Joseph Kim is a financial advisor with Ameriprise in Northbrook, IL, holding Series 63, 65, and 66 licenses and 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, Kim is involved in independent insurance brokering for several health insurance providers and participates in business activities with JPT Lifeway Partners. Ameriprise offers retirement-income planning services aimed at individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves a wide client base through advisory, brokerage, and insurance solutions typical of a large institutional provider.

Brett Salzer is a CFP® and holds a Series 66 license with 19 years of industry experience. He is currently affiliated with Raymond James & Associates in Deerfield, IL, where he has worked since 2019. Prior to that, he was with Mesirow Financial, Inc. from 2012 to 2019. In addition to his advisory role, Salzer serves as an adjunct professor at Roosevelt University, teaching undergraduate and graduate finance courses. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Kurt Kubon is a financial advisor with Morgan Stanley in Barrington, Illinois, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior firms include Citigroup Global Markets, where he worked from 1998 to 2009, and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, Kubon serves as a trustee for multiple personal trusts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and scenarios to model outcomes.

Paul Benjamin is a CFP® and PFS™ credentialed advisor with 31 years of industry experience. He is currently a partner at The Hechtman Group, a CPA firm, and has held roles at Cetera since 2004 and Echales, Benjamin, & Simkin, LLP from 2007 to 2021. Benjamin serves as a board member for the Sedol Foundation, a nonprofit organization. He works with Cetera Investment Advisers LLC, an SEC-registered firm serving individual clients, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers.

Mara Gasher is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has worked at Merrill since 2017 and has prior experience at Northwestern Mutual and Bank of America, N.A. Outside of finance, she held a position at Starbucks for five years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Marybeth Cremin is a financial advisor with Morgan Stanley in Deerfield, IL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has worked with Morgan Stanley since 2014 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and sophisticated modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct relationships and corporate financial planning agreements.

Chris G. Atsaves is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 1998 and holds Series 63 and Series 65 licenses. Atsaves is involved with the American Hellenic Educational Progressive Association (AHEPA), a cultural and educational organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services across a broad platform.

Blake Coleman is a Financial Consultant at Fidelity Investments. In this role, he partners with clients and their families to understand their financial situations, goals, and needs, and collaborates in developing plans tailored to pursue these objectives. Blake has been with Fidelity Investments since 2021, progressing through various roles including Financial Representative, Relationship Manager, and Planning Consultant before assuming his current position. His experience encompasses client relationship management and financial planning within the firm. Outside of his professional work, Blake has personal interests in art, cars, fitness, and photography.

Ally Sipple is an Investment Consultant at Fidelity Investments, a role she has held since 2025. Prior to this, she worked as a Workplace Planning Consultant at Fidelity Investments from 2023 to 2025. In her current position, Ally partners with individuals and families to develop personalized financial plans that align with their goals and adapt to life changes, aiming to foster lasting confidence throughout their financial journey. Ally's professional focus is on helping clients work toward financial wellbeing through personalized guidance and a commitment to individual objectives. Outside of her professional responsibilities, she enjoys spending time at the beach, attending concerts, exploring food, engaging in social events with friends, watching movies, and traveling.

Steven King is a Certified Financial Planner® (CFP®) with 32 years of experience in the financial services industry. He has been with Ameriprise since 2008, including six years at the current firm entity. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with specific asset thresholds, providing detailed Recommendation Reports addressing income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice primarily for clients holding assets in Ameriprise Managed Accounts.

Laura Maatouk is a financial advisor at Charles Schwab with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms including Steward Partners Global Advisory and J.P. Morgan Securities. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm integrates brokerage, custody, and advisory functions within a centralized operational model.

Alan Feutz is a financial advisor with LPL Financial based in Deerfield, IL. He holds the CFP® designation and has 24 years of industry experience, including 14 years at J.P. Morgan Securities and 21 years with JPMorgan Chase Bank. Outside of his advisory role, he is an owner and contractor with ER Logix, LLC, a transportation infrastructure company. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory services, including financial planning and access to model portfolios, combining extensive scale with diverse financial activities.

Steven Hyman is a financial advisor at LPL Financial with 41 years of industry experience. He holds a Series 63 designation and has worked at LPL Financial since 2020, following nearly three decades at Equitrust Financial Group and Securities America. In addition to his advisory role, he operates Steven L. Hyman & Associates, Ltd., providing tax preparation and accounting services, and is commissioned as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, combining a broad range of advisory services with extensive non-advisory financial products.

Andrew Chusid is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2016 and currently assists clients in managing their wealth to meet individual needs. Andrew follows a comprehensive approach that starts with listening to client goals and ensures every potential solution aligns with their objectives. His expertise encompasses college education planning, executive compensation, equity compensation services, legacy planning, liquidity management, personal retirement planning, tax minimization, and retirement income strategies. Andrew emphasizes a goals-based wealth management process involving planning for both defined goals and unexpected events, executing personalized strategies, and ongoing review to track progress. Andrew holds a Bachelor of Science degree from Illinois State University. He is involved in community organizations including the Evanston Chamber of Commerce, Girl Scouts of Greater Chicago and Northwest Indiana, and Prairie State Legal Services. He resides in Evanston with his wife and daughter.

Theodore Woytowicz is a financial advisor with LPL Financial in Lincolnshire, IL, holding a Series 66 designation and 25 years of industry experience. He has worked at LPL Financial since 2010, following prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of his advisory work, he participates in the Park Ridge Citizens Patrol. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies delivered through a large network of investment adviser representatives.

Jordan Micklow is a financial advisor with Edward Jones in Lake Forest, IL, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Aron Gorenstein is a financial advisor at LPL Financial with 31 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Raymond James Financial and his own entities, Argo Capital LLC and Gset, LLC. He also serves as a FINRA arbitrator. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of investment solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Roshni Khory is a financial advisor with Ameriprise in Palatine, IL, holding Series 63 and Series 65 licenses with 32 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. In addition to her advisory role, she is involved in independent insurance brokering with Mass Mutual. Ameriprise is a large institutional firm serving clients primarily through its retirement-income planning service aimed at individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement income recommendations.

Rex Ramirez is a financial advisor at Edward Jones in Arlington Heights, IL, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked in the mortgage and lending industry at Envoy Mortgage, Ltd, Ldwholesale (a division of LoanDepot.com LLC), and Homeward Residential Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of approximately 23,701 financial advisors and more than $1 trillion in assets under management.

Douglas Meyer is a CFP® with 41 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Meyer is the owner and producer of Douglas L. Meyer Productions, LLC, which produces Broadway shows. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and offers both discretionary and non-discretionary services tailored to plan objectives, including a Plan Level Investment Selection 3(38) discretionary option.