Jodi Citron is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 credentials and has 17 years of industry experience. She previously worked at Morgan Stanley for seven years and is currently affiliated with The Cutrupi Group, LLC as a Wealth Management Associate and Branch Manager. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools to support client goals and maintains specialized programs in municipal and public finance as well as SIMPLE IRA employer advisory services.

William Tucker is a financial advisor at LPL Enterprise with 34 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at World Investments, LLC and World Investment Advisors, LLC. Tucker is also licensed as an insurance agent, providing sales and service of non-variable insurance and annuities. LPL Enterprise serves individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio access, third-party asset management, and a range of brokerage and insurance products through an integrated platform.

Eric Tomsky is a financial advisor at UBS Financial Services with 28 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America and Merrill. Tomsky holds an advisory position with Armed Forces Brewing Company, a military tribute brewery supporting veteran needs. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to client goals. The firm integrates institutional trading capabilities with wealth management services, including fiduciary financial planning and a broad range of capital markets and lending products.

Ursula Whitehurst is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and possessing 10 years of industry experience. Her career includes roles at PFS Investments Inc. and Primerica Financial Services, as well as teaching positions in the New Jersey public school system. She is also a tutor and owner of Series 65 Interact, a non-investment related tutoring business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients primarily via a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Gaetano D'amato is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley and Credit Suisse Securities. He also serves as a power of attorney for a fiduciary entity outside of his primary role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a range of individual and institutional clients.

Evan Silverstein is a financial advisor with MassMutual Investors Services in Wall Township, NJ. He holds the ChFC® and Series 63 designations and has 22 years of experience in the industry. He has been with MML Investors Services and MassMutual since 2003. In addition to his advisory role, he works as a licensed agent offering individual life, health, group health, and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual collaborative planning relationships and uses advanced software tools to support client goal analysis.

Paul Nader is a financial advisor with Ameriprise in Freehold, NJ, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he oversees a small business, Paul Nader & Associates LLC, which is used primarily for payroll management. Ameriprise offers retirement-income planning services focused on clients nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency strategies to provide tailored, non-discretionary retirement recommendations, supported by a centralized consulting team and algorithmic tools.

Philip Ferraro is a CFP® with 18 years of industry experience, currently with Wells Fargo Advisors since 2023. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2023. Ferraro serves as Treasurer of the Brookdale Community College Foundation Board and is a member of the college’s Finance Committee, where he assists with oversight of investment accounts. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options tailored to clients who meet specific net-worth criteria. The firm integrates advisory services with other financial products and referral channels through a large network of advisors.

Brad Palent is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked within various Wells Fargo entities since 2009, including Wells Fargo Clearing and Wells Fargo Advisors. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using proprietary research and tools, with clients choosing how to implement these recommendations through brokerage or advisory programs.

James McCarthy is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has worked within various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options tailored to clients who meet a net-worth threshold and utilizing proprietary research and planning tools.

Michael Volini is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 14 years of industry experience. His prior roles include positions at American Portfolios Financial Services and Santander Securities. He also owns an expense management business and provides fixed insurance products as an insurance agent. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Scott Breslow is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at IC Advisory Services, Inc. and The Investment Center. He serves on the board of the nonprofit Harborside at Hudsons Ferry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary portfolio management supported by proprietary and third-party research.

Brian Schimpf is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS in various capacities since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research-driven, tailored investment solutions.

Corey Zeller is a financial advisor at Cambridge Investment Research Advisors with a Series 66 designation and no prior industry experience. He has been associated with Cambridge Investment Research, Inc. and Preferred Pension Planning Corp since 2016. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services delivered through independent Financial Professionals, utilizing multiple custody and platform arrangements along with a range of proprietary and third-party investment strategies.

Said Abouomar is a CFP® professional with over 31 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Buckman And Reid and Private Portfolio Partners, where he also provided investment advisory services through his independent firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

Ryan Horner is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and 24 years of industry experience. He has worked with several firms including Bank of America, Merrill, and Ameriprise. Outside of his advisory role, he serves as Deputy Mayor and holds multiple liaison positions on the Cinnaminson Township Committee in New Jersey. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, supported by extensive research and a broad range of financial products.

Michael Christian is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 credentials and nine years of industry experience. He has been with Primerica Financial Services since 2017 and Primerica Advisors since 2018. Outside of advisory services, he is involved in referrals for home security and automation products through a Primerica affiliate. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Dane De Bartolo is the principal of Capital B Advisory Services LLC in Middletown, NJ, holding a Series 65 credential with no prior industry experience. He has been involved with Jersey Junkers LLC since 2014, an operating business outside of his advisory role. Capital B Advisory Services is an independent firm providing portfolio management and financial planning primarily to individuals and high-net-worth clients. The firm offers asset-based advisory arrangements, fixed-fee setup services, and hourly planning, focusing on customized advice through asset allocation, risk profiling, and long-term strategies.

Daniel Kelly is a managing partner at Navesink Advisors LLC with 35 years of industry experience. He has been with Navesink Advisors since 2002 and also works at ViewTrade Securities, Inc. since 2017. Outside of advisory work, he is involved in operations for Realty Data Systems, LLC, a non-investment-related business where he reviews property inspections. Navesink Advisors LLC provides investment advisory and portfolio management services primarily to individual clients, focusing on a non-discretionary approach where clients retain final trading authority. The firm maintains a small client base and has affiliations with a law firm and other investment advisers, creating a distinctive operating profile among supported firms.

Michael Panter Jr. is a financial advisor with Navesink Advisors LLC, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has worked at Navesink Advisors since 2005 and also has a longstanding role at Capital Analysts Inc. Navesink Advisors LLC provides investment advisory and portfolio management services primarily to individual clients, managing most assets on a non-discretionary basis. The firm has a small client base and is noted for its legal industry connections and affiliations with other advisers, which contribute to a distinctive operating profile.