Steven Ng is a financial advisor at Morgan Stanley with 11 years of industry experience. He has held roles at Morgan Stanley Smith Barney LLC since 2023 and previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank, N.A. from 2014 to 2023. Ng holds Series 65 and Series 63 licenses and is based in San Francisco, CA. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market modeling techniques.

Jhocelyn Schlauraff is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for 22 years before joining Morgan Stanley Smith Barney LLC in 2025. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers both direct client plans and Corporate Financial Planning agreements.

Thu Duong is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following prior roles at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. Thu Duong also manages a rental property in San Lorenzo, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary options. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Bernard Shaw is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He has worked at First Republic Securities and First Republic Bank for 18 years before joining JPMorgan Chase Bank and J.P. Morgan Securities three years ago. Shaw holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Joshua Fishman is a financial advisor at Fisher Investments with 13 years of industry experience. He holds the Series 63 and Series 65 licenses. Prior to joining Fisher Investments in 2023, he worked at Empower Advisory Group and Personal Capital Advisors Corporation. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process that combines quantitative screening, qualitative research, and tax-aware strategies to manage risk and portfolio positioning.

Travis Daugherty is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over 25 years of experience, he specializes in personalized wealth management strategies tailored to the unique financial goals of his clients. His expertise includes working with wealthy families and individual investors on investment needs such as restricted stock sales, 10B5-1 plans, cashless option exercises, fixed income and equity trades, 529 plans, and large block equity trade transactions. Travis works closely with trading desks to execute both taxable and tax-exempt fixed income trades, equity and option trades, restricted stock trades, and corporate transactions. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Cal Poly San Luis Obispo. In addition to his professional work, Travis participates in community activities and enjoys spending time with his family. His personal interests include baseball, football, golfing, hiking, running, skiing, swimming, tennis, and traveling.

Maureen Gallagher is a financial advisor at J.P. Morgan Securities with 35 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley, UBS Financial Services, and Wells Fargo Advisors. Gallagher is also employed by JPMorgan Chase Bank, where she can offer banking products alongside her advisory services. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities.

Reza Abcari is a CFP® with 22 years of experience in the financial services industry, currently serving at Charles Schwab since 2019. His previous experience includes roles at AXA Advisors and The Entrust Group. Outside of his advisory work, he manages rental properties inherited by his family. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and advisory services.

Tess Nogles is a financial advisor with J.P. Morgan Securities in San Francisco, holding the Series 66 designation and accumulating several years of experience, including prior roles at Hall Capital Partners, SEI Investment Company, and Hartford Funds. She has also been affiliated with JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Laurie Presnell is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63 and Series 66 registrations and 26 years of industry experience. She has been with UBS since 2008. Outside of her advisory role, she owns a vacation home in Tahoe. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Stephen Guiney is a financial advisor with Morgan Stanley in San Francisco, CA, holding Series 63 and Series 65 designations and over 46 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and was previously with Citigroup Global Markets starting in 1984. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers planning services that emphasize advisory roles without specific security recommendations.

Matthew Sheehan is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2009. He serves on the advisory board of the Catholic Community Foundation in San Jose. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in assets. The firm uses structured planning tools and maintains a broad offering that includes retail and institutional investment strategies.

Surya Gopineedi is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and Franklin Templeton Investments. He is employed by both JPMorgan Securities and JPMorgan Bank, enabling him to offer certain bank products and services alongside advisory offerings. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering recommendations on a non-discretionary basis.

Deanna Dozier is a Senior Financial Advisor at Venture Services Group and is affiliated with Merrill Lynch Wealth Management. She has been with Venture Services Group since 2015, following her tenure at Merrill Private Wealth Management. In her current role, she serves as the Venture Network coordinator, assisting private clients with navigating the combined organization and providing institutional access when appropriate. Deanna holds a Bachelor of Arts degree in Liberal Arts from the University of Mississippi. Prior to her career in financial services, she spent several years working in songwriting and the TV, film, and commercial industry. She holds the designation of Personal Investment Advisor (PIA). Growing up in Auburn, Alabama, Deanna is a fan of Auburn Tigers football and the Miami Dolphins.

David Rodriguez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His prior roles include positions at JPMorgan Chase, First Republic Bank, LPL Financial, and BMO Harris Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Ruth Miller is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding Series 63 and Series 66 credentials and 25 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent five years with Wells Fargo Advisors LLC. Outside of her advisory role, she serves as successor trustee for her mother's trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

David Lowi is a financial advisor at Stifel with 27 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with Stifel Nicolaus & Co Inc since 2011. Outside of his advisory role, Lowi serves as a board member for the San Francisco Campus for Jewish Living. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide capital market analysis, asset allocation, and financial planning guidance.

Zhi Lu is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and nine years of industry experience. Lu has been with Merrill since 2016 and concurrently affiliated with Bank of America, N.A. since the same year. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Nadia Fawcett is a financial advisor at UBS Financial Services with 20 years of industry experience. She holds the Series 66 designation and has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Larry Anderson is a CFP® with 36 years of industry experience and is currently an advisor at Cetera in San Francisco, CA. He previously worked at Avantax in various capacities for over three decades. He also owns and operates LJ Anderson Tax & Financial Service, providing tax preparation and accounting services. Additionally, Anderson serves as a trustee for certain family and estate trusts. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers diverse portfolio management and planning services on a multi-manager platform, supporting a wide range of program structures and investment strategies.