Michael Tuozzoli is a financial advisor with Ameriprise Financial Services who holds Series 63 and Series 65 credentials and has 24 years of industry experience. He has been with Ameriprise since 2017, including a prior role at Wells Fargo Clearing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides retirement-income planning advice through a written Recommendation Report and annual updates, emphasizing dependable income sources and tax-aware withdrawal strategies.

William Kirby is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior roles include positions at Orbit Venture Partners and involvement with Safe Harbor Marina and Sono Field House. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Murray is a financial advisor with J.P. Morgan Securities in Greenwich, CT, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked at JPMORGAN Chase Bank, N.A. since 2018 and at J.P. Morgan Securities since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm offers non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and integrates ESG frameworks in its recommendations.

Declan Mahar is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1983 and is a qualified Portfolio Manager. Declan provides traditional financial advice and guidance while also developing and managing personalized investment strategies. These strategies may include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment options. When working with clients under the firm’s Investment Advisory Program, he may manage these strategies on a discretionary basis. In addition to investment management, Declan collaborates with clients’ accountants and attorneys to create estate plans focused on preserving wealth for future generations. He holds an MBA degree in finance as well as a bachelor's degree, both from Sacred Heart University. Declan is registered with FINRA for Series 7, 24, 63, 65, and 31 and holds Life, Accident & Health Insurance Licenses. He also holds the Personal Investment Advisor (PIA) professional designation.

Melissa Herley is a financial advisor at Morgan Stanley in Greenwich, CT, with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Merrill and Raymond James & Associates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Nancy Perez Tamez is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and 11 years of industry experience. Her prior work includes roles at BlackRock Investments and Park Avenue Securities. Outside of her advisory role, she works part-time as a rideshare driver for Uber. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various organizations.

David Appel is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following a tenure at Wachovia Bank, N.A. beginning in 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Kathryn Sullivan is a financial advisor with Morgan Stanley in Stamford, CT, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Her prior experience includes roles at Merrill Lynch Bank of America and several other financial firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including customized financial planning supported by firm-approved tools and investment modeling.

Adam Elgert is a CFP® professional with 24 years of experience in the financial services industry. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to support its diversified investment approach and offers a range of brokerage and advisory solutions.

Robert Mark is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has worked at LPL Financial since 2023 and previously spent over two decades at Advanced Resources, LLP and H. Beck, Inc. Mark maintains an ongoing role with Advanced Resources, LLP in an investment-related capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by various technological tools.

Christopher Yadre is an Investment Consultant at Fidelity, where he collaborates with clients to develop comprehensive financial plans aimed at achieving their long-term financial goals. He focuses on creating tailored strategies that address the specific needs of each client and their family. Prior to his current role, Christopher gained experience as a Financial Representative at Fidelity Investments from 2023 to 2025 and as an Intern at Sound Financial Strategies from 2021 to 2023. His background reflects a commitment to building expertise in financial planning and investment consulting. Outside of his professional work, Christopher has interests in baseball, beach activities, fitness, hiking, music, and reading.

John Magliula is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop customized financial plans that align their wealth with their values and goals. He has held roles at Fidelity Investments since 2024, including Planning Consultant, and previously served as a Financial Advisor at Northwestern Mutual from 2023 to 2024. John holds a California Insurance License. His professional approach emphasizes simplifying complex financial decisions to provide clarity and confidence at every stage of wealth management, focusing on purposeful planning across generations. Outside of his professional work, John engages in family activities and enjoys fitness, hiking, outdoor adventures, reading, and traveling.

Jay Liddell is the Vice President Private Wealth Management Advisor at Fidelity Investments. He has been with Fidelity Investments since 2010, initially serving as Branch Office Manager from 2010 to 2017 before transitioning to his current role as Wealth Management Advisor in 2017. In his work, he focuses on understanding the priorities of clients and their families to assist them in working towards their financial goals.

John Hetherington is a Financial Advisor at Merrill Lynch Wealth Management. He provides financial planning and investment advisory services to clients. The professional biography includes his role at Merrill Lynch Wealth Management, highlighting his position as a financial advisor in their wealth management division. No additional details regarding his specific experience areas, educational background, credentials, personal interests, or community involvement were provided.

Katie Hughes is a financial advisor with RBC Capital Markets, holding a Series 66 designation and bringing 22 years of industry experience. Her prior roles include positions at Janney Montgomery Scott, Ameriprise Financial Services, Chapin, Davis, and Wells Fargo Advisors. Outside of finance, she volunteers as an equine therapist at WellSpring of Life Horse Farm in Monkton, MD. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, and charitable organizations, offering a range of advisory programs with customizable portfolio management and planning services. The firm incorporates both in-house and third-party investment managers and provides specialized options such as tax management and responsible investing screens.

Lindsay Hillas is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management and a member of the Vacheron, DiSabato & Associates group. She specializes in helping high-net-worth individuals and their families simplify complex financial matters through personalized planning and investment advice. Her approach centers on creating customized financial strategies aligned with each client's goals to assist in growing and maintaining wealth. Lindsay's areas of expertise include liquidity management, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. She holds professional designations as a CERTIFIED FINANCIAL PLANNER® (CFP) and a Personal Investment Advisor (PIA). Lindsay earned her bachelor's degree from Fairfield University. Beyond her professional work, Lindsay enjoys cooking, football, music, reading, skiing, traveling, and spending time with her family.

Filippo Petrini is a financial advisor with J.P. Morgan Securities in Greenwich, CT, holding Series 63 and Series 65 licenses and seven years of industry experience. He has been with JPMorgan Chase and its affiliated entities since 2018 and is also involved with Captains Log, LLC since 2026. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research supported by a centralized manager solutions team.

Alexandra Remmel is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and nine years of industry experience. Prior to joining J.P. Morgan in 2023, she worked at Morgan Stanley and Morgan Stanley Private Bank. She is an owner and partner of The Hive House, a health and wellness initiative providing support for women recovering from addiction, as well as a partner in sober homes for women and children. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, providing non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, supported by a centralized due diligence process.

Joseph Lombardi is a financial advisor at Ameriprise with 34 years of industry experience. He holds the Series 63 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is involved in managing office-related business entities with other advisors. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets, providing tailored written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic automation to support its advisory process while offering a broad range of investment, brokerage, and insurance solutions.

Walter Rodiger III is a CFP® professional with 44 years of industry experience, currently serving at Equitable Advisors since 2005. His prior experience includes roles at AXA Advisors, Trusted Securities Advisors Corp., and Mony Securities Corporation. Outside of his advisory work, he is involved with the Wilton Historical Society as a board member and investment committee member, and he also serves on the investment committee of Wilton Congregational Church. Equitable Advisors provides financial planning, retirement plan consulting, and a range of asset-management programs to individuals, institutions, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and third-party program sponsors to deliver personalized investment strategies without sponsoring proprietary wrap fee programs.