Katherine Dobin is a financial advisor at LPL Enterprise with 19 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Ameriprise, Wells Fargo Clearing, and Wachovia Bank. Outside of her advisory role, she owns a pet grooming business, Bayshore Barks Pet Grooming LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in a wrap program.

Harry Appel is a financial advisor with Cambridge Investment Research Advisors holding Series 66 and Series 63 licenses and has 15 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2022 and previously spent nine years at United Planners' Financial Services. Outside of his advisory role, he owns Parkwood Associates, where he provides life insurance services and pension consulting. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of thousands of financial professionals. The firm employs both discretionary and non-discretionary management approaches and provides access to multiple platforms and proprietary model strategies.

Timothy Korwin is a financial advisor with MassMutual Investors Services and holds a Series 66 designation. He has 10 years of industry experience, including prior roles at Merrill, Bank of America, and MetLife Securities. He also works as an insurance broker in health insurance sales. MassMutual Investors Services operates as a broker-dealer and registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools and collaborative annual planning relationships.

Jason DAmico is a Financial Consultant currently working at Fidelity Investments since 2023. He has over a decade of experience in the financial services industry, having held roles including Private Client Advisor and Private Client Banker at JPMorgan Chase from 2010 to 2023, as well as Financial Representative at Centra Financial Group from 2009 to 2010. Jason focuses on building personal relationships with clients to develop and follow personalized financial plans aimed at providing peace of mind throughout all phases of their financial journey.

Alexandra Russo is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Her prior roles include positions at Merrill and Bank of America, N.A. She also worked at the Mike Anthony Group and has a background that includes a year at Monmouth University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, including multi-manager fund advisory and model portfolio delivery.

Christopher Spango is a CFP® with 27 years of experience in the financial services industry. He currently works at Charles Schwab and Schwab Bank, where he has been since 2019, following prior roles at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Outside of his advisory work, he serves as president of a real estate company overseeing rental operations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account and financial planning services. The firm combines non-discretionary advisory services with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by comprehensive research and centralized operational infrastructure.

John Kriarakis is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, NA since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative due diligence, incorporates ESG eligibility frameworks, and leverages broader derivatives and commodities capabilities through various regulatory registrations and affiliated entities.

Douglas Chin is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 43 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a broad range of investment strategies alongside extensive non-advisory financial services.

Debra Gloster is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney LLC since 2010. Prior to that, she worked at Morgan Stanley Services Group Inc. for one year. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Thomas Chiellini is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and less than one year of industry experience. His prior work includes service in the Army and various roles outside the financial sector, including positions with Long Beach Township Beach Patrol and Enterprise Rental Cars. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses firm-approved software and collaborative planning processes to deliver written recommendations, with optional implementation through separate brokerage or insurance arrangements.

Brendan O'Connor is a financial advisor at Osaic with 17 years of industry experience. He holds the Series 63 and Series 65 licenses. Prior to joining Osaic in 2025, he spent 15 years at Lincoln Financial Advisors. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, offering a range of brokerage and advisory services across various programs and investment strategies.

Keith Schneider is a financial advisor with Charles Schwab based in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior work experience includes roles at Fidelity Investments, Morgan Stanley, and a decade with E*TRADE Capital Management. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides a multi-asset investment approach supported by in-house research and alternative investment options.

Christopher Amato II is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley-affiliated firms since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured planning tools and the input of a Global Investment Committee.

Joseph Pellitteri is a financial advisor at RBC Capital Markets with Series 63 and Series 65 credentials and 58 years of industry experience. He has worked at RBC Capital Markets LLC since 2015 and City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies administered through a combination of in-house and third-party managers, and provides discretionary and non-discretionary portfolio management alongside financial planning and brokerage services.

Mercedes Nola is a financial advisor at Merrill with 32 years of industry experience. She has been with Merrill since 2007 and holds Series 63 and Series 66 designations. Additionally, she serves as a Co-Trustee for a trust entity based in New Jersey. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Frederick Igarta is a financial advisor with Raymond James Financial, holding a Series 63 designation and 29 years of industry experience. He has been with Raymond James Financial since 2009 and has worked with Raymond James Financial Services since 2004. Outside of his advisory role, he is also the owner of Igarta Capital, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains unique affiliations such as a municipal advisor and specialized SIMPLE IRA Employer Advisory & Consulting Services.

Kenneth Mills is a financial advisor with Mass Mutual Investors Services who holds the Series 63 and Series 66 designations and has 13 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has prior experience at MetLife Securities Inc. and New England Securities. Outside of his advisory role, he is also an independent insurance agent specializing in dental, group disability income, fixed annuities, life, accident, health, long-term care, and Medicare-related products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing annual collaborative planning relationships and the use of firm-approved analytical tools.

Frank Garruzzo is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as an elected mayor in the Borough of Brielle, New Jersey, and is involved as a partner in a local real estate venture. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and modeling tools, with a focus on advisory services.

Carlina Jessen is a financial advisor at Merrill with 26 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch since 1995. Outside of her advisory role, she serves as a board member for the Count Basie Center for the Arts, where she contributes ideas to enhance fundraising strategies. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional investors.

Kevin Dolan is a financial advisor with Equitable Advisors, holding a Series 66 designation and 10 years of industry experience. He has worked at several firms, including Axa Advisors and Garden State Securities. Outside of his advisory role, he serves as treasurer for a youth football league. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to match clients with investment solutions based on risk tolerance and individual needs.