Andrew Barnes is a financial advisor with Citigroup Global Markets in New York, holding Series 63 and Series 66 credentials and eight years of industry experience. He previously worked at Liquidnet Europe and has been with Citigroup since 2017. Barnes is co-founder of Sameday, LLC, a consumer services company, where he contributes to market research and business development outside of securities trading hours. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides bespoke solutions for large relationships, combining institutional scale with unique market roles.

Robert Scrabis is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked at Commonwealth and Reilly Financial Group since 2021, with prior experience at Mass Mutual Investors Services, MASSMUTUAL Life Insurance Company, and METLIFE Securities Inc. Outside of his advisory work, he is a band member of Blue Highways and Sheriff Restless. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that serves a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a comprehensive adviser-support platform including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

William Antone is a CFP® professional with 13 years of experience in the financial services industry. He currently serves as an advisor at Goldman Sachs Wealth Services, where he has worked since 2018. Prior to joining Goldman Sachs, he held roles at The Ayco Company LP and The MDE Group, Inc. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, plan sponsors, and institutional clients. The firm employs strategic and tactical allocation models and offers specialized programs such as Private Family Office services and Executive Wealth programs, integrating capabilities across the broader Goldman Sachs organization.

Henry Mc Kain is a financial advisor at Citigroup Global Markets with Series 63 and Series 66 credentials and two years of industry experience. He has previously worked at Cambridge Associates and BlackRock Investments. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, leveraging internal standards and oversight committees to select and monitor managers.

Anthony Ballato is a financial advisor at Citigroup Global Markets with a Series 66 credential and two years of industry experience. He previously worked at KNS Group and has a background that includes roles at Fordham University and Archbishop Molloy High School. Outside of his advisory work, he serves as president of The Ballato Consulting Group LLC, a consulting business based in New York, NY, and acts as a website consultant for KNS Building Restoration. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and combines large institutional scale with market roles such as swap dealing and futures commission merchant activities.

Lee Piccarelli is a financial advisor at HSBC Securities (USA) Inc. with 20 years of industry experience. He holds the Series 66 and Series 63 licenses and has been with HSBC Securities and HSBC Bank USA since 2013. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides a range of program types from client-directed to fully discretionary, utilizing model risk profiles and a combination of strategic and tactical asset allocation developed in partnership with HSBC Global Asset Management.

Daniel Vignola is a financial advisor at Cerity Partners LLC in New York, NY, holding a Series 65 designation with two years of industry experience. His prior work includes multiple years at Morgan Stanley and full-time education before joining Cerity Partners. Cerity Partners advises a diverse range of clients including individuals, families, trusts, charitable institutions, and institutional investors, managing approximately $166.2 billion in assets. The firm offers customized wealth management services with a focus on client-specific investment profiles and access to alternative and private market solutions through affiliated business platforms.

Patrick McMahon is a financial advisor at Cerity Partners LLC in New York, NY, holding a Series 65 designation with one year of industry experience. His work history includes multiple periods of full-time education and a brief role at Valley Bank before joining Cerity Partners. Cerity Partners advises a wide range of clients, including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm offers customized wealth management services and uses a client-specific investment framework that incorporates proprietary quantitative screening, manager selection, and access to alternative and private market solutions.

Cyrielle Rivera is a financial advisor with Eagle Strategies (NY Life) in New York, NY, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has held roles at New York Life Insurance Company, Nylife Securities LLC, Elle Financial Strategies, and The Firm Financial Group, LLC. Rivera is the founder of Boss Lady, a networking group that organizes educational seminars and events for professional women. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through multiple program types and manages a substantial majority of its assets on a non-discretionary basis, working extensively within the New York Life affiliate structure.

Steven Nikolopoulos is a financial advisor with Eagle Strategies (New York Life) and holds Series 63 and Series 66 licenses. He has seven years of industry experience, including roles at NYLIFE Securities LLC and New York Life Insurance Company. Outside of his advisory work, he serves as the parish council president for Annunciation Greek Orthodox Church in Stamford, CT. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of its assets managed on a non-discretionary basis.

Frank Petrone is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with PNC Investments since 2004. Outside of his advisory role, he is also an owner of a non-investment related rental business. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including a digital discretionary model account available by invitation to employees. Their investment approach utilizes approved model strategies managed by PNC or third-party strategists, with portfolio implementation and proxy voting delegated to external providers.

Natalia Tchetchoulina is a financial advisor at Cerity Partners LLC with seven years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Barclays Capital Inc. and Citicorp Investment Services. Natalia has been with Cerity Partners since 2012. Cerity Partners advises a wide range of clients, including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm offers customized wealth management services and employs a client-specific investment approach that integrates quantitative screening, manager selection, and access to alternative and private market solutions.

Teal Schoonover is a financial advisor at Carson Wealth with two years of industry experience and holds the Series 66 designation. Prior to joining Carson Wealth, Schoonover worked at UBS Financial Services and several law firms. Carson Wealth is an SEC-registered investment adviser operating an enterprise platform that oversees approximately $50.6 billion through a network of more than 650 advisors. The firm provides discretionary asset management, financial planning, and retirement plan services, employing an Investment Committee to construct and monitor model portfolios and offering tailored investment solutions.

Michael Geczi is a financial advisor at Guardian Life with three years of industry experience. He holds a Series 66 designation and has previously operated Michael Geczi & Associates LLC, where he ran an insurance business. His prior work includes positions at Park Avenue Securities and Guardian Life Insurance Company. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management, model-based strategies, and digital advisory solutions tailored to client needs.

Michael Lozano is a CFA® charterholder affiliated with TIAA-CREF. He has been with the firm since 2014 and has one year of experience specifically under the TIAA-CREF entity. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing TIAA employer retirement plan relationships, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm distinguishes between one-time planning services and ongoing discretionary management, employing model portfolios and customized solutions within a vertically integrated structure.

Frederic Behrens is a financial advisor at Cerity Partners LLC with 12 years of industry experience. He holds the CFP® designation and a Series 65 license. Frederic previously worked at Round Table Wealth Management and Thun Financial Advisors, each for four years. Cerity Partners serves a diverse client base including individuals, families, trusts, business entities, charitable institutions, and other institutional investors, managing approximately $166.2 billion in assets as of December 31, 2025. The firm offers customized wealth management services through a client-specific investment framework that integrates proprietary quantitative tools with access to alternative and private market solutions for qualified clients.

John Davidson III is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds the Series 66 and Series 63 designations. Prior to his current role, he worked at Bigfish Restaurant and the University of Delaware. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm operates with a combination of large institutional scale and unique market roles, including in-house research, swap dealing, and futures commission merchant services.

Randolph Feliz is a financial advisor at Citigroup Global Markets with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Santander Bank and Santander Securities for nine years. He is president of INR Enterprises, a dormant LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as swap dealer and futures commission merchant.

Amber Soden is a financial advisor at Oppenheimer with 18 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several major firms including Merrill, Charles Schwab, Fidelity, and Bank of America. Amber is based in New York, NY. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of investment programs and advisory services across various asset classes, combining discretionary and non-discretionary management approaches.

Gabrielle Lidgard is a financial advisor at Citigroup Global Markets with six years of industry experience. She holds a Series 66 credential and previously worked at Morgan Stanley for five years before joining Citigroup in 2021. Outside of her advisory role, she operates a design and art business. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by internal standards and oversight committees.