Freddie Crandall is a financial advisor with Morgan Stanley in Champaign, IL, holding CFP®, Series 63, and Series 65 designations and bringing 40 years of industry experience. He has been with Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. In addition to his advisory role, Mr. Crandall is involved in managing rental properties and real estate ventures. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and market simulations to support client financial planning.

Thomas Gowin is a financial advisor at Robert Baird & Co. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Robert Baird & Co. since 2019 and J.J. B. Hilliard, W.L. Lyons, LLC since 2013. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, separately managed account programs, and custody and brokerage services, supported by ongoing manager selection, internal research, and advanced portfolio management tools.

Michael Zick is a CFP® with 25 years of industry experience, currently serving at J.P. Morgan Securities. His prior roles include positions at PNC Financial Services and PNC Investments. He serves on the investment committee of the Indiana State Museum and Historical Sites. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Steve Stevens is a financial advisor with Mass Mutual Investors Services in Indianapolis, IN, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked with MML Investors Services Inc and MassMutual Life Insurance Company since 2014. Outside of his advisory role, Stevens serves as a board member for Easter Seals Crossroads and provides life and business coaching through his consulting firm. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing firm-approved tools and structured annual planning engagements.

Steven Stapleton is a financial advisor with Morgan Stanley in Indianapolis, IN, holding a Series 63 designation and over 40 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers a range of advisory programs, including tailored financial planning, supported by structured discovery processes and firm-approved tools.

Quinlan Parient is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and two years of industry experience. Prior to his current role, his work history includes positions outside the financial industry as well as previous employment within Charles Schwab. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers centralized custody, brokerage, and cash-sweep services.

Matthew Sherman is a financial advisor with Charles Schwab & Co., Inc. in Indianapolis, Indiana, holding Series 63 and Series 66 credentials and six years of industry experience. Prior to joining Charles Schwab in 2019, he worked at Assured Partners and held positions at Home Depot and Lowe's. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios and a centralized operational structure.

Amy Rice is a financial advisor with Robert W. Baird & Co. based in Greenwood, IN, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has worked previously at OneAmerica Securities and American United Life, with roles spanning from 2012 to the present. Outside of her financial advisory work, she owns Mow & More by Greg, LLC, a lawn and landscaping services business. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individual, corporate, pension, and charitable clients with a variety of financial planning and portfolio management services. Baird employs a combination of manager-traded and model-traded strategies, tax management, and uses internal research tools including artificial intelligence to support client advice.

Scott Razzino is a financial advisor with Primerica Advisors in Indianapolis, IN, holding Series 65 and Series 63 licenses and two years of industry experience. His prior work includes positions at Endress and Hauser, Primerica Financial Services, Caterpillar Reman, Trane Technologies, and Eaton Corporation. In addition to advising, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, with approximately 3,961 financial advisors and $15.5 billion in assets under management. The firm utilizes model-based strategies managed by unaffiliated asset managers and provides advisory services primarily to non-institutional clients.

Jill Wright is a financial advisor with Equitable Advisors holding a Series 66 designation and has less than one year of industry experience. Her prior work includes positions at Capital Group and Charles Schwab. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and partners with third-party asset managers and advisory programs.

Shawna Ballard is a Series 66-licensed financial advisor with Ameriprise, based in New Palestine, Indiana, and has 25 years of industry experience. She has been with Ameriprise since 2001, initially with Ameriprise Financial Services Inc. and continuing with the firm through 2026. Outside of her advisory role, she owns and manages DS Ballard and Associates, a consulting business. Ameriprise is an institutional firm that offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions, utilizing a centralized consulting team and algorithmic tools to deliver tailored retirement income recommendations.

Steven Rastrelli is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at PNC Investments for nine years. Outside of his advisory work, he has been involved with Boy Scout Troop 96 since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Trevor Aldrich is a financial advisor at Charles Schwab in Indianapolis, IN, with two years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Scotlynn Group and managed his own advisory practice. Prior to his financial career, he was involved in landscape business operations for ten years. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory recommendations and access to discretionary separately managed accounts, supported by a multi-asset model portfolio investment approach and centralized operational structure.

Cassi Patterson is a financial advisor at Wells Fargo Advisors with 19 years of industry experience. She holds the Series 66 designation and has been with Wells Fargo in various capacities since 2010, including her current role at Wells Fargo Clearing since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment solutions, using proprietary research and planning tools to develop tailored client recommendations.

Scott Troutman is a financial advisor with UBS Financial Services in Indianapolis, IN, holding Series 63 and Series 65 designations and having 29 years of industry experience. He has been with UBS since 1997. Outside of his advisory role, he appeared in a local plumbing commercial in a non-compensated capacity. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad array of capital markets and advisory solutions.

Raquel Raiten is a financial advisor at Charles Schwab with eight years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Schwab Private Client Advisory, Inc. as well as in finance and collections roles prior to joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to affiliated discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Robert Milligan is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63, 65, and 66 credentials and has been with Cetera Advisors LLC since 2013. Milligan serves on the advisory board of the Plainfield Chamber of Commerce and is involved with the Plainfield United Methodist Church as chairperson and endowment committee member. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through various program platforms and third-party managers.

Jeffrey C. Avagian is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1997 and brings over 28 years of experience in the financial services industry. Jeffrey provides a full range of services to high net worth individual investors and their families, focusing on personalized wealth management strategies tailored to clients' return objectives, risk tolerance, and liquidity needs. His expertise includes college education planning, divorce transition planning, family wealth management, retirement income, and investment strategy among others. Jeffrey’s approach to portfolio management is grounded in rigorous research and disciplined investment processes. He employs a comprehensive methodology to allocate assets and adjusts portfolios in response to changing market conditions and client circumstances. His team emphasizes superior communication and service to build trust and long-term relationships with clients. Jeffrey holds the Chartered Retirement Planning Counselor℠ designation and a Personal Investment Advisor (PIA) credential. He earned a Bachelor's Degree from Indiana University Bloomington and a Master’s Degree in Business Administration from Baldwin Wallace University. He resides in Carmel, Indiana with his wife and three daughters and participates in community volunteer activities. Outside of work, he enjoys boating, skiing, and spending time with his family.

Patrick Rickman is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and four years of industry experience. He previously worked at Fifth Third from 2020 to 2022 and was employed at Lewis University from 2016 to 2020. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Joseph Knoth is a financial advisor with Mass Mutual Investors Services in Indianapolis, IN, holding Series 63 and Series 65 licenses and having 12 years of industry experience. He has worked at Mass Mutual Investors Services and MassMutual Life Insurance Co since 2013. Outside of his financial career, he was involved with Hoyt's Carpet Cleaning from 2010 to 2021. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software and collaborative planning processes to develop written recommendations tailored to client goals.