Carla Williams is a financial advisor with LPL Financial in Tarrytown, NY, holding Series 63 and Series 65 credentials and 20 years of industry experience. She has worked at LPL Financial since 2017 and has been affiliated with NationalPlanning Corporation and self-employed roles since 2014. Outside of her advisory work, she is involved in instructing at a Hampton Inn location. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of financial planning and advisory programs, including both discretionary and non-discretionary management, supported by various model portfolios and research resources.

Sally McLeod is a Financial Advisor at Merrill Lynch Wealth Management who serves multigenerational families with tax efficient wealth management and risk control strategies. She specializes in areas such as college education planning, executive compensation, family wealth management strategies, investment consulting for defined contribution plans, international wealth management, legacy planning, liquidity management, portfolio management services, women and wealth, and retirement income. Sally holds a Bachelor's Degree from the University of North Carolina, Kenan Flagler Business School, and a Master of Professional Studies in Wealth Management from Columbia University. She has earned several professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Throughout her career, Sally has developed extensive client-facing expertise in areas such as investment, lending, insurance, tax, and estate planning strategies. Her personal interests include dancing, gardening, horseback riding, music, skiing, swimming, tennis, and yoga. She is fluent in both Chinese and English.

Matthew Dennis is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has spent his entire career in the financial services industry since graduating from Lehigh University in 2003. Matthew began his career in the Investment Performance group at Cambridge Associates, focusing on pensions, endowments, foundations, and families. He subsequently worked in institutional asset management at Credit Suisse and Lyford Group International before joining Merrill Lynch in 2014, where he works directly with individuals and families. Matthew’s areas of expertise include education planning, family wealth management strategies, legacy planning, LGBT wealth planning, personal retirement planning, portfolio management, tax minimization, and retirement income. His approach emphasizes goals-based wealth management, beginning with a comprehensive discovery meeting to discuss clients’ financial details, objectives, and goals. He collaborates with internal partners to develop and implement strategies centered on asset allocation, portfolio management, liability management, and tax minimization. Matthew holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Matthew lives in Ramsey, New Jersey, with his wife, their three children, and their dog. He is involved in his local community through the Ramsey Jr. Lacrosse Association and CYO Basketball. In his free time, Matthew enjoys spending time with his family, coaching youth sports, particularly lacrosse, and activities such as basketball, cooking, golfing, hiking, skiing, surfing, and traveling.

Joseph Passaniti is a financial advisor with Cetera and holds Series 65 and Series 63 licenses. He has eight years of industry experience and has held roles at Cetera Wealth Services, Hudson Financial Services, DJP Capital Advisors LLC, Country Bank, and JP Accounting & Tax CPA, PLLC. Outside his advisory work, he serves as Treasurer and Board Member for a nonprofit youth sports league in Ossining, NY, and is Vice-President of Hudson Tax Services LLC, where he manages tax preparation and planning operations. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, with over $256 billion in assets under management across more than 10,000 advisors.

August Zenzius Jr. is a Senior Financial Advisor and senior partner at Aiello, Zenzius & Associates. He began his career in financial services in 1996 at Lehman Brothers, working in operations for derivative securities while pursuing his degree in Economics at Saint Peter's College in Jersey City, New Jersey. In 1998, he joined Merrill Lynch as an intern and became a Financial Advisor. August focuses on providing disciplined wealth management strategies for corporate executives, business owners, retirees, and families, addressing their financial needs, values, and objectives. With over two decades of experience, August brings expertise in equity compensation management, retirement income and cash flow planning, and wealth transfer services. He holds FINRA Series 7, 63, and 65 registrations and is a licensed life and health insurance and commercial mortgage representative. He has earned the Chartered Retirement Planning Counselor (CRPC) and Certified Plan Fiduciary Advisor (CPFA) designations. August resides in Allendale, New Jersey, with his family. He is actively engaged in community service, serving as President of the Board and co-head of the capital campaign for the Institute for Educational Achievement, a private nonprofit supporting individuals with autism. He also serves on the boards of the Allendale Holiday Observers, a nearly 110-year-old organization for community holiday events, and the Allendale Housing Authority, which provides housing for disabled and senior residents.

Nicholas Heckman is currently serving as Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity for over 13 years, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he was a Financial Advisor at ING Financial Partners from 2010 to 2012. His professional focus includes wealth planning and collaborating with clients to develop comprehensive financial plans aimed at achieving their financial goals. Nicholas holds a California Insurance License, supporting his capabilities in financial and insurance services. Outside of his professional work, Nicholas enjoys boating, movies, snowboarding, and soccer.

Gregory Caragine is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds a Series 66 credential and has worked at PIMCO Investments LLC prior to joining J.P. Morgan in 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Christopher Jordan is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and bringing 35 years of industry experience. Prior to joining LPL Financial in 2017, he worked at National Planning Corporation from 2000 to 2017 and has been involved with Lexco Wealth Management since 2005. He is also active as a non-variable insurance agent and operates his own registered investment advisory firm, Lexco Wealth Management, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, including discretionary and non-discretionary management, and provides access to model portfolios and research from LPL Research and third-party subadvisors.

Victoria De Paolo is a financial advisor at Charles Schwab with 41 years of industry experience. She holds a Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2012. Outside of her advisory role, she serves as president of the board for a small co-op owned by her family in Pelham, NY. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through a combination of advisory, brokerage, custody, and financial planning services. The firm utilizes a mix of non-discretionary and discretionary investment models, supported by integrated operational and research resources.

David Jackman is a financial advisor at Thrivent Investment Management with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Thrivent since 2014. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and written recommendations on a broad range of planning topics, allowing clients to combine planning with managed accounts under a consolidated billing option called WealthPlan.

George Fosdick is a CFP® with 24 years of industry experience, currently affiliated with Morgan Stanley in Ramsey, NJ. He previously worked at UBS Financial Services from 2012 to 2024. Outside of his advisory role, he serves on an advisory board for a wholesale and distribution business in Green Brook, New Jersey. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes advanced modeling tools such as Monte Carlo simulations.

Eden Guzman is a financial advisor at Fidelity with seven years of industry experience. Prior to joining Fidelity in 2023, Eden worked at Charles Schwab and Co., Inc. and TdAmeritrade. He holds Series 63 and Series 66 licenses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios that integrate mutual funds, ETFs, and ETPs using systematic methodologies.

Claudine Isaac is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Goldman Sachs. Outside of her advisory role, she is also an employee of JPMorgan Bank, enabling her to offer certain bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering recommendations on a non-discretionary basis while clients retain final decision-making authority.

John Walker is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and two years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC, JPMorgan Chase Bank, NA, Oppenheimer & Co., and MetLife Investment Management. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships using firm-approved analytical tools and offers specialized services such as divorce planning and employer-sponsored planning programs.

Patrick Pilla is a financial advisor with Mass Mutual Investors Services in Tarrytown, NY, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and was previously with Metlife Securities from 2014 to 2017. Outside of his advisory role, he serves as a trustee on the Eastchester Public Library board. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative annual financial planning engagements, utilizing firm-approved software tools, and offers specialized services including estate settlement and employer-sponsored planning programs.

Toni Rottingen is a financial advisor at Fidelity with 20 years of industry experience. She previously worked at TIAA-CREF and Tiaa from 2010 to 2020. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a mix of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and offers services such as discretionary and non-discretionary advisory work and model portfolio delivery.

Pierre Johnson is a financial advisor at Edward Jones with 29 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward D. Jones & Co., L.P. since 1997. He serves as an advisory board member for the University of Texas Neighborhood Longhorns. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, supported by a nationwide network of over 23,000 advisors and 15,000 branch offices.

Lisa Elkins is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 66 designation and has worked with Bank of America and Merrill throughout her career. Outside of her advisory role, she is involved part-time in a modeling business called The Model Shop and owns a limited liability company that manages rental properties. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Vaughn Childre is a financial advisor at Edward Jones with a Series 66 designation and 10 years of industry experience. He has worked at Edward Jones since 2018 and previously spent six years at Advanced Disposal Services. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Thomas Mahoney is a financial advisor at Raymond James & Associates with three years of industry experience. He holds a Series 66 designation and previously worked at Flight Centre Travel Group. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services with various portfolio management styles and affiliated research options.