Brian Flynn is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and scenario modeling.

Sofya Ziskina is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch Pierce Fenner and Smith since 2011. Outside of her advisory role, she serves as Treasurer and a board member for a homeowners association in Princeton, NJ, and is an officer involved in bookkeeping for a family-owned S corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cole Mohrman is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has previously worked in a variety of roles outside finance, including positions at Spa Hearth and Home and South Jersey Turf Consultants. Mohrman also spent seven years at Rowan College of South Jersey Cumberland. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm combines internal and third-party investment management approaches and supports a range of account types including pension plans, corporations, and charitable organizations.

Robert Kroner Jr. is a financial advisor at Merrill with 31 years of industry experience. He has been with Merrill since 1984 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ayushkumar Patel is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Bank of America, Annpurna LLC, and Equitable Advisors, LLC. Outside of finance, he has experience managing a 7-Eleven franchise and operating Party Perfect Rentals. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to a range of clients including individuals, high-net-worth clients, and organizations.

Angie Bowers is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 1999. Outside of her advisory role, she works part-time as a waitress and food runner at a restaurant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Faughnan is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Caitlin Tshudy is a financial advisor at Merrill with six years of industry experience and holds the Series 66 designation. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Moody is a financial advisor with Merrill who holds Series 63 and Series 65 registrations and has 39 years of industry experience. His career includes roles at Bank of America, Merrill, Citigroup Global Markets, PNC Wealth Management, and J.J.B. Hilliard, W.L. Lyons, LLC. He also serves as a power of attorney for a family member in a fiduciary capacity. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Paul Stappas is a financial advisor at MassMutual Investors Services with 47 years of industry experience. He has been with MML Investors Services, Inc. since 1992 and with MassMutual Life Insurance Company since 1991. He holds a Series 63 designation and owns a bookkeeping services business that provides referrals and general management. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based planning using firm-approved analytical tools.

Emma Tilley is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, she worked in various roles including at Short Hills Marble and Tile and Charlie Brown's Steakhouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Mucciacciaro is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management, based in the Yardley, Pennsylvania branch office. He guides wealthy families and businesses through a goals-based wealth management process, focusing on understanding clients' goals, dreams, time horizons, and comfort with investments to help them achieve their desired results. Mark’s expertise encompasses areas such as college education planning, family wealth management strategies, retirement income, tax minimization, and services for endowments, foundations, and non-profits. Mark began his career in 1996 with Merrill Lynch in New York City and later joined Morgan Stanley in 2008 before returning to Merrill in 2016. He holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Plans Specialist™ (CRPS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Mark earned a Bachelor of Science degree from Rutgers University. He has also served as an adjunct professor at Temple University, teaching Financial Planning in the MBA program of the Fox Business School. A native of South Jersey, Mark and his wife, Kathy, along with their children, Matthew and Nicole, have lived in Yardley since 2004. Outside of his professional role, Mark enjoys boxing, cooking, spending time with his family, and coaching his children in sports. He has been involved in the community as a past board member of the Embrace Kids Foundation.

Robert Huesken is a financial advisor with Merrill who holds Series 63 and Series 66 designations and has nine years of industry experience. His career includes roles at Bank of America, Wells Fargo, PNC Bank, and American Heritage Credit Union. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Scheurer is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. His work history includes roles at Bank of America and Merrill, as well as academic positions at Rowan School of Osteopathic Medicine and Rowan Economics Department. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Furnish is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 66 licenses and with 25 years of industry experience. He has been with Merrill since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dominick Salvatore is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. His prior work includes roles at Merrill, Northeast Wealth Planners, Bank of America, and IBI Security Transport. He also has teaching experience at Rider University and Rowan College at Burlington County. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management.

Hui Corona is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing wealth management solutions tailored to affluent clients and families. She holds professional designations including Certified Private Wealth Advisor (CPWA®), Certified Exit Planning Advisor (CEPA®), and Personal Investment Advisor (PIA). Hui focuses on helping business leaders develop strategies for tax minimization, asset monetization and protection, growth maximization, and wealth transfer. Her expertise includes guiding business owners through exit planning, from maximizing business value to ensuring smooth transitions. Hui takes a client-centric approach by understanding individual goals and providing advice on investing, retirement planning, and financial preparedness. She earned a Bachelor's Degree from the University of International Business and Economics, an MBA from the University of Illinois at Chicago, and completed an accredited certificate program at Yale School of Management. Hui communicates fluently in English and Chinese.

Kyle Glenn is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and previously worked at Bank of America, Dick's Sporting Goods Inc, and other companies. Outside of his advisory role, he works as an independent contractor for Instacart, providing delivery services. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a range of individual and institutional clients.

Manish Kakkar is a financial advisor with Equitable Advisors in East Brunswick, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Outside of his advisory role, he is involved in United Healthcare’s dental and health insurance business. Equitable Advisors serves a broad client base, including individuals across wealth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing a range of third-party advisory platforms and proprietary funds.

Wendell Pribila is a financial advisor with LPL Financial in Titusville, NJ, holding Series 63 and Series 66 licenses and possessing 37 years of industry experience. He has been with LPL Financial since 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, utilizing a range of strategic and tactical investment options supported by advisor-facing technologies.