James Stephens is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has worked previously at Ameriprise Financial and the University of Vermont Tutoring Center. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves in advisory roles for multiple registered investment companies and fund-of-funds.

David Donovan is a financial advisor with Morgan Stanley in Greenwich, CT, holding the CFP® designation and Series 63 and 65 licenses. He has 41 years of industry experience, including roles at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he is involved with a trust based in Manhasset, New York. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning, utilizing firm-approved tools and methodologies to support clients’ planning needs.

Mack Portnoy is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various J.P. Morgan entities since 2018, with earlier experience including a position at Asymmetry Capital Management and time at Cornell University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm offers these services on a non-discretionary basis, incorporating an ESG eligibility framework in its investment recommendations.

Maxwell Buckley is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2021. Prior to that, he was self-employed for six years. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Connor Tienken is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at several firms, including JPMorgan Chase Bank, J.P. Morgan Securities, and the Paul Tudor Jones II Family Office. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional offerings with specialized activities such as relationships with investment companies and private funds.

Derek J Thompson is a financial advisor at UBS Financial Services in Stamford, CT, holding Series 63 and Series 65 registrations with 26 years of industry experience. He has worked at UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and affiliated lending programs.

Peter Hart is a financial advisor with Mass Mutual Investors Services in Stamford, CT, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with MassMutual and its affiliated firms since 1988. In addition to his advisory role, he is involved in individual life and health insurance sales and provides plan design and administration services to employer-sponsored retirement plans through Retirement and Benefit Systems, LLC. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved analytical tools to deliver written recommendations tailored to client goals.

Marilyn Timbers is a CFP®-designated financial advisor with 32 years of industry experience. She is currently with Cetera and has previously worked at Voya Financial Advisors and operated her own firm, Timbers Financial Strategies, since 2013. Timbers volunteers with the Junior League of Greenwich, the YWCA Greenwich teaching financial literacy, and the Savvy Ladies financial literacy helpline. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party investment options.

Brian Keefe is a Team Financial Advisor at Merrill Lynch Wealth Management. He works with clients to develop personalized financial plans that align with their individual priorities and long-term goals. His approach emphasizes connecting all aspects of a client's financial life to help prioritize and pursue meaningful objectives. Brian holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. He earned his bachelor's degree from Fairfield University. His expertise covers areas such as planning for education funding, retirement lifestyle, potential healthcare costs, and overall wealth management.

Elizabeth Selimovic is a financial advisor with Morgan Stanley in Westport, CT, holding a Series 66 designation and 14 years of industry experience. She has been with Morgan Stanley since 2007. Outside of her advisory role, she is a commissioned Notary Public in the State of Connecticut. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions. The firm’s financial planning process uses structured discovery and approved tools, serving clients through tailored plans without offering individual security recommendations as part of standalone planning.

Kristin Bloom is a financial advisor with UBS Financial Services in Westport, CT, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with UBS since 2009. Outside of her advisory work, she is involved with Avreco, a company engaged in real estate activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, leveraging proprietary research and capital market tools to tailor client solutions.

Andrew Livesay is a financial advisor with Morgan Stanley in Stamford, CT, holding a Series 66 designation and bringing 38 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Livesay is a co-owner and silent partner in Maria Livesay Salon and serves as a board member for the Stamford Downtown Special Services District. Morgan Stanley Wealth Management provides a variety of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets.

Carole Caldwell is a Series 66-licensed financial advisor with Morgan Stanley in Westport, CT, where she has worked since 2009. She has 25 years of industry experience. Outside of her advisory role, she is involved with Optavia, a company focused on promoting healthy eating habits. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its financial planning services.

Kevin O'Hara is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and previously worked at RBC Capital Markets, New York University Stern School of Business, and JP Morgan Securities LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Elizabeth Carey is a Private Wealth Advisor for the Erdmann Group within Merrill Private Wealth Management. She works closely with families to develop personalized wealth strategies that align with their specific goals and objectives. Prior to joining the Erdmann Group, Elizabeth developed and delivered customized investment strategies for high-net-worth individuals, endowments, and foundations at Bank of America and Morgan Stanley's Chief Investment Offices. She has experience advising senior executives, entrepreneurs, and families on a variety of financial decisions, applying quantitative and analytical skills to help clients advance their long- and short-term investment goals. Elizabeth earned a bachelor's degree in Business and Finance from Elon University. She is a Chartered Financial Analyst® (CFA®) charterholder, a Personal Investment Advisor (PIA), and a member of the New York Society of Security Analysts. She lives in San Francisco, CA and Rowayton, CT, and serves on the board of Open Doors in Norwalk, CT. Outside of work, she is involved with Elon University and enjoys cycling, skiing, and traveling.

James Sykes is a financial advisor with Morgan Stanley in Greenwich, CT, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His recent work history includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018, following a period as a self-employed advisor from 2016 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and scenario modeling.

Juan De Choudens is a financial advisor with J.P. Morgan Securities in Norwalk, CT, holding a Series 66 designation and 25 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2011. Outside of his advisory role, he is an owner and partner of CoreBev Group Inc., a beverage company, though he does not take an active role in its operations. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Peter Mathes is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. His prior roles include positions at Global Portfolio Strategies, Inc. and Prudential Insurance Company of America. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, using a centralized consulting team that delivers non-discretionary, research-driven recommendations. The firm combines modeling, tax-efficiency analysis, and algorithmic automation to support its advisory approach while providing a broad range of financial and insurance solutions.

Jody Holden is a Financial Consultant at Fidelity Investments, where she partners with clients to identify and develop their financial objectives. She collaborates with clients to create and implement plans aimed at strengthening their financial goals, considering the complexities of planning, investments, and markets to develop strategies that balance simplicity, organization, and long-term adaptability. Her professional experience spans multiple roles in institutional equity sales and equity research. Prior to joining Fidelity Investments in 2023, she served as Director of Institutional Equity Sales at JMP Securities from 2013 to 2020, and as Head of New York and Connecticut Research Sales at Bloomberg Tradebook from 2010 to 2013. She also held positions as Managing Director of Institutional Equity Sales at Banc of America Securities, Director of Institutional Equity Sales at Citigroup, and Associate Analyst roles in equity research at Salomon Smith Barney, Natwest Securities, and Prudential Securities. Details regarding Jody Holden's education, credentials, personal interests, and community involvement were not provided.

Timothy Ressler is a CFP®-credentialed financial advisor with 13 years of industry experience. He is currently with Charles Schwab, where he has worked since 2023, following roles at Cetera Advisors, CCR Wealth Management, Fidelity, and AXA Advisors. He also has experience working with TNT Clambakes outside the financial sector. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering integrated advisory, brokerage, and custody services with a mix of non-discretionary and discretionary investment options.