Darshana Patel is a CFP® and holds a Series 66 license, with 11 years of industry experience. She currently works at Citigroup Global Markets and previously spent 11 years at Bank of America and Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset and multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad set of advisory, execution, and custody services.

Della Lounsbery is a financial advisor at Cetera Planning Partners with 13 years of industry experience. She holds the Series 63 designation and has worked at several firms within the Cetera and Avantax organizations since 2013. Beyond her advisory role, she is involved in tax preparation and accounting through her employment at Stephen E. Plain LLC dba SEP Financial Services. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with services that include investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s investment approach is based on diversified allocations using mutual funds and ETFs aligned with client objectives and risk tolerance, supported by a formal planning process and access to a broad network of affiliated resources.

John Beck Jr. is a CFP®-certified financial advisor at MAI Capital Management, LLC with nine years of industry experience. His prior roles include positions at TIAA-CREF, Merrill Lynch, and Corient Services. MAI Capital Management provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio strategies and integrates financial planning, tax, and bill-pay services within its client relationships.

Patrick Locke is a CFA® charterholder with 22 years of industry experience. He has been with Oppenheimer & Co Inc since 2017, following a three-year period as a self-employed advisor. Locke is based in New York, NY, and holds a Series 63 license. Oppenheimer is a registered investment adviser and broker-dealer serving individuals—including high net worth clients—corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs with discretionary and non-discretionary services, employing strategic and tactical asset allocation, manager selection, and performance reporting tailored to client objectives.

Gianna De Mayo is a financial advisor with Guardian Life and holds a Series 66 designation. She has one year of industry experience, having previously worked at Park Avenue Securities and Guardian Life Insurance Company since 2025. Before entering the financial industry, she was employed in educational roles at Indiana University, Middlesex Community College, and Monroe Township High School. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, businesses, charitable organizations, and retirement plan sponsors. The firm offers a range of financial planning and consulting services, utilizing both advisor-led and model-based strategies, alongside proprietary and third-party platforms.

Samuel Schiff is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and 16 years of industry experience. His career includes roles at Tritium Private Wealth Strategies and Momentum Advanced Planning LLC. He is also involved in life insurance brokerage, providing sales and services for multiple carriers, including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, managing a broad range of assets and employing third-party asset managers under a supervisory framework.

Stephen Herman is a financial advisor at Hornor, Townsend & Kent, LLC with 58 years of industry experience. He holds the designations CLU and CHFC and has been affiliated with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 1962. Herman serves on the executive committee of a Boy Scouts council, overseeing finances and investments as part of his voluntary community involvement. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, with a range of account options and third-party asset manager relationships under a comprehensive supervisory framework.

Natalia Grisales is a financial advisor at Citigroup Global Markets with 23 years of industry experience. She holds Series 63 and Series 65 designations and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as swap dealer and futures commission merchant.

Matthew Holden is a financial advisor at Corient with nine years of industry experience. He holds a Series 65 designation and previously worked at RegentAtlantic for nine years before joining Corient. He has served in roles at Corient Services LLC and CIPW Service Company, LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and utilizes risk management tools and alternative investments where appropriate.

Youwha Lee is a financial advisor with Eagle Strategies (NY Life) holding the ChFC® and Series 63 credentials and has 22 years of industry experience. Lee has been with Eagle Strategies since 2019 and has held roles at Nylife Securities LLC and New York Life Insurance Company since 2014 and 2002, respectively. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types tailored to client objectives, with most assets managed on a non-discretionary basis.

Warren Gallagher III is a CFP® with over 31 years of experience in the financial services industry. He is currently with Private Advisor Group, LLC, where he has worked since 2018. Prior to that, he held positions at Paradigm Wealth Advisory LLC, LPL Financial, LLC, and First Allied Advisory Services, INC. Gallagher is also involved with Financial Planners of NJ in an investment-related capacity. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary advisory model and utilizes a variety of investment strategies, offering access to proprietary platforms and third-party managers.

Joseph Fimmano is a financial advisor with Eagle Strategies (New York Life) in Saddle Brook, NJ, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Eagle Strategies since 2011 and has prior experience with New York Life and Nylife Securities dating back to 1998. Outside of his advisory work, he serves as a board member of the American Dream Diner in Orangeburg, NY. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, providing financial planning, investment management, and retirement advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated structure linked to New York Life.

Michael Mcsweeney is a Series 66-credentialed financial advisor with 12 years of industry experience. He is associated with Guardian Life and Park Avenue Securities, where he has worked since 2011. His activities include marketing efforts under Strategic Wealth Group Inc. / Ascend Wealth Partners, a DBA for promoting Guardian and Park Avenue business. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of planning, consulting, and proprietary investment solutions tailored to client needs.

Trent Cohan is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Northern Trust from 2013 to 2017. Outside of his advisory role, he is the founder and operator of an online retail store focused on dropshipping. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm utilizes multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and commercial arrangements.

Frank Euvino is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and over 32 years of industry experience. His prior work includes 11 years at UBS Financial Services before joining Private Advisor Group and LPL Financial in 2013. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm’s fiduciary-based advisory model involves acting as portfolio managers or assisting clients in selecting managers from prominent strategists while utilizing multiple investment methods and technology platforms.

Andrej Eftimov is a CFA® charterholder currently with Citigroup Global Markets, based in New York, NY. He has worked in the financial sector since 2017, including eight years at JPMorgan and more recently joining Citigroup in 2026. Prior to his finance career, he spent time in full-time education and briefly at L'Oreal. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs and brokerage services. The firm combines large institutional scale with specialized market roles, including swap dealing and futures commission merchant activities.

Howard Solomon Jr. is a financial advisor with Integrity Alliance, LLC, holding Series 63, 65, and 66 licenses and bringing 33 years of industry experience. He has worked at Solomon Wealth Solutions, LLC, Integrity Alliance, LLC, Next Financial Group, Inc., and Solomon Financial. Outside of his advisory work, Solomon is involved in raising, breeding, and showing purebred dogs and holds leadership roles in multiple dog breed clubs and related nonprofit organizations. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm provides asset management, financial planning, and retirement consulting using a variety of investment approaches and platforms.

Gannon Morrison is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at UBS Financial Services, AXA Advisors, LLC., and Stifel. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains large institutional scale alongside unique market roles such as security-based swap dealing and futures commission merchant activities.

Todd Staretz is a financial advisor with Citigroup Global Markets, holding a Series 66 credential and bringing 26 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, custody services, and derivative trading capabilities. The firm employs multi-asset, multi-manager strategies within discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Zachary Morse is a CFP® with four years of industry experience, currently serving as an advisor at Corient in Morristown, NJ. His prior roles include positions at RegentAtlantic and Lenox Advisor, as well as experience with the Association of National Advertisers and AIPAC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers, using risk management tools and continuous portfolio monitoring to align investments with client objectives.