Ethan Kose is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at JPMorgan Securities LLC since 2013 and JPMorgan Chase Bank NA since 2017, both based in Philadelphia, PA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Oliver Palone is a financial advisor at UBS Financial Services in Philadelphia, PA, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Horizon Air Freight and PBT Realty, as well as experience with Palone Bros and Villanova University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering a range of financial planning, portfolio management, and capital markets solutions. The firm integrates institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Mark Standring is a CFP® professional with 27 years of industry experience, currently affiliated with Wells Fargo Advisors since 2017. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his primary advisory role, he owns and operates a senior care business with his spouse. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options tailored to clients who meet net-worth criteria. Advisors utilize firm research and tools to develop recommendations, with implementation options available through various brokerage and advisory programs.

Michael Comber is a CFP®-certified financial advisor with 23 years of industry experience, currently with Morgan Stanley in Philadelphia, PA. He has been associated with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering financial planning services that utilize firm-approved tools and models to support client decision-making. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer-sponsored financial planning agreements.

Alison DiGiulio is a Financial Consultant at Fidelity Investments, where she works with clients to develop and update financial plans aligned with their investment goals. She leverages the resources and team at Fidelity to assist clients in growing and protecting their wealth while simplifying their financial lives. Alison has experience in the financial services industry, having served as a Financial Solutions Advisor at Merrill Lynch from 2015 to 2021 before joining Fidelity Investments in 2021. Her professional background includes advising clients on financial planning and investment strategies. Outside of her professional role, Alison has personal interests that include comedy, exploring food, hiking, kayaking, music, and traveling.

Shawn Benson is a Financial Advisor at Merrill Lynch Wealth Management. He partners with individuals and families to create personalized financial strategies aimed at meeting their unique financial goals and life circumstances. His areas of focus include family wealth management strategies, personal retirement planning, and retirement income. Shawn holds a Bachelor's Degree from Rutgers and has obtained the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. His professional philosophy emphasizes understanding what matters to each client and building meaningful relationships to provide trusted advice and guidance. Outside of his professional work, Shawn enjoys various sports such as baseball, basketball, football, golfing, hiking, and running. He also values spending time with his family and watching movies.

Sarah Silva is a Series 66-registered financial advisor with Morgan Stanley, based in Mount Laurel, NJ. She has 12 years of industry experience, including roles at Morgan Stanley since 2013 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a broad range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory process.

Marion Maiorino is a financial advisor with UBS Financial Services in Mt. Laurel, NJ, holding a Series 66 designation and 28 years of industry experience. She has been with UBS Financial Services since 1991. Outside of her advisory work, she is involved in a family real estate investment and property management business through PabMar LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

Stephen O'neil is a Series 66-licensed financial advisor at Morgan Stanley with 13 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC since 2015. Outside of his advisory role, he is involved in an estate planning-related real estate investment with family members through a sole proprietorship LLC. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm employs structured planning tools and offers access to extensive investment resources and strategies.

Andrew Polis is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo-related firms since 2009. He serves as co-trustee of his father's trust and co-executor for his mother’s estate, both investment-related roles. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Michael Steinrock is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds the Series 66 designation and previously worked at Merrill and Bank of America/Merrill Lynch. His background also includes roles outside of finance, such as positions at InstaCart and All Star Baseball Academy. Wells Fargo Clearing provides retirement plan consulting services focused on qualified ERISA and non-qualified deferred compensation plans. The firm employs an IPS-driven, modern portfolio theory approach and offers both non-discretionary and discretionary investment advisory services tailored to plan-specific objectives and risk tolerances.

Dillon Mills is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Bank, The Evangelisti Group, and Kennedy Investment Group. Outside of his advisory role, Mills owns and manages a real estate business, overseeing property acquisitions and renovation projects. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Margaret Disammartino is a financial advisor with Merrill based in Philadelphia, PA. She holds a Series 66 designation and has 18 years of industry experience. She has been with Merrill Lynch since 1991. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies managed by internal teams and third-party style managers.

Derrick Phillips is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Securities America, Inc. and Securities Service Network, Inc. Phillips is also a partner at Evesham Capital Management, where he is involved in life and health insurance sales and fixed annuities. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing in managing diversified portfolios that include a range of investment types.

Emily Huber is a Series 66-credentialed financial advisor with three years of industry experience. She is currently with Edward Jones in Philadelphia, where she has worked since 2025 and previously from 2019 to 2021. Her prior experience includes roles at Bank of America (Merrill Lynch) and the University of Delaware. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory programs and affiliated investment options. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Arthur Ace is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including PNC Wealth Management and Truist Investment Services. Outside of his advisory role, he serves on the board of the Touchstone Foundation, which focuses on mental health services for youth, and is involved in nonprofit leadership through Leadership Lancaster and the Lancaster Estate Planning Council. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Dana Nguyen is a financial advisor at UBS Financial Services with six years of industry experience. Nguyen holds Series 63 and Series 65 licenses and has worked at UBS since 2019. Prior roles include positions at Citizens Securities, Citizens Bank, PNC Bank, and Kish Bancorp. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Donna Cleveland is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. She has been with Wells Fargo firms since 2010, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking.

Delvis Kaliqi is a financial advisor with LPL Financial in Marlton, NJ, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, he held roles at Penn State University and has worked in the food service industry as a waiter and barista. He is also involved in non-investment-related work at Cafe La Maude. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of financial planning, advisory programs, and retirement consulting services through a national network of investment adviser representatives.

Samantha Talecki is a financial advisor with Merrill in Philadelphia, PA, holding a Series 66 designation and three years of industry experience. Her prior experience includes roles at Bank of America and Merrill. She has also worked in education and community roles, including positions at Allentown Central Catholic High School and Southern Lehigh Community Pool. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.