Martin Coren is a financial advisor with Cetera, holding a Series 63 credential and over 40 years of industry experience. He previously worked with MSC Financial & Tax Services and North Ridge Securities Corp. Coren also operates his own financial planning and tax preparation business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services through a large network of independent advisors.

Sergio Russell Diaz is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Louis Cannataro, Northwestern Mutual Investment Services, Neuberger Berman, and Ameriprise Financial. Outside of his advisory role, Diaz owns and operates an art sales business and manages several real estate-related ventures. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Vincent Smith is a financial advisor with Fidelity Investments, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, he held various roles including positions at Strategic Advisers LLC and Distinctive Consulting LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including management of model portfolios using proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as advisor to multiple registered investment companies and employs systematic methodologies with oversight controls to address conflicts of interest.

Andrew Mullane is a CFP® certified financial advisor with 18 years of industry experience. He is currently with Cetera and has previously worked at Sterne Agee Investment Advisor Services and Wrp Investments. Mullane is also vice president of Omnia Financial, LLC, a firm focused on branding, marketing, and website services. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a broad range of clients including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supported by a large network of over 10,000 advisors and more than $256 billion in assets under management.

Luis Hernandez Peralta is a financial advisor at Merrill with Series 66 and Series 63 credentials and two years of industry experience. His work history includes roles at Bank of America, JPMorgan Chase Bank, and J.P. Morgan Securities. Outside of finance, he works as a community habilitation specialist with Eihab Human Services, providing social and developmental support to his sister. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, delivering model-based and discretionary strategies for a range of individual and institutional investors.

Goran Ljuljic is a financial advisor at Osaic with 33 years of industry experience. He holds a Series 63 designation and has worked with Osaic since 2018. Prior to that, he spent 21 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. He is also involved in insurance brokerage and operates Lighthouse Financial Network, LLC, which provides insurance and investment planning services. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services along with financial planning and retirement consulting. The firm employs advanced portfolio construction tools and supports both discretionary and non-discretionary account management, utilizing multiple advisory platforms and third-party managed account solutions.

Kara Rios is a financial advisor at Merrill with 7 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christa Pinero is a financial advisor at Merrill with 25 years of industry experience and holds Series 63 and Series 65 designations. She has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Terence Hickey is a financial advisor at OSAIC with 32 years of industry experience. He holds a Series 63 designation and has worked at firms including Securities America Advisors and Kestra Financial. In addition to his advisory work, he has maintained a tax advisory and accounting practice through Trinity Financial Group, Inc. since 1989. OSAIC serves a wide range of retail and institutional clients through a large network of financial advisers, offering brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Kyle Napolitano is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he works predominantly with corporate executives to navigate the challenges and complexities associated with concentrated stock positions, deferred compensation, and asset management. His approach is goals-oriented, focusing on developing customized financial strategies tailored to meet the specific needs of each client to help them pursue their financial objectives. Kyle holds a Bachelor's Degree from Marist University and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). His areas of expertise include corporate executive services, executive and equity compensation, legacy planning, liquidity management, personal retirement planning, philanthropic planning, tax minimization, and retirement income. Outside of his professional work, Kyle is involved with the Leukemia & Lymphoma Society. He also has personal interests that include baseball, basketball, cooking, football, golfing, ice hockey, music, spending time with his family, traveling, and watching movies.

Lisa Murphy is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. Her career includes positions at Charles Schwab Bank, Charles Schwab Premier Bank, Wells Fargo, Signature Bank, and Citigroup. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary separate managed accounts, offering multi-asset model portfolios and alternative investment options supported by centralized operational and custodial infrastructure.

Christopher Giuffrida is a financial advisor at Fisher Investments with 15 years of industry experience. He has been with Fisher Investments since 2014 and holds Series 63 and Series 66 designations. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals, offering discretionary portfolio management across various asset mandates. The firm’s investment decisions are centralized with an Investment Policy Committee and incorporate quantitative screening, qualitative research, and tax-aware processes.

Brandon Dariotis is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at J.P. Morgan Securities and JPMorgan Chase Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Brian Rosoff is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Sterne Agee Investment Advisor Services and Sterne Agee Financial Services. Outside of his advisory role, he is president of Omnia Financial, LLC, which focuses on branding, marketing, and website services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers various portfolio management and consulting services with a multi-manager platform, managing over $256 billion in assets.

Mark Badami is a CFP® with 30 years of industry experience, currently serving at Mass Mutual Investors Services since 2016. He is president of the Financial Planning Association of Long Island chapter and operates a cosmetic enhancement center as an owner/investor. MML Investors Services, LLC, a subsidiary of MassMutual, provides ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers using firm-approved tools and collaborative planning methods.

Joseph Barbusca is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2020. In this capacity, he partners with clients to understand their financial goals and develop customized wealth plans. Prior to this, he worked as an Investment Specialist at JP Morgan Private Bank from 2009 to 2020. Joseph is a Certified Financial Planner™ who focuses on helping clients work toward their financial objectives. He emphasizes professionalism, candor, and quality in building long-term client relationships. Outside of his professional career, Joseph enjoys cooking and baking, participating in family activities, outdoor adventures, reading, traveling, and parenthood.

Brett Jacobson is a financial advisor at Morgan Stanley with 20 years of industry experience. He has worked at J.P. Morgan Securities from 2012 to 2023 before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2023. Jacobson serves on the finance committee of Cold Spring Country Club in Huntington, New York. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm‑approved tools and a broad range of investment services. The firm manages approximately $2.74 trillion in client assets and delivers both direct and corporate financial planning solutions.

Sean Bostwick is a CFP® with 26 years of industry experience, currently serving at Ameriprise since 2016. His work history includes roles at Planmember Securities Corporation and Sara Rose Events, Inc. He is also CEO of Bostwick Wealth Management, Inc., an Ameriprise financial franchise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides customized retirement planning advice through a collaborative, non-discretionary approach.

Anthony Casagrande is a financial advisor with Cetera Wealth Services, LLC, holding a Series 66 designation and two years of industry experience. He has additional experience working at Avantax Advisory Services and Avantax Investment Services Inc. He is also an accountant at Koval & Casagrande CPAs, PLLC, where he provides tax preparation and financial planning services. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management and financial planning. The firm supports advisors with various program options ranging from model portfolios to bespoke strategies, managing over $256 billion in assets with a nationwide network of more than 10,000 advisors.

Louis Levy is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has held leadership roles including Chief Executive Officer of North Ridge Wealth Planning LLC and President & CEO of North Ridge Insurance Services LLC. His experience also includes work at North Ridge Insurance Services and Cetera Wealth Services. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform supported by over 10,000 advisors nationwide.