additional services including financial planning, insurance product facilitation, and affiliated trust and lending programs.

Joseph Borrelli is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds the Series 66 designation and has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Iris Brashear is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. Her prior experience includes roles at Charles Schwab Bank SSB, AutoZone Corporate Headquarters, and Rocky Top Nutrition, as well as several years in full-time education. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s model combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a comprehensive range of integrated investment and custody services.

Allen Kuhn is a financial advisor with Merrill in Nashville, TN, holding Series 65 and Series 66 credentials and three years of industry experience. Prior to joining Merrill in 2022, he worked at UBS from 2018 to 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Dunston is a financial advisor at Robert W. Baird & Co. with 30 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at Bank of America, Merrill, and Fifth Third Securities. Based in Nashville, TN, he has been with Baird since 2025. Brian is part of the DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The team offers customized consulting and portfolio services, including financial planning and discretionary management, utilizing a range of strategies from traditional equities to complex private funds and real assets.

Thomas Perini is a financial advisor at LPL Financial with nine years of industry experience. He holds a Series 66 designation and has previously worked at MBSC Securities Corporation, Foreside Fund Services, LLC, and Third Avenue Management LLC. He is based in Nashville, TN. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Matthew Dudiak is a financial advisor with UBS Financial Services in Nashville, TN, holding a Series 63 designation and 23 years of industry experience. He has been with UBS since 2000. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services through a broad platform that includes proprietary research and multiple capital markets functions.