Diane Stuart is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 34 years of industry experience. She previously worked at Metlife Securities Inc. for 30 years before joining Mass Mutual in 2017. Outside of her advisory role, she serves as a guardian and co-guardian for a client and is a notary. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved analysis tools and offers specialized planning services such as estate settlement and employer-sponsored programs.

Zachary Archambault is a financial advisor at Thrivent Investment Management with seven years of industry experience and holds a Series 66 designation. His work history includes roles at Thrivent Financial and International Planning Alliance, as well as experience outside financial services in the food industry. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through Financial Advisors. The firm offers goal-based financial planning covering a wide range of topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Basile Nahas Jr. is a financial advisor at Fidelity with 22 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at firms including Institutional Shareholder Services, Galileo Financial Technologies, and Oppenheimerfunds. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Matthew Mulcahy is a financial advisor with Raymond James Financial in Basking Ridge, NJ, holding Series 65 and Series 66 licenses and having 11 years of industry experience. He previously worked at Schroder Fund Advisors LLC for six years and Neuberger Berman LLC for five years before joining Raymond James Financial in 2026. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, charitable, and institutional clients. The firm emphasizes tailored, non-discretionary planning using analytical tools to support client goals and offers specialized services including municipal and public finance advisory as well as SIMPLE IRA Employer Advisory & Consulting Services.

Roy Chereath is a financial advisor at Cetera with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Avantax Advisory Services and other financial and tax-related firms. In addition to advisory work, he is involved in tax preparation, accounting, insurance sales, and owns several businesses including a tax and payroll IT consulting firm and an online gift sales venture. Cetera Investment Advisers LLC distributes its services through a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning solutions with access to third-party managers and manages over $256 billion in assets.

Kishor Kumar is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process relies on structured discovery and firm-approved tools, serving clients primarily in an advisory capacity.

Jenna Caraccio is a financial advisor with Equitable Advisors, holding a Series 66 designation and five years of industry experience. Her background includes roles in education at Centenary University, The College of New Jersey, Morris Hills Regional District, and North Arlington School District, as well as experience with iD Tech Camps. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm uses a range of advisory models, many implemented through third-party sponsors, and provides ERISA fiduciary services to qualified plans.

Joshua Dempsey is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation. Prior to joining J.P. Morgan Securities, he worked briefly at Goldman Sachs and attended Georgetown University. Outside of finance, he has a background involving 12 years at CrossFit Silver Spring. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a range of investment-management affiliates.

James Pallitto is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2014. Prior to that, he was employed at Merrill and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process uses centralized due diligence combining quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Chunyen Wang is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. In this role, Chunyen focuses on developing personalized financial strategies tailored to each client's unique goals and changing market conditions. He provides access to investment insights from Merrill as well as banking and lending solutions through Bank of America. Chunyen holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned both his Bachelor's and Master's degrees from Montclair State University. Chunyen is committed to working closely with clients one-on-one to help them pursue their long-term financial objectives. Additionally, he participates in community volunteer activities, reflecting the Merrill tradition of local engagement.

John Piszko is a CFP® professional with 26 years of industry experience, currently serving with Wells Fargo Advisors since 2023. His prior roles include positions at Wells Fargo Clearing, Banc Of America Investment Services, Inc., and Quick & Reilly, Inc. He holds ownership interests in HUB Advisors, LLC and JMP Financial Services Corp, both investment-related activities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients meeting specific net-worth criteria, using proprietary research and tools to develop customized recommendations.

Stephen Hess is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 65 designations and has been with J.P. Morgan Securities since 2005, also working with JPMorgan Chase Bank, N.A. since 1994. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary advisory program. Their process integrates centralized due diligence, quantitative and qualitative research, and an ESG eligibility framework, supported by affiliates offering implementation and portfolio services.

Richard Lober is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bank of America, N.A. and Merrill since 2016, following a four-year tenure at WBI Investments, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Colleen Brophy Emma is a financial advisor at LPL Enterprise with 30 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has worked at firms including Morgan Stanley Smith Barney LLC, Fidelity Brokerage Services LLC, UBS Financial Services, and The Prudential Insurance Company of America. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm typically uses model-driven investment approaches and offers financial planning, consulting, and access to third-party asset managers.

William Herterich is a financial advisor at MassMutual Investors Services with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has been with MassMutual Life Insurance Co and MML Investors Services since 2025, following over two decades at Equitable Advisors. Outside of his advisory work, he has served as a spin instructor at the YMCA since 2010. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as annual, collaborative relationships using firm-approved analytical tools.

Craig Louiselle is a CFP®-certified financial advisor with 10 years of industry experience. He is currently with LPL Enterprise and has held positions at Prudential Insurance Company of America, Pruco Securities, Allied Wealth Partners, Minnesota Life Insurance Company, and Securian Financial Services. Outside of his advisory work, Louiselle is actively involved in coaching ice hockey at various levels. LPL Enterprise, LLC provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm uses model-driven investment approaches, offers access to third-party asset managers and wrap programs, and engages in affiliated insurance and trust services.

Ricardo Lee is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. He has been with J.P. Morgan Securities since 2012 and concurrently with JPMorgan Chase Bank, N.A. since 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence with both quantitative and qualitative research, incorporating an ESG eligibility framework in its recommendations.

Lawrence Evans is a financial advisor with UBS Financial Services in Short Hills, NJ, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He worked at Citigroup Global Markets for 30 years before joining UBS in 2021. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor client strategies.

Kevin Reidinger is a financial advisor at LPL Enterprise with eight years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Paul Castellano is a financial advisor with Mass Mutual Investors Services who holds Series 65 and Series 63 licenses and has eight years of industry experience. His career includes roles at Thrivent Financial and Commerce/TD Bank prior to joining Mass Mutual. Outside of advising, he works as an independent insurance agent specializing in life, disability, long-term care, and fixed annuities, and serves as a notary public. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual planning relationships using firm-approved analytical tools and offers a range of programs including estate-settlement and employer-sponsored planning.