Piotr Galus is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is involved with Tatra Properties, LLC, a property management business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and research, managing approximately $2.74 trillion in client assets.

John Infante is a financial advisor at UBS Financial Services with 16 years of industry experience. He holds Series 65 and Series 66 licenses and has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad array of capital markets and investment products.

Jordon Havens II serves as a Senior Resident Director at Merrill Lynch, leading the Sparta, NJ complex and heading the HBM Group, a planning team dedicated to servicing wealth management clients. With 25 years of experience in the financial industry, Jordon's expertise spans managing individual wealth through complex market cycles, constructing comprehensive financial and estate plans, and focusing on client segments including small business owners, executives, healthcare professionals, and retirees seeking income planning. Before joining Merrill Lynch Wealth Management in 2006, Jordon managed high-net-worth fixed income portfolios and worked in various roles including wholesaling for Oppenheimer and advising retail and institutional clients in New York City. He began his career at The Vanguard Group in Scottsdale, Arizona. Jordon holds a Bachelor's Degree in Finance from Arizona State University and has earned the Personal Investment Advisor (PIA) designation. Originally from Fishkill, NY, Jordon lives in Randolph, NJ with his wife, three children, and three Labrador retrievers. Outside of his professional commitments, he participates in activities such as golf, competitive fishing, cooking, and dog training. He is involved with organizations including ASPCA, the NRA, 11th Hour Dog Rescue, Camp Bow Wow Foundation, and serves as a softball coach for Girls Town Rec & Travel.

Karen Stark is a Wealth Management Advisor at Merrill Lynch Wealth Management in Chester, NJ. She works with individuals, families, women, and business owners to develop personalized financial strategies that align with their short-term and long-term goals. Karen’s approach emphasizes understanding each client's unique circumstances and priorities to create cohesive wealth management plans. Her focus areas include family wealth management strategies, legacy planning, portfolio management services, tax minimization, retirement income, and supporting women in wealth. Karen holds professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned an MBA in Finance from St. John's University and a Bachelor's degree from Syracuse University. Karen is involved in her community through the Rockaway Valley Garden Club and St. Cecilia Church. Outside of work, she enjoys gardening, reading, and practicing yoga.

Nicola De Pinto is a CFP®-designated financial advisor with 19 years of industry experience, currently with Charles Schwab in Morristown, NJ since 2019. Prior to Schwab, he worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Outside of finance, he co-invented a pool product that is sold wholesale and online through Amazon. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary investment recommendations and access to affiliated discretionary separately managed accounts. The firm is noted for its large client base and integrated service model, combining advisory, brokerage, custody, and cash-sweep services.

Paul Mandel is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 credentials and bringing 36 years of industry experience. He has been with Morgan Stanley since 2009, including work at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that include financial planning, investment management, and various specialized strategies.

Maria Powers is a financial advisor at RBC Capital Markets with 18 years of industry experience. She has held her current position since 2017. Powers holds Series 63, Series 65, and Series 66 credentials. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs and portfolio management services tailored to clients' risk profiles, utilizing both in-house and third-party investment managers.

William Ward is a financial advisor with Fidelity, holding the CFP® designation and Series 65 and 63 licenses. He has 27 years of industry experience, including roles at UBS FS and Tapfin/EY prior to joining Fidelity. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, including model portfolios and fund advisory services.

Jill Hiat is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and with 41 years of industry experience. She has been with Merrill since 1983. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Graham is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with 14 years of industry experience. He has been with Morgan Stanley since 2015, including three years at Morgan Stanley Services Group, Inc. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s advisory approach incorporates structured discovery conversations and firm-approved planning tools without providing individual security recommendations as part of standalone planning.

Michael Bostedo is a financial advisor with Cetera holding a Series 66 designation and four years of industry experience. He has worked at Raymond James Financial Services and Provident Bank prior to his current roles. Outside of advising, he is a partner and co-owner of Bostedo Construction, LLC, where he manages financial aspects of the business with his father. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with various portfolio management options and access to both affiliated and third-party money managers.

Erol Kececi is a financial advisor with Equitable Advisors in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Equitable Advisors and its predecessor firm, Axa Advisors, LLC, since 2001. Outside of his advisory role, he is a member of an LLC involved in real estate opportunities. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm utilizes a variety of investment models and third-party managers, offering access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Christopher Jewell is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for nine years before joining Wells Fargo in 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations across a broad range of vehicles, performance reporting, participant education, and plan benchmarking.

William Shinners is a financial advisor at Raymond James Financial Services Advisors, Inc. with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Morgan Stanley and Montgomery Wealth Management LLC. In addition to his advisory role, he serves as branch manager and business developer for 1792 Wealth Advisors in Morristown, NJ. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm employs analytical tools and risk profiling to offer tailored, non-discretionary planning and supports municipal and public finance work through its affiliation with a municipal advisor.

Daniel Sullivan is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding CFP®, ChFC®, and Series 66 designations. He has 26 years of industry experience, including roles at Axa Advisors, LLC and Axa Equitable prior to joining RBC Capital Markets in 2017. RBC Wealth Management serves a broad client base, including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored portfolio management strategies implemented through a combination of in-house and third-party investment managers.

Richard Avdoyan is a financial advisor at Ameriprise in Mendham, NJ, holding a Series 66 designation with 17 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines advisory, brokerage, and insurance solutions through affiliated companies, with a focus on algorithmic automation and managed account strategies.

Gregory Carafello is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds a Series 66 designation and has worked at firms including First Republic Investment Management, Wells Fargo Clearing, and Wells Fargo Advisors. In addition to his advisory work, he is a partner and owner of a privately held ski resort. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Nicholas Denucci serves as a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing over three decades of experience to his role since joining Merrill in April 1993. He specializes in a range of client focus areas including college education planning, corporate retirement plan services, divorce transition planning, family wealth management strategies, personal retirement planning, small business strategies, and both individual and corporate investment strategy. Nicholas works alongside two Registered Wealth Management Client Associates and a network of partners to provide tailored guidance that supports clients’ lifestyles, retirement income needs, and legacy objectives. Nicholas holds a Bachelor's Degree from the Pennsylvania State University System and maintains multiple professional designations such as Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Beyond his client work, he has played an active role in mentoring financial advisors locally and nationally, as well as participating on interview panels for selecting new advisors. His professional philosophy centers on developing personalized financial strategies that pursue clients’ long-term goals. Outside of his professional commitments, Nicholas is engaged in community service in the communities Merrill serves. His personal interests include traveling, fishing, staying physically and mentally fit, billiards, boating, cooking, football, table tennis, spending time with family, and watching movies. He welcomes connections with individuals seeking experienced wealth management support in the greater New York metropolitan area.

William Weiss is a financial advisor with LPL Financial in Morristown, NJ, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) since 1997. Weiss serves as Vice President of the Morristown Rotary Club. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of investment solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by research tools and a large network of over 22,800 advisors.

Ashraf Elghandour is a financial advisor with UBS Financial Services in Florham Park, NJ, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with UBS since 2012. Outside of advisory work, he is involved in developing and marketing entertainment scripts, is an author of a fiction novel in the process of being published, partners in a health and fitness equipment venture, and teaches finance courses as an adjunct professor at St. Petersburg College. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary capital market research and model-based asset allocations to tailor financial plans. The firm integrates wealth management with institutional trading capabilities and provides custody, underwriting, and capital markets services.