Anthony Penna is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked at U.S. Bank for four years and held roles at Wilmington Trust, N.A., Baruch College, and Bergen Community College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Oliver Hannay is a Series 66 credentialed financial advisor with Merrill, based in Pennington, NJ, and has 23 years of industry experience. He has been with Merrill Lynch since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Benjamin Ricker is a financial advisor at LPL Enterprise with one year of industry experience. He holds the Series 66 designation and has a varied work background including roles in retail, food service, and university settings before joining LPL Enterprise in 2025. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily employs a model-driven investment approach and offers access to third-party asset managers and financial planning services.

Christopher Mcdermott is a financial advisor at Edelman Financial Engines with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including SEI Investments Company, The Vanguard Group, and Freedom Mortgage. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients, combining a proprietary committee-driven modeling process with planner delivery and online tools. The firm offers a range of discretionary and non-discretionary investment management solutions and manages approximately $326 billion for roughly 477,000 clients.

Aaron Holland is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2016. Outside of his advisory role, he operates a nanny service called Kids in Tow. Morgan Stanley Wealth Management offers a range of advisory programs for individual and institutional clients, providing tailored financial planning through its advisors and specialized estate planning teams. The firm manages approximately $2.74 trillion in client assets and incorporates structured planning tools and scenario modeling in its financial planning process.

Amanda Entenberg is a Vice President and Financial Consultant at Fidelity Investments. She partners with individuals and their families to create specific financial plans tailored to their unique situations by understanding their preferences and objectives. Amanda combines her dedication to planning with the resources available at Fidelity to pursue success aligned with her clients' goals. She has been with Fidelity Investments since 2017, progressing through roles including Relationship Manager, Investment Consultant, Financial Consultant, and currently Vice President Financial Consultant. Prior to joining Fidelity, Amanda worked as a Financial Advisor at Raymond James from 2015 to 2017.

Joshua Flesch is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America and Dworetsky Financial. Outside of advising, he is a general partner and managing member of a for-profit entity called NJ Wire Guys. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Arthur Bartholomew III is a CFP®-designated financial advisor with 45 years of industry experience. He is currently with Raymond James & Associates, having joined in 2025 after 12 years at UBS Financial Services. Outside of his advisory role, he serves as president and board member of the Lower Toby Sportsman Club, a fly fishing club in Swarthmore, PA. Raymond James & Associates is a large dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management strategies.

Anthony Hasen is a financial advisor with Wells Fargo Clearing in Doylestown, PA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at UBS Financial Services for seven years before joining Wells Fargo Clearing in 2022. He serves as a board member of the General Church of the New Jerusalem in Bryn Athyn, PA, where he evaluates the performance of the church’s investment advisor against its investment policy statement. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is investment policy statement-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Geoghegan is a financial advisor at Merrill with Series 63 and Series 65 credentials and six years of industry experience. His prior roles include positions at Bank of America, The Vanguard Group, Northwestern Mutual, and Go-Page Corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Marcus Bolton is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work history includes roles at Bank of America, Target Transportation, CDW, FedEx Ground, and Rutgers Recreation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Cornell Fields is a Financial Consultant at Fidelity Investments, where he has been working since 2021. He focuses on partnering with clients to develop, design, and implement financial plans dedicated to their long-term financial goals. His approach involves empowering individuals and families to utilize their finances to work toward what is most important to them. Before joining Fidelity Investments, Cornell served as a Senior Retirement Consultant at Prudential Retirement from 2015 to 2021. Prior to that, he was a High Net Worth Relationship Manager at Vanguard from 2011 to 2015, and a Financial Advisor at Merrill Lynch from 2007 to 2009. Throughout his career, he has built meaningful relationships with clients and combined his expertise with the resources of his employers to help clients move towards their financial goals.

Patrick Seiler is a CFP® credentialed financial advisor with Raymond James & Associates in Newtown, PA, bringing 30 years of industry experience. He has been with Raymond James & Associates since 2011 and has regulatory experience with FINRA dating back to 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering a range of financial planning, advisory, and consulting services supported by extensive research and multiple portfolio management styles.

Debra Sood is a financial advisor with Fidelity who holds Series 63 and Series 66 designations and has 10 years of industry experience. Prior to joining Fidelity, she worked at The Vanguard Group, Inc. for six years. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Matthew Schell is a Senior Financial Advisor at Merrill Lynch Wealth Management, providing holistic, goals-based wealth management services to individuals, families, and businesses nationwide. With over 20 years of experience in the financial services industry, Matthew serves as a fiduciary who prioritizes understanding the entire financial picture of his clients before offering advice. His expertise encompasses college education planning, equity compensation services, LGBT wealth planning, retirement income strategies, and special needs planning, among other areas. As a parent to a special needs child, he has particular experience in crafting financial plans that ensure long-term security while preserving essential government benefits. Matthew holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Chartered Retirement Planning Counselor™ (CRPC™) designation, credentials that reflect his advanced knowledge and commitment to guiding clients through complex financial decisions beyond traditional investing. He earned a dual degree in Economics and Finance from the University of Pittsburgh prior to entering the financial industry. Residing in North Wales, Pennsylvania, Matthew lives with his wife and three children. Outside of his professional role, he is actively involved in the community as an assistant soccer coach for the PA Rush Soccer Club. In his personal time, he enjoys chess, golfing, pickleball, racquetball, soccer, spending time with his family, and watching movies.

Francis Gramlich is a Series 66-licensed financial advisor at Merrill with 23 years of industry experience. He has been with Merrill since 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Haberman is a financial advisor with UBS Financial Services in Newtown, PA, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. His prior roles include positions at Bank of America and Merrill Lynch, Pierce, Fenner & Smith. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm operates as both a broker-dealer and investment adviser, offering a range of services including discretionary portfolio management and futures commission merchant activities.

William Gorsline is a Series 66-credentialed financial advisor with Equitable Advisors, where he has worked since 2012, totaling 14 years with the firm and 13 years of industry experience overall. Prior to Equitable Advisors, he was affiliated with Axa Advisors LLC from 2012 to 2020. Outside of his advisory role, he serves as a council member at St. Isaac Jogues Parish, assisting with community activities such as soup kitchens and prayer groups. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through various programs, utilizing third-party asset managers and advisory platforms to deliver tailored investment solutions.

Michael Reilly is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 licenses and has 31 years of industry experience. He previously worked for Cantella & Co Inc for 20 years before joining Cambridge Investment Research in 2022. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organization clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a wide network of financial professionals.

Fielding Miller is a financial advisor at LPL Financial with 10 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at CUNA Mutual Group, CUNA Brokerage Services, Inc., Wells Fargo Clearing, and Wells Fargo Bank, N.A. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a variety of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.