Matthew Troncellito is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2021. He specializes in supporting high-net-worth clients and their families with retirement planning, investment strategy, principal and income protection, and estate planning considerations. Matthew brings over 20 years of experience in the financial services industry, including 15 years at Fidelity in various roles. His professional background includes positions at AXA Advisors, LLC as a Certified Financial Planning Professional, and at Wells Fargo Advisors as a Financial Advisor. Matthew holds a Bachelor of Science degree in Economics and maintains a California insurance license. Prior to his financial career, he was a collegiate athlete and served in the Navy. Outside of his professional work, Matthew enjoys outdoor activities such as boating, beach outings, skiing, snowmobiling, and gardening.

Steven Sellman is a financial advisor at Stifel with 38 years of industry experience. He holds a Series 63 designation and has previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he manages a rental property in East Hampton, New York. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

James Cha is a financial advisor with Ameriprise, holding the CFP® designation along with Series 63, 65, and 66 licenses. He has 27 years of industry experience, including roles at Wells Fargo Advisors and Wells Fargo Clearing before joining Ameriprise in 2018. Ameriprise provides retirement-income planning services primarily to individuals with significant investable assets, offering tailored recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic automation to deliver its advisory services within a large institutional platform.

Thomas Braun is a financial advisor at RBC Capital Markets with 16 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Bank of America and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services, utilizing in-house and third-party investment managers to tailor strategies according to client risk profiles.

James Egan is a financial advisor with Merrill, holding a Series 63 designation and 37 years of industry experience. He has been with Merrill since 2007. Outside of his advisory role, he serves as an assistant varsity lacrosse coach at Glen Rock High School. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Leavy is a financial advisor at Raymond James & Associates with 43 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James since 2015. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services primarily through non-discretionary advisory relationships.

Scott Olson is a financial advisor at Fidelity with nine years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at New York Life, Nylife Securities LLC, and PRUCO Securities, LLC. He works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a broad range of investment products, including model portfolios and fund advisory services.

Diane Galvin is a financial advisor at Raymond James & Associates with 14 years of industry experience. She holds the Series 66 designation and previously worked at Merrill for 13 years before joining Raymond James in 2021. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers financial planning, investment consulting, and institutional fiduciary services.

Paul Renfro is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 1995 following his graduation from the University at Buffalo (SUNY) where he earned degrees in International Business and Economics. Paul specializes in areas such as family wealth management strategies, legacy planning, LGBT wealth planning, liquidity management, personal retirement planning, portfolio management services, special needs planning strategies, sports and entertainment, tax minimization, and retirement income. He holds several professional designations, including Certified Investment Management Analyst (CIMA®) awarded by the Investments & Wealth Institute® in conjunction with The Wharton School of Business, and Certified Financial Planner (CFP®) certification from the Certified Financial Planner Board of Standards, Inc. Other credentials he holds include Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Paul is a member of the National Association of Eagle Scouts. In addition to his professional work, Paul has served on the boards of charitable and non-profit organizations in New York and New Jersey, including serving as a trustee for the Bruce E. Vivino Foundation. His personal interests include chess, golfing, reading, running, and skiing.

Gaetano Germinario is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in concentrated stock and stock-option strategies, providing disciplined, goals-based financial guidance aimed at helping clients navigate complex equity positions with confidence. His approach focuses on connecting all aspects of a client's financial life to prioritize and pursue meaningful goals. With over ten years of experience in the financial field, Gaetano has built a foundation centered on clients' financial wellness. His expertise encompasses areas such as college education planning, executive compensation, retirement income, portfolio management, and socially responsible investing. He holds multiple professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Born and raised in Old Tappan, New Jersey, Gaetano attended Don Bosco Prep High School and earned his bachelor's degree from Fordham University in New York. He resides in River Vale, New Jersey, with his wife and two daughters. Outside of his professional work, he enjoys golfing, reading, traveling, and spending time with his family.

Michael Pear is a financial advisor at UBS Financial Services in Paramus, NJ, holding a Series 66 designation with four years of industry experience. His career includes roles at UBS Financial Services since 2020 and a prior position at Fiera Capital. He also has experience in academia, having worked at Fordham University’s Gabelli School of Business from 2018 to 2021. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor strategies to client goals and risk tolerances.

Ronald Carr Jr. is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding CFP® and ChFC® designations and over 42 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has prior experience with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. Carr serves as a trustee for multiple irrevocable life insurance trusts and is a board member of The Village School, a private Montessori school operating as a 501(c)(3) organization. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap programs, money-manager programs, and educational seminars, structuring financial planning engagements as annual, collaborative relationships without discretionary investment authority.

Steven Masciovecchio is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. He is involved in referral activities within his professional chapter and network. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach using portfolios developed by its Research Department and third-party strategists, and offers financial planning, consulting, and access to third-party asset managers.

Cody Kritzer is the Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2015. In his current role, he collaborates with clients to develop personalized financial strategies that align with their values, priorities, and long-term objectives. He leverages the firm's resources to provide guidance and support across various stages of his clients' financial lives, including wealth building, navigating change, and retirement preparation. Prior to his current position, Cody served as a Financial Consultant and Investment Consultant at Fidelity Investments, gaining extensive experience in investment and financial advisory services. Before joining Fidelity, he worked as a Financial Advisor at Merrill Lynch from 2009 to 2014. His professional background reflects a consistent focus on helping clients make informed financial decisions. Outside of his professional life, Cody engages in family activities, outdoor adventures, and social events. He is also interested in food and values parenthood as part of his personal interests.

Robert Azzollini is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding a Series 63 credential and over 32 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. since 1997, he has also been a partner in a group life and health insurance business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop collaborative, goal-oriented plans.

Barbara Shaker is a financial advisor at Morgan Stanley with 17 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010 and holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Brady Remshak is a financial advisor with UBS Financial Services holding a Series 66 designation. He has recently started his career in the industry, joining UBS in 2025. His prior work experience includes roles outside of finance and attendance at Providence College. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and leverages proprietary research and model-based asset allocations to tailor client solutions.

Gordon Haas is a CFP®-certified financial advisor with seven years of industry experience. He is currently with LPL Enterprise and has prior experience at The Prudential Insurance Company of America, Pruco Securities LLC, and Tapfin/EY. Outside of advising, he hosts a podcast focused on retirement planning through Gen-Relational Wealth. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth clients, retirement plans, and various institutional entities. The firm uses a model-driven investment approach supported by third-party portfolio strategists and offers financial planning, access to asset managers, and participation in a wrap program.

Chase Fabio is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds a Series 66 designation and has a background that includes roles in education and various business engagements. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, with a focus on collaborative, goal-oriented planning using firm-approved analytical tools.

William Landers is a CFP® with 33 years of experience in the financial services industry. He is currently affiliated with Cetera and has held positions at Avantax and Clarion Tax & Wealth Strategies. In addition to his advisory work, Landers serves as CEO of WPL Financial Services, LLC, a tax preparation and accounting firm. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services with multiple program structures and access to third-party money managers.