Loretta Vitale is a financial advisor at Raymond James Financial with 44 years of industry experience. She holds Series 63 and Series 65 credentials and has been associated with Raymond James in various capacities since 2009. Outside of her advisory work, she serves as a board member involved in homeowners association activities related to property maintenance and improvements. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools to support client goals.

Christopher Papadopoulos is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His previous roles include work at Bank of America, Stone Engineering & Architecture, and academic positions at Fordham University and Manhasset High School. Merrill, along with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jacob Demsey is a financial advisor with Edward Jones in Jersey City, NJ. He holds the CFA® designation and Series 66 license and has been with Edward Jones since 2022. Prior to that, he worked at Wells Fargo Bank from 2010 to 2022. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Matthew Scanlan is a Financial Advisor with Merrill Lynch Wealth Management. In this role, he works with individuals and families to help them make informed financial decisions and pursue their long-term goals. Matthew focuses on building lasting relationships and providing personalized guidance through every stage of life, from wealth accumulation to retirement planning. His areas of expertise include education planning, family wealth management strategies, managing new wealth, personal retirement planning, and retirement income. Matthew holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the State University of New York System and a Master of Business Administration (MBA) from Adelphi University. Outside of his professional role, Matthew enjoys golfing, ice hockey, music, spending time with his family, and watching movies.

Dennis Surmanek is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 19 years of industry experience. He has worked at Merrill for five years before joining Wells Fargo Advisors in 2016. Outside of his advisory role, he serves as Vice President of Staten Island BNI, a local business networking organization. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk management, and niche services such as business-owner transition and special-needs planning. Advisors use Wells Fargo resources to develop tailored recommendations, with clients deciding how to implement them through various brokerage and advisory programs.

Jonathan Simpson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and having 39 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been associated with JPMorgan Chase Bank, N.A. since 1994. He also has experience managing Simpson Family Holdings LLLP over nearly two decades. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative due diligence to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Andrew Byren is a Senior Financial Advisor with Merrill Lynch Wealth Management, based out of the New York, NY office. He joined Merrill Lynch in 2018 after graduating from the University of South Carolina in 2017. In his role, Andrew provides customized financial planning and solutions tailored to each client’s specific needs, considering factors such as risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. Andrew focuses on a variety of client areas including college education planning, family wealth management strategies, retirement income, legacy planning, and portfolio management services, among others. He employs a modernized, planning-based approach and leverages the resources and experience of the BMV Group to deliver comprehensive advice and service. He holds the Personal Investment Advisor (PIA) designation. Residing in Hazlet, New Jersey, Andrew enjoys baseball, basketball, football, chess, music, skiing, soccer, reading, spending time with family, and watching movies. He is involved with Covenant House as part of his community engagement.

Lawrence Mc Govern is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Charles Schwab since 2013 and also works at Charles Schwab Bank. Outside of his advisory role, he is a member of the Breezy Point Pipe & Drum Band and occasionally performs playing the bagpipes. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Timothy Wells is a Financial Advisor with Merrill Lynch Wealth Management, bringing over seven years of experience in financial services. He initially began his career at Merrill Lynch in Hunt Valley, Maryland, where he became fully licensed and specialized in trusts and estates. In 2020, he worked closely with fixed income traders at Bank of America in New York City before returning to Merrill Lynch Wealth Management in 2022 as a Financial Advisor at their Liberty Street office in New York. Timothy engages all avenues of Bank of America to develop and implement solutions for his clients, with a focus on trust and competency. His expertise includes working with executives, business owners, founders, and their families to build, protect, and preserve wealth through areas such as corporate benefits, equity compensation services, family wealth management strategies, and small business strategies. Timothy takes a proactive and client-centered approach, emphasizing listening and understanding clients' goals to provide clear, planning-focused guidance. He holds several FINRA registrations and professional designations including Accredited Wealth Management Advisor™ (AWMA), Chartered Financial Analyst® (CFA), and Certified Financial Planner® (CFP). Timothy earned a Bachelor of Science degree in Finance from Rochester Institute of Technology. He is a member of The Gow School Board of Trustees and is involved with The Gow School community. Outside of his professional pursuits, Timothy enjoys baseball, cooking, ice hockey, music, reading, traveling, and spending time with his family. He resides in Downtown New York City.

Mark Gregware is a financial advisor with RBC Capital Markets in New York, NY, holding a Series 66 designation and having 4 years of industry experience. He has been with RBC Capital Markets since 2007. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies, combining in-house and third-party managers, and provides portfolio management, financial planning, custody, and brokerage services.

Jonathan Roman is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on understanding what matters most to his clients and their families to develop personalized strategies aimed at pursuing their financial goals. His approach involves getting to know clients well to tailor advice on a range of financial needs. Jonathan's expertise encompasses general investing, retirement planning, and preparing for unexpected financial events. He provides ongoing advice and guidance, adapting to clients' changing needs over time. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned a Bachelor's Degree from the University of Rochester.

Maryanne Bessler is a financial advisor at LPL Financial with 33 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at LPL Financial since 2011, following three years at Investors Capital Corp. In addition to her advisory role, she is involved in selling health insurance to small businesses and assisting clients with non-variable insurance applications. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Wesley Barrow is a financial advisor with Primerica Advisors in Brooklyn, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1997. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Mary Brezik is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. Her background includes roles at Charles Schwab Banks SSB and Charles Schwab & Co., Inc. outside of her advisory work, she has held various positions in hospitality and trading, including employment with The Jayhawk Club, The Oread Hotel, and Shamrock Trading Corporation. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts, supported by a centralized operational and custodial structure.

Raven Norton is a financial advisor at Morgan Stanley with six years of industry experience. She holds the Series 66 credential and has worked at Morgan Stanley Smith Barney LLC since 2019. Prior to that, she held positions at Ruder Finn and FleishmanHillard, as well as attended the University of North Carolina at Chapel Hill. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Douglas Schiffmiller is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including American Portfolios Advisors and Avantax. He also operates Retirement Help Group, providing investment, retirement, tax, financial, and estate planning services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting more than 10,000 advisors and overseeing over $256 billion in assets.

Eric Lo is a financial advisor with J.P. Morgan Securities in Brooklyn, NY, holding a Series 66 designation and 17 years of industry experience. His career includes roles at Morgan Stanley, UBS Financial Services, and JPMorgan Chase Bank. Outside of finance, he is a co-owner of Humble Cafe LLC, a coffee shop. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a systematic investment approach.

Michael Bausk is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies to help clients pursue long-term goals by educating them about their finances and investment options. His client focus areas include college education planning, divorce transition planning, liquidity management, portfolio management services, individual and corporate investment strategies, and retirement income planning. Michael brings a broad range of experience to his role, including an eight-year career in real estate, where he assisted clients with one of their most significant financial investments—their homes. He is a second-generation financial advisor who learned the importance of listening closely to clients’ goals and needs from his father. Michael holds bachelor's degrees from both Yeshiva University, where he studied political science, and Brandeis University. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is fluent in English, Hebrew, and Spanish. Outside of his professional work, Michael is actively involved in his local community. He participates in the Young Israel of Woodmere synagogue and has coached high school basketball for over 20 years. He is also a father of four children and enjoys baseball, basketball, cooking, golfing, tennis, and spending time with his family.

Michael Colasurdo is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and three years of industry experience. Prior to joining Morgan Stanley in 2018, he worked for Mulberry Street Italian Food Center for eight years. Outside of his advisory role, he is a partner in a property management business. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by proprietary tools and analyses.

Natalia Styburski is a Financial Consultant at Fidelity Investments, a role she has held since 2024. She has been with Fidelity Investments since 2019, having served in various capacities including Planning Consultant, Relationship Manager, and Financial Representative. As a CERTIFIED FINANCIAL PLANNER™, Natalia supports clients and their families by understanding their financial needs and aspirations to create sound financial plans and build relationships based on trust. Her professional focus is on comprehensive financial planning and client relationship management. Outside of her professional responsibilities, Natalia enjoys spending time at the beach, attending social events with friends, exploring culinary experiences, listening to music, caring for pets, and reading.