James Duplisea is a CFP® professional with 35 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2010. He has also been involved with Best Of America Mtg Services LLC since 1997, originating mortgage loans and serving as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, providing tailored strategies across multiple platforms and custody arrangements.

Vincent Grimaldi is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 28 years of industry experience. His prior work includes roles at LPL Financial, Citizens Securities, Inc., and Cetera Advisors LLC. He is also involved as an insurance agent selling life, health, annuities, and long-term care products and serves as a vice president and financial advisor at Northeast Investment Advisors, providing investment advice and insurance planning. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary investment strategies.

Nicholas Harvath is a financial advisor at Ameriprise in Boston, MA, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise, he worked at Bentley University, Baystate Financial, BAE Systems, and the University of Massachusetts Lowell. Outside of his advisory role, he is employed part-time at Waverley Oaks Athletic Club. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Alyson Popper is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliates since 2007. She also maintains a revocable living trust focusing on real estate investment activities in Hilton Head Island, SC. Morgan Stanley Wealth Management serves individual and institutional clients by offering comprehensive advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a range of investment services while operating primarily in an advisory capacity.

Tess Butterworth is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 66 designation and six years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank since 2019 and previously worked at Catalant Technologies from 2016 to 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and employer-based financial planning agreements.

Colin Murtha is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2011 and leads a wealth management practice that serves successful individuals, executives, business owners, and their families. His team's expertise encompasses a range of financial areas including investment strategy, retirement income planning, debt financing, insurance solutions, and estate planning services. Additionally, they provide corporate retirement plan services focusing on fiduciary support, plan design, and employee financial wellness. Colin's approach to financial advising is consultative. He begins by understanding each client's unique financial situation and objectives, taking into account factors such as time horizon, liquidity, and risk tolerance. He then offers tailored recommendations leveraging resources from Merrill Lynch Wealth Management and Bank of America. His client focus areas include college education planning, divorce transition planning, employee benefits planning, defined benefit plans, personal retirement planning, small business strategies, and investment strategy. He earned a Bachelor of Arts in Philosophy from The George Washington University in 2002. Colin holds multiple professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Plans Specialist™ (CRPS), Certified Plan Fiduciary Advisor® (CPFA), Certified Exit Planning Advisor® (CEPA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He resides in Natick with his wife and is an active member of the community. In his personal time, he enjoys working out, golf, reading American history, and listening to Frank Sinatra.

John Christo is a financial advisor at Mass Mutual Investors Services with 33 years of industry experience. He holds a Series 63 designation and has been with Mass Mutual Investors Services since 2017, following a lengthy tenure at Metlife Securities Inc. from 1991 to 2017. He is also associated with Mass Mutual Life Insurance Company since 2016. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, structuring planning engagements as collaborative, annual relationships using firm-approved analytical tools.

Terence O'Brien is a financial advisor with Merrill, holding Series 63, Series 65, and Series 66 credentials and over 46 years of industry experience. He has been with Merrill since 1978. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Wolff is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and 41 years of industry experience. He previously worked at Commonwealth Financial Network for 18 years before joining Raymond James in 2024. Outside of advising, he is an artist who carves wooden whales and exhibits his work with the Artist Association of Nantucket. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work alongside targeted retirement plan services.

Aya Metwally is a Financial Consultant at Fidelity Investments where she advocates for clients by helping them identify investment opportunities and manage associated risks. She leverages her experience and personal financial planning expertise to assist clients in pursuing their life goals with confidence. Aya has held roles as a Financial Consultant at Fidelity Investments since 2025, a Financial Advisor at Morgan Stanley from 2018 to 2021, and a Licensed Banker at Citizens Bank from 2014 to 2018. She holds a California Insurance License. Outside of her professional work, Aya engages in biking, hiking, running, volunteering, and yoga.

Christine Theroux is a CFP® professional with 33 years of industry experience currently serving with Osaic. She has previously worked at firms including Royal Alliance, Horace Mann Investors, and MassMutual. Theroux is also the Director of Financial Planning at Boston Wealth Management, where she leads the financial planning process and serves as a Plan Advisor. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services, using firm-provided tools and third-party platforms to construct and manage portfolios on both discretionary and non-discretionary bases.

Ana De Pina is a financial advisor with J.P. Morgan Securities in Needham, MA, holding Series 63 and Series 66 licenses and seven years of industry experience. Her prior roles include positions at Thrivent Financial, Prudential Insurance Company of America, and New York Life Insurance Company. She serves as a board member of the National Black MBA Association’s Boston Chapter and owns Cape Verdean Greeting Cards, a greeting card business producing multilingual cards. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Lauren Komins is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Roman Koles is a financial advisor with Primerica Advisors in Natick, MA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked with Primerica Advisors since 2009 and has been affiliated with Primerica Financial Services since 2006. Outside of advisory services, he is involved in sales related to home security and automation products as well as a retail watch store. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on a range of investment models implemented in partnership with BNY Mellon Advisors.

Brian Mcneil is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is dedicated to developing personalized investment management strategies and tactically re-balancing portfolios based on evolving market conditions and changes in clients' financial goals. Brian works as part of The Downs & McNeil Wealth Management Group, a bi-coastal team that serves high net worth and ultra high net worth individuals, including owners of pre-IPO and family businesses, medical professionals, C-suite executives, retirees, multi-generational families, and non-profit organizations. Brian's approach is planning-based, client-centric, and data-driven, utilizing fundamental and technical research from Merrill and third parties. He collaborates with clients to build and implement mutually agreed upon investment strategies, focusing on college education planning, institutional and corporate benefit services, endowment and foundation services, managing new wealth, personal retirement planning, portfolio management, small business strategies, and retirement income. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Bentley University and is involved in the community through support for Why Me - Sherry's House. Outside of his professional work, Brian enjoys fishing, golfing, ice hockey, and spending time with his family, reflecting his devotion as a husband and father.

William Harmer is a financial advisor with LPL Enterprise in Southborough, MA, holding Series 63 and Series 66 licenses and having two years of industry experience. Prior to joining LPL Enterprise in 2025, he was associated with Northwestern Mutual entities from 2023 to 2025. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, consulting, access to model wealth portfolios, third-party asset management programs, and a range of brokerage and insurance products via its integrated platform.

Richard Land is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Morgan Stanley and its Private Bank division since 2019. His prior experience includes roles at Fieldpoint Private Securities and Fieldpoint Private Bank and Trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools to model financial outcomes.

Suraj Kapur is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in delivering personalized wealth management strategies tailored to clients' individual financial situations and goals. He focuses on areas such as tax minimization, generational wealth transfer, college education planning, legacy planning, retirement income, and socially responsible investing. Suraj leverages the investment insights of Merrill and the banking solutions of Bank of America to provide comprehensive financial guidance that adapts to evolving market conditions and client needs. Suraj holds the Personal Investment Advisor (PIA) designation and completed an accredited certificate program at Worcester Polytechnic Institute. He is multilingual, speaking English, Hindi, and Punjabi, and is active in community engagement through his involvement with the New England Hindi Manch organization. Outside of his professional role, Suraj enjoys basketball, football, hiking, cooking, music, table tennis, traveling, watching movies, yoga, and spending time with his family.

Mark Carpentier is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2017 as part of The Cafaro Group. He focuses on creating personalized financial plans that align with his clients' values, assisting them through various life events and decisions. His areas of expertise include family wealth management strategies, college education planning, philanthropic and socially responsible investing, liquidity management, and special needs planning. Mark holds a Bachelor's degree in Economics with a minor in Finance from Assumption University. He has earned several professional designations, including the CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). He has been recognized as part of Barron's Top 250 Private Wealth Management Teams from 2022 through 2025. Residing in Woburn, Massachusetts, Mark lives with his wife Taylor. He is an avid golfer, hiker, runner, and scuba diver, and remains an active member of the Assumption University community.

Zainab Karim is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies tailored to their individual goals and changing market conditions. Karim provides integrated wealth management solutions by leveraging investment insights from Merrill and the banking and lending resources of Bank of America. Karim’s expertise includes family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. She holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification from the Certified Financial Planner Board of Standards, Inc., and is a qualified Portfolio Manager. In her role, she offers traditional financial advice as well as personalized portfolio management that may incorporate individual stocks, bonds, Merrill model portfolios, and third-party investment strategies, including discretionary management under the firm's Investment Advisory Program. Karim earned a bachelor’s degree from the University of Florida. She values community involvement and participates in volunteer activities within the communities she serves. Outside of work, she enjoys cooking, golfing, spending time with her family, and watching movies.