Vincent Malazita is a financial advisor with Equitable Advisors in Newtown, PA, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked with Axa Advisors, LLC for 18 years. His other business activity includes operating under the DBA Oak Financial Partners. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Robert Koosha is a financial advisor at UBS Financial Services with two years of industry experience. He holds the Series 66 and Series 63 designations and has previously worked at Merrill and The Vanguard Group. In addition to his advisory role, he works as a delivery driver for DoorDash. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, using proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and fiduciary offerings.

Rene Alvarado is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 66 designation and beginning his advisory career in 2026. His prior experience includes roles at Wilmington Trust, Goldman Sachs, and six years at Accenture, along with completing an MBA at The Wharton School. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with various advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and a broad range of investment offerings.

Bryan Evoy is a financial advisor with LPL Financial in Moorestown, NJ, holding CFP® and Series 66 designations and 17 years of industry experience. He previously worked at National Planning Corporation from 2014 to 2017. Outside of his advisory role, he is involved with the Burlington County Board of Elections in Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources and incorporating strategies such as direct indexing and overlay portfolio management.

Michael Coles is a CFP® with nine years of industry experience, currently working at Wells Fargo Clearing since 2025. Prior to joining Wells Fargo, he spent ten years at UBS Financial Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Elizabeth Giuliano is a financial advisor at OSAIC with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with Woodbury Financial Services, Questar Asset Management, and Montague & Giuliano. Outside of her advisory role, she is involved with a nonprofit organization through Giuliano Financial Services, where she volunteers and participates in service activities. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to construct portfolios across a broad range of investment types.

Raul Toro is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has prior experience at JP Morgan Securities, JP Morgan Chase Bank, and Citizens Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research and analytics.

Samantha Tyndale is a financial advisor with Ameriprise, holding a Series 66 designation and nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary advice, primarily for assets managed within Ameriprise accounts.

Carly Jordan is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 15 years of experience in the financial industry. She holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and the Personal Investment Advisor (PIA) certification. Carly works with high net worth and emerging high net worth individuals and families, including technology professionals, executives, business owners, and women navigating complex career and life transitions. Her expertise covers managing equity compensation, bonus structures, and long-term planning considerations within the broader context of clients' life goals. Carly emphasizes a client-first approach that involves listening closely to understand what matters most before addressing the financial numbers. She combines institutional-level resources with personalized strategies designed to align clients' money with their values and long-term objectives. Carly holds a Bachelor's Degree from the Pennsylvania State University System. She is actively involved in professional and community organizations such as the CFP Board, the Chamber of Commerce of Southern New Jersey, the Mount Laurel Garden Club, and the National Association of Women Business Owners - South Jersey. Outside of her professional work, Carly enjoys gardening, hiking, music, reading, running, spending time with her family, traveling, and practicing yoga.

Barbara Pettit is a financial advisor with Equitable Advisors in Cherry Hill, NJ, holding Series 63 and Series 66 licenses and 15 years of industry experience. Her prior roles include positions at Vicus Capital, CETERA Advisor Networks, Schwartz Financial Associates, and TIAA-CREF. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, relying on program sponsors and third-party managers to provide advisory and brokerage solutions.

Joseph Garafano is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 license and over 37 years of industry experience. He has been with Cambridge since 2010 and operates Garafano Tax Services, LLC, where he provides income tax preparation. He also works as an independent insurance agent specializing in life insurance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing multiple platform arrangements and a range of discretionary and non-discretionary strategies.

William Newsome is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2012. In this role, he leads a culture focused on supporting clients and helping them plan for their financial goals. Prior to this, he served as Vice President and Regional Planning Consultant at Fidelity Investments from 2010 to 2012, and as Vice President and Financial Consultant from 2006 to 2010. His career in financial advisory began in 1997, with experience at Morgan Stanley Dean Witter, Wells Fargo - First Union, and Merrill Lynch, Pierce, Fenner & Smith. Mr. Newsome's professional background encompasses a broad range of financial advisory roles, demonstrating extensive experience in client planning and financial consulting. He has consistently worked to exceed client expectations throughout his career. Outside of his professional responsibilities, Mr. Newsome enjoys family activities, fitness, kayaking, spending time at the lake, music, and has a background in military service.

Michael David Bollinger is a financial advisor with Edward Jones in Maple Shade, NJ, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 33 years of industry experience, including 28 years with Edward Jones and over three decades at Eq Financial Consultants, Inc. He is also involved with the Maple Shade Business Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and affiliated investment options, supported by a large national network of advisors and branch offices.

Douglas Frank is a financial advisor at LPL Financial with 8 years of industry experience. He has worked at LPL Financial since 2010 across two separate periods and has prior experience with Ameriprise Financial, Gladstone Wealth Partners, and Elite Consulting. He is registered with the Series 66 and Series 63 credentials and operates out of Mt. Laurel, NJ. Outside of his advisory work, he maintains a small business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides a wide range of advisory programs and financial planning services supported by model portfolios, third-party subadvisors, and research from LPL Research.

Stephanie Becker is a financial advisor at Ameriprise in Burlington, NJ, holding a Series 66 designation with 15 years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports through a centralized consulting team, supporting a broad range of advisory, brokerage, and insurance solutions.

Andrew Arno is a financial advisor at Cetera with 29 years of industry experience. He holds a Series 63 designation and has worked with firms including LPL Financial, Private Advisor Group, and Cetera Advisors LLC. In addition to his advisory role, he is involved in insurance services, selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures and third-party managers, operating a large multi-manager platform with over $256 billion in assets under management.

Michael Terry is a financial advisor with OSAIC, holding the CFP® designation and Series 63 and 66 licenses, with eight years of industry experience. He previously worked at Woodbury Financial Services Inc. and Bank of America. Outside of advising, he is the owner of LIONOAK CAPITAL LLC, an entity set up for tax purposes related to recruitment compensation. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services utilizing various tools and third-party solutions to construct and manage diversified portfolios for individual and institutional investors.

John Iuliano is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. His career includes roles at Wachovia Bank, N.A. since 2006 and Wells Fargo Advisors LLC from 2009 to 2016. He is based in Bensalem, PA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Richard Maratea is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm emphasizes tailored financial planning using structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Calvin Williams is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank and Rowan University. Outside of his advisory role, he owns a landscaping company, Millponds Property Services, based in Williamstown, NJ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services with both discretionary and non-discretionary management options.