Michael Langerhans is a CFP® and holds a Series 65 license, currently advising at Wealth Enhancement Advisory Services, LLC with seven years at the firm and four years of industry experience overall. His prior roles include founding Live Your Vision LLC and a four-year tenure at La Salle University. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets and combines passive and active investment strategies with oversight by an internal Investment Committee.

Anthony Schifano is a financial advisor with Citizens Securities, Inc. in State College, PA. He holds the Series 66 designation and has six years of industry experience. His prior roles include positions at Cetera, Mcs Bank, Intuit, and Equitable Advisors. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s offerings include a digital advisory program managed with SigFig and a Managed Account program, operating as both a broker-dealer and insurance agency.

Kyle Vander Schauw is a financial advisor at Citizens Securities, Inc. with two years of industry experience. He holds the Series 66 credential and has worked previously at Bank of America, Merrill, Raymond James & Associates, and TD Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory platform includes a digital program utilizing proprietary algorithms and a managed account program, with activities spanning discretionary advisory and commission-based brokerage.

Kevin Mcgonagle is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been affiliated with Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc since 2011. Mcgonagle is also a managing partner of Redwood Financial Advisors, LLC, an insurance brokerage focused on sales and service for multiple carriers including Penn Mutual. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a significant portion of client assets managed on a non-discretionary basis.

Michael Sandy is a financial advisor at Citizens Securities, Inc. in Dover, DE, holding Series 63 and Series 65 licenses with seven years of industry experience. He has been with Citizens Securities and Citizens Bank in various roles since 2014. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating within a bank-owned enterprise framework.

Katherine Mullin is a CFP® professional with Wealth Enhancement Advisory Services, LLC, based in Malvern, PA. She has one year of experience in the financial advisory industry, having joined Wealth Enhancement Advisory Services in 2026 after prior experience at the Wealth Enhancement Group and roles outside the industry. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and utilizes a diversified, risk-class based investment approach that combines passive and active strategies overseen by an internal Investment Committee.

Jeffrey Margolies is a financial advisor at Oppenheimer with 36 years of industry experience. He holds a Series 63 designation and previously worked at Boenning & Scattergood for 17 years before joining Oppenheimer in 2022. Outside of his advisory role, he is involved as a limited partner in a family investment partnership. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as investment management, consulting, and retirement planning. The firm employs strategic and tactical asset allocation and manager selection across various investment vehicles, with a notable role as a qualified custodian and a mix of discretionary and non-discretionary management programs.

Padmalatha Teppala is a financial advisor at PNC Wealth Management with three years of industry experience. She holds Series 66 and Series 63 licenses and has worked previously at JPMorgan Chase Bank and J.P. Morgan Securities. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithm-driven risk assessment and invests in approved model strategies via mutual funds and ETFs.

Dennis Piccone is a financial advisor with TIAA-CREF in Radnor, PA, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. His work history includes roles at Citizens Bank, Citizens Securities Inc., and PNC Investments LLC before joining TIAA-CREF in 2018. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing TIAA employer retirement plan relationships, as well as to trusts, estates, and various entities. The firm’s advisory model distinguishes between point-in-time planning and ongoing discretionary management, offering tailored portfolio solutions under a fiduciary standard.

Tyler Ayers is a financial advisor with GWN Securities Inc. in Wayne, PA, holding Series 65 and Series 63 credentials and three years of industry experience. Prior to joining GWN Securities, he worked for ten years at Liberty Mutual Insurance. He is also involved in a financial services DBA focused on insurance. GWN Securities provides investment advisory services to individual and corporate clients through a variety of managed account programs and financial planning offerings. The firm uses a mix of affiliated and unaffiliated sub-advisers and implements portfolios based on asset allocation and Modern Portfolio Theory, with an emphasis on tactical strategies including market-timing and momentum-based approaches in certain legacy programs.

George Cauffman is a CFP® professional with seven years of experience in the financial industry. He currently serves as an advisor at Hightower Advisors and previously worked at The Vanguard Group, Inc. among other firms. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm’s approach emphasizes manager selection and multi-manager solutions, leveraging both affiliated and third-party managers while offering a range of portfolio construction options.

Gunjan Ahuja is a financial advisor at TD Private Client Wealth LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Hilltop Securities and Capital One Investing, LLC. Since 2021, he has been with TD Private Client Wealth LLC and TD Bank N.A. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients. The firm uses a combination of strategic and tactical asset allocation with affiliated and third-party sub-managers to construct portfolios, offering ongoing portfolio management, financial planning support, and custody via third-party custodians.

Kelly Atkins is a financial advisor with Principal Financial Services in Wayne, PA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has worked at Principal Securities Inc. and Principal Life Insurance Company since 2017 and previously operated as a self-employed advisor for ten years. Outside of her advisory role, she is a partner in Kodiak Wealth Management LLC and is involved in Kodiak Tax Solutions, a tax preparation business. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory services emphasize direct advisory programs, financial planning, and access to third-party money manager solutions through both adviser and promoter arrangements.

David Page is a financial advisor with Janney Montgomery Scott in Bryn Mawr, PA, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Janney Montgomery Scott since 2009. Outside of his advisory role, he serves on the advisory committee of Philadelphia Hide and owns a farm, Trimbles Ford, where he manages maintenance and livestock. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad client base including individuals, families, trusts, and institutional clients, offering brokerage, financial planning, and advisory services through various wrap programs and centralized asset management.

Victor Salanovsky is a financial advisor at Citizens Securities, Inc. with 20 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley, the State of New York, and E*TRADE Capital Management LLC. Citizens Securities serves individual and high-net-worth investors and offers a range of investment advisory, brokerage, and insurance services. The firm provides both digital and managed account advisory programs, operating as a broker-dealer and insurance agency, and is wholly owned by Citizens Bank, N.A.

John Peregrim is a CFP® and Series 65-licensed financial advisor with six years of industry experience. He currently works at MAI Capital Management, LLC and previously held roles at Hyperion Partners, LLC and Penn State University. MAI Capital Management provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, institutional clients, and sports professionals. The firm manages a comprehensive range of portfolio strategies and offers trust and insurance administrative services, overseeing $72.3 billion in assets as of May 2026.

Ryan Morgan is a financial advisor with Private Advisor Group, LLC and holds Series 65 and Series 63 designations. He has one year of industry experience, including prior roles at LPL Financial and Hartford Funds Distributors. Outside of his advisory work, he has been involved with the Union League National Golf Club and the Huntingdon Valley Country Club. Private Advisor Group serves a broad range of clients including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through wrap and non-wrap programs. The firm provides access to third-party asset managers, turnkey asset management platforms, and a firm-managed separately managed account program supported by a network of investment adviser representatives.

Christopher Mayer is a financial advisor at OSAIC Institutions, Inc. with Series 63 and Series 65 credentials and four years of industry experience. Prior to joining OSAIC Institutions in 2026, he worked at Pacer Financial, Inc. from 2021 to 2026. Mayer’s background also includes four years at Boston College and four years at St. Joseph's Preparatory School. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating through a hybrid adviser/broker-dealer structure.

Christine Hennigan is a ChFC® with 36 years of experience in the financial services industry. She has been with Hornor, Townsend & Kent, LLC since 1992 and also maintains a long-standing relationship with Penn Mutual starting in 1991. In addition to her advisory work, she is principal of Divorce Wealth Strategies, LLC, focusing on pre-divorce financial planning and serves as a speaker on related topics. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, offering a range of investment and brokerage services with approximately $8.37 billion in discretionary assets under management as of year-end 2025.

Casimir Seweryn is a financial advisor at TIAA-CREF with 24 years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at Vanguard and eMoney Advisor before returning to TIAA in 2020. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides customized portfolio management alongside model portfolio options and acts as adviser to the TIAA Donor Advised Fund.