Anthony Chipman is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and eight years of industry experience. He has worked at Fidelity Brokerage Services since 2018 and at Fidelity Investments since 2025. Outside of his financial career, he is the sole proprietor of Chipman Centennial Farms, a business selling handmade crafts. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Wesley Michaelson is a financial advisor with Wells Fargo Clearing based in Salt Lake City, UT. He holds a Series 63 designation and has 19 years of experience in the industry, including 10 years at Wells Fargo Clearing. Outside of his advisory role, he is involved as a distributor for a dietary supplements company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions, leveraging research and analytics to evaluate investment options and providing a range of financial products through its affiliates.

Tyson Jensen is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Bank and Wells Fargo Clearing Service. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Bruce Chapman is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63, Series 65, and Series 66 licenses and bringing 29 years of industry experience. His career includes 11 years at E*TRADE Securities before joining Wells Fargo Bank and Wells Fargo Clearing Services in 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical for large institutional advisers.

Michael Matthews is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank NA and JPMorgan Securities LLC since 2013. Matthews serves as a board member for the Utah Museum of Contemporary Art, participating in audit and ambassador roles. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm integrates an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan banking and broker-dealer organization.

Paul Patterson is a Senior Financial Advisor with Merrill Lynch Wealth Management and leads as part of the Weiss Patterson Group. He joined Merrill in 2009 and has been with the firm throughout his entire career. Paul manages high net worth client relationships and addresses their cash management and investment needs, considering risk parameters, personal timelines, lifestyle requirements, and long-term goals. He utilizes the firm's resources to connect clients with strategies tailored to their individual needs and draws upon Merrill research through the Chief Investment Office to inform his market outlook and stay updated on evolving market conditions. Additionally, Paul is involved in business development within his team. Paul's expertise encompasses family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, sports and entertainment, and retirement income. He has been recognized by Forbes on the "Best-in-State Wealth Advisors" lists in 2022 and 2023 as well as the "Best-in-State Next-Generation Wealth Advisors" list in 2022. Paul holds a Bachelor's degree in Finance from The University of Tampa and the Personal Investment Advisor (PIA) designation. Outside of his professional role, Paul values spending time with his family. He lives in Tampa with his wife, Summer, their two sons, and daughter. In his free time, Paul enjoys flying, swimming, and spending time in the mountains of Utah with his family.

Matthew Yocom is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2008. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts and delivers model portfolios to intermediary platforms.

Reese Hulbert is a Series 66-credentialed financial advisor with Wells Fargo Clearing in Salt Lake City, UT, bringing 19 years of industry experience. He previously worked with Wells Fargo Investments, LLC from 2007 to 2011. Outside of his advisory role, Hulbert owns and manages SPORTWORKSX, a sports equipment sales business, and engages in speaking on topics related to overcoming challenges. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research-based portfolio construction and offers a broad range of brokerage and advisory solutions.

Thy Yan is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 66 credentials and 12 years of industry experience. Yan has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Loay Hassan is a financial advisor at Fidelity with Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Fidelity in 2025, he worked at Alpha Wealth Funds, LLC and has experience outside financial services including a role at Larry H. Miller Used Car Supermarket. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm’s approach includes oversight of sub-advisers and use of systematic methodologies and AI-driven research to manage various registered investment companies and model portfolios.

Luke Johnston is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 63 and Series 66 credentials and six years of industry experience. Before joining Fidelity, he worked at Lakanto, Family Dollar Corporate Office, and Hickory. Outside of his advisory role, Johnston is an author involved in editing, marketing, and publishing a novel. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery, utilizing proprietary fundamental research combined with quantitative and algorithmic methods.

David Walker is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity, he worked in various roles including videography, where he continues to create videos for clients on a freelance basis. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a systematic investment approach that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction.

Randy Joseph is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management in Salt Lake City. He joined Merrill Lynch Wealth Management in 2012 following his work in the equipment leasing and financing industry. Randy holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He and his partners were ranked #1 in Utah on Forbes' 2023 Best-in-State Wealth Management Teams list and Randy individually ranked #3 in Utah on Forbes' 2023 Top Next-Gen Wealth Advisors Best-in-State list. Randy specializes in a range of client focus areas including college education planning, divorce transition planning, family wealth management strategies, philanthropic planning, socially responsible and ESG investing, special needs planning strategies, investment strategy, and tax minimization. He also serves as a peer mentor at Merrill Lynch, advising other advisors on best practices. He graduated with a bachelor's degree in Finance and Business Management from the University of Nevada Las Vegas, where he remains active in the Financial Management Association and supports the alumni network. Randy and his wife Eryn reside in Highland, Utah, where they are raising their four sons. Outside of work, Randy coaches youth sports and enjoys outdoor activities such as snowboarding, boating, golf, and pickleball.

Sebastian Riveros is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 63 and Series 66 credentials and four years of industry experience. His prior experience includes multiple roles at Wells Fargo Bank N.A. and teaching positions at Utah Valley University and Salt Lake Community College. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery to intermediary platforms.

Alexander Wood is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 65 credentials and having 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank, N.A. since 2014. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Kylie Aldred is a Series 66-licensed financial advisor at Wells Fargo Clearing with 12 years of industry experience. She has been with Wells Fargo since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions.

Joshua Ward is a financial advisor at Fidelity with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has been with various Fidelity entities since 2010, including Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and a Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, managing portfolios that include mutual funds, ETFs, and ETPs.

Rebecca Kussee is a financial advisor with Primerica Advisors in Layton, Utah, holding Series 63 and Series 65 licenses and 25 years of industry experience. She has been with Primerica Advisors since 2011 and has a longer history with Primerica Financial Services dating back to 1995. Outside of her advisory role, she is involved in sales of home security and automation products through affiliated companies and serves as owner and vice president of Crusader Training Centers, Inc. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-based investment strategies supported by third-party asset managers and custodians.

Will Wescott is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. His prior work includes roles at GFI Global Financial Impact, the Church of Jesus Christ of Latter Day Saints, ACT Aerospace, and the International Language Program. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm serves a range of clients including registered investment companies and uses systematic methodologies and oversight controls in its advisory offerings.

Jeffrey Horman is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2020 and has prior experience at RHI General Group, Moxie Pest Control, and Aerel Design. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.