Stefen Benincasa is a financial advisor at UBS Financial Services with 31 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Bank of America and Merrill. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances.

Andrew Mahnken is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Bank, N.A. and Wells Fargo Advisors, LLC. Outside of finance, he has a 25% ownership in a pizza restaurant called Killer Pies in Asbury Park, NJ. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions.

Jose Madera Reyes is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His prior roles include positions at Cetera and Foresters Financial Services. Outside of his advisory work, he is a licensed notary in Iselin, NJ. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on a broad range of advisory and non-advisory financial services.

Shawn Rubin is a financial advisor with Morgan Stanley in Rumson, New Jersey, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association. Rubin serves as a board member of Rumson Country Day School. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers both direct and corporate financial planning services.

Jack Patach is a financial advisor with Ameriprise in Holmdel, NJ, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Cion Investments and the University at Albany. He is also involved in managing an advisory business through DGAM LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Sandra Perez is a Series 66-registered advisor with Merrill in Iselin, NJ, and has 16 years of industry experience. She has been with Bank of America N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Danielle Tucker is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds a Series 66 designation and previously worked at Merrill from 2013 to 2019. Tucker has been with UBS since 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a range of capital markets solutions.

Leticia Caetta is a financial advisor at Merrill with 11 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2013 and is currently associated with Bank of America, N.A. She serves as an executor and holds power of attorney roles for a nonprofit organization in Red Bank, New Jersey. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Meyer is a CFP® with 18 years of industry experience. He joined LPL Financial in 2025 after 18 years at RBC Capital Markets. Meyer operates One Meyer Consulting, LLC, a non-investment-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Matthew Marra is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at both Bank of America and Merrill since 2019. He is involved with the YMCA of Freehold, where he helps organize events to raise funds for the charity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and various institutional investors with model-based and discretionary investment strategies.

Geeta Brana is a financial advisor with OSAIC, holding the Series 66 designation and 15 years of industry experience. She has been with Royal Alliance since 2017 after an eight-year career break. Outside of her advisory work, she founded WHEEL, a nonprofit social networking group focused on empowering and educating women. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services with various investment platforms and third-party solutions.

Leslie Curran is a financial advisor with Cetera, holding a Series 66 designation and bringing 10 years of industry experience. Prior to joining Cetera in 2024, Leslie worked at Newbridge Financial Services Group, LPL Financial, Regal Advisory Services, and Buckman Buckman and Reid. Outside of advisory work, Leslie serves as vice president of a networking group based in Charlotte, NC. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers through a multi-manager platform with a range of investment program options.

Jordan Celkupa is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at LPL Financial since 2018. His prior experience includes roles at Triton Financial Planning Group Inc., SagePoint Financial, Inc., OSAIC Services, Inc., and Robert J. Oberst, Sr. & Associates. He is also licensed as a non-variable insurance agent, selling life, health, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of investment strategies and utilizes technology-driven research tools to support its network of over 22,800 advisors.

Kevin Murphy is a financial advisor with Cetera, holding a Series 66 designation and 19 years of industry experience. His career includes roles at Cetera Wealth Services and multiple business activities involving accounting, tax preparation, and insurance sales. He operates a CPA practice providing bookkeeping and tax consulting services for personal and small business clients. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing both affiliated and third-party investment managers across diverse program structures.

Ken Walters is a Planning Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he worked as a Financial Solutions Advisor at Merrill Lynch from 2017 to 2025. In his professional capacity, Ken focuses on helping clients pursue their financial goals by taking the time to understand their unique priorities, concerns, and aspirations, which enables him to create tailored financial plans. Ken values building relationships and aims to make a positive impact on the lives of the individuals and families he serves. Outside of his professional work, he engages in activities such as enjoying the beach, football, golf, movies, scuba diving, and traveling.

Michael Guido is a Certified Financial Planner (CFP®) and holds a Series 66 license, with 27 years of experience in the financial industry. He has been with UBS Financial Services Inc. since 2013. Based in Red Bank, NJ, Guido provides financial advisory services within a large institutional firm. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor strategies to client goals and risk tolerances.

Geoffrey Schroeder is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and serves clients through a broad range of retail and institutional services.

Gerard Coraggio is a financial advisor at Cetera with 49 years of industry experience. He holds a Series 63 designation and has previously worked at American Portfolios Financial Services, Inc. from 2009 to 2024. Outside of advisory work, he is licensed to sell fixed insurance products, including life and annuities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and consulting services, including access to third-party money managers and model portfolios, managing more than $256 billion in assets.

Arthur Hornak is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His career includes roles at Invest Financial Corporation and Sun National Bank, and he has been with Cetera and its affiliated entities since 2018. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers through a multi-manager platform with a range of program options.

William Bodnar III is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he spent nine years in education. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.