Jack O Neill is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, Merrill Lynch, and various positions in education and small business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gary Daniels is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 63 and 65 licenses. He has 49 years of industry experience and has previously worked with MetLife Securities Inc. and MassMutual Life Insurance Company. Daniels serves as treasurer on the board of a 501(c)(6) organization, where he oversees financial management. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-oriented planning supported by firm-approved analytical tools, with implementation options that require separate arrangements.

Robert Hartfield Jr. is a financial advisor at Osaic with 43 years of industry experience. He holds a Series 63 designation and previously worked at Lincoln Financial Advisors Corporation for 17 years and has operated Hartfield Advisors since 2002. Outside of his advisory work, he offers various insurance products including accident, disability, and life insurance through his own insurance agency. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, pension, corporate, and charitable investors. The firm provides integrated brokerage and advisory services, financial planning, and access to multiple investment platforms, utilizing firm-provided tools and third-party resources to build and manage portfolios across a wide range of asset types.

Michael Woodrow is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 63 and Series 66 designations and has been with Wells Fargo-related entities since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Kieran Smith is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and six years of industry experience. His prior experience includes five years at Cantor Fitzgerald & Co. and roles at Mitsubishi International Food Ingredients, Inc. and Osaic Wealth, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mostly from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Arius Jones is a financial advisor at Fidelity with Series 63 and Series 66 credentials and eight years of industry experience. Prior to joining Fidelity, he worked at The Vanguard Group for four years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios across various asset classes.

Alexander Boyer is a financial advisor at LPL Financial with 20 years of industry experience. He holds the CFP® and Series 66 designations and previously worked at Boenning & Scattergood Inc for 17 years before joining LPL Financial. Boyer serves in a fiduciary capacity for charitable trusts and foundations in Pittsburgh, Pennsylvania. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers financial planning and investment advisory services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a variety of portfolio management options, including model portfolios and third-party asset management, supported by advanced research and operational tools.

Byron Clark is a financial advisor with Wells Fargo Clearing in Radnor, PA, holding Series 63, 65, and 66 licenses and 31 years of industry experience. His prior work includes twelve years at BNY Mellon and two years at New England Securities. He serves as a trustee for a family trust in New York. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research-driven investment evaluation with a broad range of brokerage and advisory solutions.

Geovanni Bennett is a financial advisor at J.P. Morgan Securities with two years of industry experience and holds a Series 66 designation. Prior to joining J.P. Morgan, he worked at firms including Park Securities LLC and National Financial Network/Guardian. Outside of his advisory role, he serves as the head coach of the junior varsity boys soccer team at Central Bucks High School South. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Jane Kerr is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Ameriprise since 2022. She previously worked at Strategic Investment Group from 2016 to 2022 and at Sei Investments from 2001 to 2016. Outside of her advisory role, she is a finance committee member of Good Works Inc., where she helps oversee the organization’s annual budget. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies in partnership with clients’ financial advisors. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Richard Sobel is a Series 66 credentialed financial advisor with 17 years of industry experience. He has worked at Vanguard Advisers and its affiliates since 2020, following prior roles at Citizens Securities and Bank of America/Merrill. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models and offers a wide range of portfolio customization options, managing hundreds of thousands of client relationships through a large advisor team and automated platform.

Jakob Nines is a financial advisor with Vanguard Advisers, holding a Series 66 designation and bringing nine years of industry experience. He has worked at Vanguard Advisers since 2024 and previously held roles at Lincoln Financial Advisors and US Mortgage Line. Vanguard Advisers serves retail investors and eligible employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models and primarily invests in Vanguard funds and ETFs, offering tax-aware and customizable portfolio options.

Tyler O'Connell is a financial advisor at Vanguard Advisers with three years of industry experience. He holds a Series 66 designation and has worked in various roles including consulting and community engagement prior to joining Vanguard. Outside of his advisory role, he is involved with Jasper's Backyard, an entrepreneurial venture. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct personalized portfolios primarily from Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Gene Ferraro is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 46 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options.

Michael Angelo is a financial advisor at Vanguard Advisers with 27 years of industry experience. His prior roles include positions at BlackRock Investment Management, Pacer Advisors, and Lincoln Financial Distributors. He also worked with the Deep Run Valley Sports Association from 2017 to 2019. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs, and serves a large client base through its digital platform and team servicing model.

Daniel Batty is a CFP®-credentialed financial advisor with MassMutual Investors Services, where he has worked for over 30 years. He holds a Series 63 license and has 31 years of industry experience. Outside of his primary role, he is involved in life and health insurance sales and serves as president of UFG Advisors, LLC, a financial services firm focused on succession planning. Additionally, he is an investor in a golf simulator business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a structured, collaborative planning approach that includes technology-driven analysis and event-driven planning services.

Joshua Shapin is a CFP® with three years of industry experience, currently advising at Vanguard Advisers. He has been with Vanguard-affiliated entities since 2022 and previously worked in education and retail sectors. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily invests in Vanguard funds and ETFs, serving a large client base through a digital delivery platform.

Jaclyn Kane is a CFP®-certified financial advisor with eight years of industry experience, currently practicing at Ameriprise in Exton, PA. Her prior experience includes positions at LPL Financial, Gibraltar Wealth Management, Bernardo Wealth Planning, and Brinker Capital. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Joseph Hamilton is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and one year of industry experience. His career includes multiple roles within MassMutual and affiliated entities since 2021. Outside of finance, he has experience working with community organizations such as the YMCA and has been involved in diverse roles including previously operating a pool services business. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, annual financial planning engagements using firm-approved analytical tools, with implementation services available through separate brokerage or insurance arrangements.

Stephen Notebaert is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing three years of industry experience. He is also the owner and operator of Bird Dog Custom Woodwork, LLC, a woodworking business. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans with goal-based, algorithm-driven portfolios built mainly from Vanguard funds and ETFs.