Edward Byrne is a Financial Advisor at Merrill Lynch Wealth Management with over 30 years of experience in the financial services industry. His expertise encompasses bond trading, financial market analysis, and comprehensive wealth management strategies tailored for individuals and families. Edward's global experience includes a five-year period in Japan specializing in bond trading, providing him with a unique perspective on investment strategy, risk management, and market dynamics. He holds FINRA Series 7, 9, 10, 63, and 66 registrations and the Chartered Retirement Planning Counselor (CRPC) designation, supporting his commitment to delivering disciplined planning and informed decision-making to his clients. Edward focuses on building, preserving, and transitioning wealth through personalized service backed by his extensive fixed-income market knowledge. A lifelong resident of New Jersey, Edward lives in Bergen County with his family. He is involved in his community through support of organizations such as the Friends Of The County Animal Shelter (FOCAS) in Hasbrouck Heights, NJ. Outside of work, Edward enjoys football, genealogy, music, softball, swimming, and traveling.

Robert Suchocki is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 38 years of industry experience. He has worked at Wells Fargo since 2016. Outside of his advisory role, he mentors young entrepreneurs through the Institute for Entrepreneurial Leadership and assists with operations at Vilardo’s Deli. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Steven Grodko is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for American Portfolios Financial Services, Inc. for 10 years. Grodko also manages client assets on a fee-based basis as an investment adviser representative with American Portfolios Advisors. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing various portfolio construction tools and offering access to multiple investment platforms and third-party managers.

Richard Mitchell is a CFP® with 44 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. His prior experience includes seven years at Wells Fargo Clearing and a year at Ameriprise Financial Services, Inc. He serves on the Board of Directors for the Morris Automated Information Network in a non-voting advisory capacity. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, delivering personalized, non-discretionary recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Nicole Lyding is a financial advisor with Cetera, holding a Series 63 designation and eight years of industry experience. She has worked at Cetera since 2019 and was previously with Foresters Financial from 2017 to 2019. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and serves over 10,000 advisors and approximately 800,000 clients nationwide.

Michael Borsello is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 credentials and having 32 years of industry experience. He previously worked at Merrill for 20 years before joining Morgan Stanley and Morgan Stanley Private Bank in 2017. He also serves as a FINRA arbitrator. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools.

Jordan Stevens is a financial advisor with Morgan Stanley in Paramus, NJ. He holds Series 63 and Series 65 licenses and has approximately one year of industry experience, including prior roles at UBS Financial Services and other firms. Stevens has a background that spans finance, education, and real estate-related positions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs. The firm offers tailored financial planning services supported by structured discovery processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Alvin Vinson is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Cetera Investment Advisers, LLC since 2017 and with Cetera Financial Specialists LLC since 2005. Outside of his advisory role, he serves as a board member for a cooperative housing organization, where he works on building improvements and maintenance. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Michael Jackson is a financial advisor at Morgan Stanley with 18 years of industry experience and holds a Series 66 designation. He has worked at Morgan Stanley and its Private Bank since 2017, following a brief tenure at PNC Investments and PNC Bank. Outside of his advisory role, he serves as an officer for the Midland Park Soccer Association in New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and offers comprehensive planning supported by firm-approved tools and analyses.

Daniel Martin is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors since 2016. Prior to that, he worked at Gitterman Wealth Management and Triad Advisors. In addition to his advisory role, Martin is an independent insurance agent for various companies through his business, D.R. Martin and Associates. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and multiple custody platform arrangements.

Jonathan Chu is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Bank of America, and Merrill. Morgan Stanley Wealth Management (MSWM) provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured financial planning tools and strategies developed by its Global Investment Committee.

Knut Lundberg is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. He has worked with firms including Ic Advisory Services Inc, The Investment Center Inc, Factius Financial Strategies, and Commonwealth Financial Network. Outside of his financial advisory work, Lundberg serves as a board member of the Swiss SkiClub of New York. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with research-supported model portfolios and diversified investment strategies.

Michael Al Moustafa is a Series 65-licensed advisor with Cetera and has one year of industry experience. He previously held roles at Kept Companies Inc., SKC & Company, LLP, Murphy, Miller & Baglieri, LLP, Blue Water Divers, and Berson and Corrado. Outside of advisory work, he is the owner and founder of an accounting and tax services business serving his personal clients. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager investment platform with discretionary and non-discretionary portfolio management, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm supports various program structures and offers access to affiliated and third-party money managers, overseeing more than $256 billion in assets and a network of over 10,000 advisors.

Maria Nikolaidis is a financial advisor with Wells Fargo Clearing in Paramus, NJ, holding a Series 63 designation and 29 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of her advisory role, her spouse owns a fur business in New Rochelle, NY, for which she serves as a check signer. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and demographics.

Kevin Wurst is Vice President Private Wealth Management Advisor at Fidelity Investments. He has held this position since 2025, following roles including Vice President, Branch Leader from 2013 to 2025, Assistant Branch Manager from 2012 to 2013, and Vice President, Senior Account Executive from 2008 to 2012. Prior to these roles, he worked as a Financial Planning Consultant and Investment Representative at Fidelity Investments, a Financial Advisor at Smith Barney, and an Investment Consultant at Morgan Wilshire Securities, Inc. With nearly 26 years of experience in financial services, Kevin is a Certified Financial Planner (CFP®) who focuses on guiding high net worth families through various stages of their financial journeys. His approach involves collaboration and tailoring financial plans to align with clients' aspirations and values, aiming to foster trust-based relationships that provide clarity and confidence. Outside of his professional work, Kevin's personal interests include family activities, fitness, food, golf, outdoor adventures, and traveling.

Michael Post is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2016, also serving at Bank of America, N.A. since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tony Antinori is a Planning Consultant at Fidelity Investments, a position he has held since 2015. Prior to this role, he worked as a Financial Representative at Fidelity Investments from 2013 to 2015 and briefly as a Financial Representative at JP Turner & Company in 2013. Before transitioning into financial advising, Tony had a 40-year career in the construction industry. He decided to change his professional path to focus on financial planning, which he describes as his passion. He enjoys assisting clients in developing and implementing investment strategies for their futures and intends to continue in this role as long as he finds it fulfilling. Tony is married and has five grown children and nineteen grandchildren. His personal interests include cooking and baking, gardening, and parenthood.

Patrick Harding is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He has worked in various capacities within Wells Fargo entities since 2009. Harding also owns Harding Wealth Management LLC, a financial planning practice based in Warwick, NY. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, using proprietary research and planning tools.

Robert Servidio is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to his current roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, he worked at Citigroup Global Markets for 15 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and risk modeling techniques.

James Fontanella is a financial advisor with Cetera who holds Series 65 and Series 66 licenses and has 31 years of industry experience. He has been with Cetera and its affiliates since 2005 and operates his own accounting and tax preparation business serving small businesses and individuals. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services with access to multiple investment strategies and managers.