Jay Irving is a financial advisor with LPL Financial in Rockland, MA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) since 1996. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides various advisory programs, financial planning, and retirement plan consulting through a national network of investment adviser representatives.

Surya Sapra is a financial advisor at Ameriprise with 22 years of industry experience. He holds the Series 63 and Series 66 designations and has prior experience at Santander Securities and Santander Bank. Sapra is a co-owner of a non-investment real estate entity outside of his advisory work. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that combines proprietary research and third-party data to provide clients with tailored written recommendation reports and ongoing advice.

Meghan Geary is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2015. The firm provides a wide range of advisory services to individuals and institutional clients, including financial planning and estate planning strategies. Morgan Stanley Wealth Management manages approximately $2.74 trillion in client assets and emphasizes a structured planning process supported by firm-approved tools and models.

Matthew Ruggieri is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2018. He has been with Fidelity since 2007, progressing through various positions including Operations Specialist, Financial Representative, Investments Consultant, and Financial Consultant. Prior to his current role, he also worked as a Wealth Management Advisor at TIAA from 2017 to 2018. In his capacity as Vice President Financial Consultant, Matthew partners with clients to create and implement customized financial plans tailored to their family's unique needs. He focuses on designing strategies to improve these plans and maintaining open communication to support clients through important financial decisions and life transitions. Outside of his professional work, Matthew has personal interests that include baseball, fitness, football, golf, and traveling.

Brendan Kerr is a Planning Consultant at Fidelity Investments, a position he has held since 2019. In this role, he focuses on facilitating access to Fidelity's financial expertise, aiming to assist clients in pursuing their personal financial goals through a straightforward and tailored planning process. His approach involves collaborating closely with clients to create financial plans that support their current and future needs. During his tenure at Fidelity Investments, Brendan has specialized in developing and implementing financial plans that are designed to benefit clients and their families. His work emphasizes a collaborative process that addresses individual client needs, ensuring that financial strategies align with their specific objectives. Outside of his professional responsibilities, Brendan enjoys attending concerts, participating in family activities, following football, engaging in social events with friends, and pursuing outdoor activities such as golf and hiking.

Andrew Cratty is a CFP®-designated financial advisor with Ameriprise, based in Hingham, MA. He has three years of industry experience, including prior work at Stifel, Nicolaus & Co., and has been affiliated with Ameriprise in various capacities since 2022. Outside of financial advising, he has held a role at Harmon Golf Course. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Timothy Gray is a Series 66 licensed financial advisor with 18 years of industry experience. He has worked at UBS Financial Services since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Kelly Mackenzie is a Series 66-licensed financial advisor with Morgan Stanley, based in Norwell, MA, and has one year of industry experience. Prior to joining Morgan Stanley, Mackenzie held roles at J.B. Hunt and Gentle Giant Moving Company. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets and offering planning services supported by firm‑approved tools and methodologies.

Denise Comeau is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2015, with a brief period at UBS Financial Services. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers plans both directly to individuals and through Corporate Financial Planning agreements.

Shawn Limerick is a CFP® professional with 33 years of industry experience, currently affiliated with LPL Financial. He has been with Linsco/Private Ledger Corp. since 2004. In addition to his advisory role, he is involved as an independent insurance agent, selling fixed annuities, long-term care, disability, group and individual health, and fixed life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting, utilizing discretionary and non-discretionary management strategies supported by in-house and third-party research.

Donald Kane is a financial advisor with Equitable Advisors, holding a Series 66 designation and based in Wellesley, MA. He has one year of experience in the financial services industry, previously working at LPL Enterprise and holding roles outside of finance at Synagro and New England Fertilizer. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, brokerage, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer with a focus on LPL-sponsored and third-party programs.

Nicholas Nannicelli is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services for six years. Outside of his advisory role, he volunteers with Wings For Widows, an educational nonprofit. Morgan Stanley Wealth Management provides a wide range of advisory services to individuals and institutional clients, focusing on tailored financial planning and utilizing structured discovery conversations and firm-approved planning tools.

Naromie Saint Clair is a Financial Advisor at Merrill Lynch Wealth Management, dedicated to connecting clients with tailored financial plans that align with their unique ambitions. She specializes in assisting individuals, families, and business owners in pursuing financial goals through personalized planning and strategic approaches. With a focus on building lasting relationships based on trust, integrity, and clear communication, Naromie brings strong leadership, strategic problem-solving, and decision-making skills to her role. She is adept at managing multiple priorities in fast-paced environments and is committed to delivering exceptional service and meaningful solutions. Naromie holds a Bachelor's Degree from Nova Southeastern University and is designated as a Personal Investment Advisor (PIA). She is proficient in both English and French.

Jack Hall is a financial advisor at Edward Jones in Quincy, MA, holding a Series 66 designation with five years of industry experience. Prior to joining Edward Jones in 2026, he worked at Eaton Vance/Morgan Stanley from 2021 to 2026. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of discretionary and non-discretionary investment strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with a nationwide network of financial advisors and branch offices.

Meihua Tu is a financial advisor at Charles Schwab with 14 years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2019, following prior roles at Santander Securities and Santander Bank. Charles Schwab & Co., Inc. serves a diverse client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers both non-discretionary and discretionary investment options using multi-asset model portfolios and centralized custody and order-routing services.

Denise Gray is a Series 66 licensed advisor with Merrill, where she has worked since 2014. She has 10 years of industry experience. Denise serves as a volunteer committee board member and chair of the New Member Committee for Temple Israel in Sharon, Massachusetts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional accounts.

Helen Hamilton is a Series 66-licensed financial advisor with 27 years of industry experience. She has been with Mass Mutual Investors Services since 2017 and also works with MASSMUTUAL Life Insurance Company, where she has been since 2016. Prior to that, she spent two years at Metlife Securities, Inc. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships focused on client goals and strategy recommendations.

Matt Fiore is a Planning Consultant at Fidelity Investments, where he collaborates with new and existing clients as part of the Wealth Management Team to develop personalized financial plans tailored to each client and their family. He began his career at Fidelity Investments in 2021 as a Customer Relationship Advocate and has held several roles within the company, including High Net Worth Associate, Investment Solutions Representative I and II, before assuming his current position in 2024. Throughout his tenure at Fidelity Investments, Matt has gained experience in client relationship management and investment solutions, which supports his work in financial planning. His progression within the firm reflects his involvement in various aspects of wealth management, focusing on delivering personalized financial advice and strategies. No additional information regarding education, credentials, personal interests, or community involvement has been provided.

Michael Naughton is a financial advisor with Mass Mutual Investors Services in Needham, MA, holding a Series 63 designation and four years of industry experience. His work history includes positions at MML Investor Services, LLC, MassMutual Life Insurance Company, Bunker Hill Community College, and the Town of Lexington. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative annual planning engagements.

Maura Clow is a Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2019. In her role, she works closely with clients to develop goal-driven financial plans that help them manage their financial futures with confidence. Maura is committed to building long-term, trust-based relationships and providing support and guidance throughout various stages of her clients' lives. She maintains a California Insurance License, which supports her ability to offer comprehensive financial advice. Details regarding her educational background and additional professional credentials are not provided.