Alexander Mottle is a financial advisor with Mass Mutual Investors Services in Radnor, PA, holding Series 65 and Series 63 licenses and possessing 11 years of industry experience. He has been with Mass Mutual Investors Services since 2015 and also has experience with MassMutual Life Insurance Co since 2014. Outside of his advisory role, he is an agent for Kaufman Financial Services. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using analytical tools and structured planning engagements.

Brian Russo is a financial advisor with LPL Financial, holding a Series 66 designation and 22 years of industry experience. He previously worked at RBC Capital Markets Corporation for 15 years before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and brokerage services.

Matthew Seman is a financial advisor with Vanguard Advisers based in Malvern, PA. He holds a Series 66 designation and has three years of industry experience. His prior roles include work with United Way of Erie County and Pennsylvania State University, as well as entrepreneurial activity with Rizer Fireworks. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and predominantly Vanguard funds, offering a range of customization options and managing a large client base through a combined digital and advisory platform.

Matthew Greco is a financial advisor with Mass Mutual Investors Services based in Newtown Square, PA. He holds Series 63 and Series 65 licenses and has 20 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Company. Outside of his advisory work, he is also licensed as a health and group health insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning using firm-approved analytical tools.

Derrick Arnold is a CFP® with nine years of industry experience, currently serving at Osaic Wealth, Inc. since 2023. His prior roles include positions at Royal Alliance Associates, Citizens Securities, CUSO Financial Services, and Citadel FCU. In addition to his advisory work, Arnold is involved with Bala Financial Group, marketing various insurance products, and assists with tax preparation and client scheduling at Phoenix Tax Consultants. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and access to third-party money managers to construct diversified portfolios tailored to client needs.

Keith Ford is a financial advisor with Morgan Stanley in Berwyn, PA, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been affiliated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Margaret D'agostino is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Evan Walker is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Vanguard, he worked at Infinia Search, Inc. and Wills and Bills among other firms. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, with portfolios constructed mainly from Vanguard funds and ETFs.

Emil Barretta is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. His prior roles include positions at The Vanguard Group and earlier work in various industries including the military as a US Army Reserve member. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Carleigh Conners is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Her prior work includes roles at The Vanguard Group, Inc., Vanguard Marketing Corporation, and Versed Experts, as well as teaching positions at Shippensburg University and James Madison University. She is also involved with Limitless Philly. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs. The firm serves a broad client base through digital delivery and a large network of advisors.

Vanessa Paparone is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing since 2021. Her prior work includes positions at Wells Fargo Bank, nA, Smoothie King, and Berman Blake Associates. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Guinan Jr. is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at The Vanguard Group since 2018 and previously held roles at Randstad and Health Advocate. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering extensive customization and tax-aware strategies.

Matthew Acevedo is a financial advisor with Ameriprise in Wilmington, DE, holding a Series 66 designation and five years of industry experience. He has worked at Ameriprise since 2019 and previously held positions at Klondike Kates and Chesapeake Inn. Outside of Ameriprise, he advises clients through Kimberlee M. O. LLC. Ameriprise Financial Services serves individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes written recommendation reports and ongoing advice focused on dependable income sources, tax-aware withdrawal strategies, and incorporates proprietary investment research and third-party data.

David Layo is a CFP® with 27 years of experience in the financial services industry. He is currently affiliated with OSAIC and has prior experience at Lincoln Financial Advisors Corporation and Citadel Federal Credit Union. Outside of his advisory role, he is a co-owner and financial planner at Capital Wealth Management Group, LLC, where he focuses on client financial planning. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, using proprietary asset-allocation tools and third-party platforms to construct and manage portfolios across a range of asset classes.

Nancy Rainer Wallace is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in their Wayne, Pennsylvania office. She joined Merrill Lynch in January 2011 and has been a Wealth Management Advisor since 1982. Prior to her current role, Nancy held senior financial advisory positions at Morgan Stanley and UBS Financial Services. She specializes in delivering comprehensive financial advisory and wealth management solutions tailored to individuals, families, and businesses, considering factors such as risk tolerance, time horizon, liquidity needs, and investment goals. Nancy's expertise includes equity and fixed income portfolio management, retirement planning, annuities, pension and profit sharing services, life insurance, and asset allocation frameworks. She is also licensed in National Commodities Futures and holds FINRA registrations Series 3, 7, 63, and 65. Her professional designations include Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She attended Harriton High School, the University of Hartford, and the University of Miami. Nancy is involved with philanthropic organizations including The Ladies Committee for the Devon Horse Show and the Brandywine Conservancy for the Radnor Hunt Club, and she has served on the women’s board of the Philadelphia American Cancer Society. Nancy and her husband Jim formed the Wallace Rainer Group business partnership in 1995, and they reside in Devon, Pennsylvania with their two daughters. Her personal interests include baseball, billiards, boating, football, golfing, reading, spending time with family, and traveling.

Douglas Hepburn is a CFP® professional with 29 years of industry experience, currently with Cetera, where he has worked since 2013. He is president of Financial Workshops LLC, a financial education business, and founder and executive director of Lower Providence Jr Trap, a youth sports team organization. He also serves as an estate executor and holds a role as an insurance agent. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager investment platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Anthony Desante Jr. is a CFP® professional with 32 years of experience in the financial industry. He has been with Vanguard Advisers since 2014 and has worked at The VANGUARD GROUP, INC. and Vanguard Marketing Corporation since 1993. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base through a combination of digital platforms and advisor teams and constructs portfolios primarily using Vanguard funds and ETFs with various tax-aware and customization features.

Matthew Callaghan is a CFA® charterholder with 14 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2011. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

John Patsy is a CFP® professional with 18 years of industry experience, currently serving clients at LPL Financial since 2009. He holds the Series 66 designation and operates out of Hauppauge, NY. Additionally, he is engaged as an insurance agent with LTCi Partners, focusing on non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and third-party research.

Michael Kilburn is a financial advisor at RBC Capital Markets with nine years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2016. Prior to his financial services career, Kilburn was involved with Harry's Savoy Grill and Ballroom for 15 years. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients through various advisory programs that offer portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on client risk profiles and utilizes a combination of in-house and third-party managers to implement portfolios.