Michael Bokach is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and eight years of industry experience. His work history includes roles at Agia and 1Force before joining Valic Financial Advisors. Outside of his advisory work, he is involved with Agia as an insurance agent focusing on non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm utilizes discretionary unified managed accounts via Envestnet’s platform and offers portfolio management and financial planning through a large network of advisors.

Luke Adams is a financial advisor with Oppenheimer in New York, NY, holding a Series 66 designation and seven years of industry experience. He has been with Oppenheimer & Co. Inc. since 2018. His prior work history includes positions at Moriello Pool and Rutgers University. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a broad range of programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing strategic and tactical asset allocation, manager selection, and regular portfolio reviews.

Aniello Fabi is a registered representative with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 licenses. He has 32 years of industry experience and has been with HSBC Securities since 2013, concurrently serving as a Bank Officer for HSBC Bank USA, N.A. in Brooklyn, NY. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, providing both discretionary and non-discretionary portfolio options. The firm employs a model risk profile system and collaborates with affiliated and third-party providers for investment management, fund selection, and administrative services.

Phillip Duffy is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across workplace, high-net-worth, and ultra-high-net-worth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale alongside unique market roles such as operating as a security-based swap dealer and futures commission merchant.

Madonna Johnson is a financial advisor at Oppenheimer with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms, including Robert W Baird & Co., Morgan Stanley, and Citigroup Global Markets. Johnson has been with Oppenheimer since 2019. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a range of advisory programs that include discretionary and non-discretionary services across equity, balanced, and fixed-income portfolios, with a focus on strategic asset allocation, manager selection, and comprehensive suitability and monitoring processes.

Jiqian Zhao is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and two years of industry experience. Prior to joining Citigroup, Zhao worked at Pacific Western Bank and Brinc, and has academic experience at Boston College. Outside of financial advising, Zhao is the marketing lead and co-founder of BlossomsAI LLC, an educational software company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging in-house research and distinctive market roles.

Santiago Romero is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley, Banco Santander, and held academic positions at Georgetown University and The George Washington University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with considerable institutional scale and specialized market roles.

Thomas Zippilli is a financial advisor with HSBC Securities (USA) Inc. in Brooklyn, NY, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with HSBC Securities since 2006 and also serves as a bank officer for HSBC Bank USA N.A. Outside of his advisory role, he owns a rental property. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and discretionary portfolio options, utilizing multiple risk profiles and a combination of strategic and tactical asset allocation developed in conjunction with HSBC Global Asset Management.

Kevin Moriarty is a financial advisor at Mercer Global Advisors Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked at Stifel Financial Corp and UBS. Mercer Global Advisors provides investment advisory and planning services to individuals, families, small business owners, corporate plan sponsors, and nonprofit organizations. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost index vehicles and multi-factor tilts, along with various portfolio management and planning services.

Marissa Sheridan is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Her prior work includes roles at Tiaa, Tanorama, Kay Jewelers, and several service-oriented companies. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and is notable for its large institutional scale and unique market roles, including in-house research and derivatives trading.

Edward Condura is a financial advisor with Hornor, Townsend & Kent, LLC in New York, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Hornor, Townsend & Kent, Inc. since 1997. In addition to his advisory role, Condura operates insurance brokerage businesses, providing insurance sales and related services through entities under his name. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement consulting. The firm combines advisory and broker-dealer services, offering discretionary and non-discretionary account options and collaborating with third-party asset managers as part of its investment approach.

William Nastasi is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. Citigroup Global Markets is notable for its multi-asset, multi-manager strategies and its combination of large institutional scale with specialized market roles.

Gloria Gomez Orourke is a financial advisor at Citigroup Global Markets with 21 years of industry experience. She holds the Series 66 designation and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with in-house research and oversight committees to manage and monitor investments.

Rose Marini is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds the Series 66 designation and has worked at Citigroup since 2019. Prior to her financial career, she was employed at Lehigh University, Johnny Fries Restaurant, and Marini & Manci Dentistry. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers and maintains unique market roles including acting as a swap dealer and futures commission merchant.

Alexander Gennaro is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Smith Barney LLC for three years before joining Citigroup in 2020. Outside of his advisory role, he serves as a manager for Gordon Bateman Ventures LLC, a real estate investment business. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with a combination of large institutional scale and specialized market roles, including derivatives and futures services.

Matthew Harrow is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Citigroup Global Markets since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant operations.

Natalie Mc Govern (Papayannoulis) is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Citigroup since 2016. Outside of her advisory role, she is involved in dog walking services in New York. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including proprietary research and derivatives services.

Roberto De Andrade is a financial advisor at Citigroup Global Markets with 15 years of industry experience. He holds the Series 66 designation and has been with Citi Private Bank since 2010. Citigroup Global Markets Inc. serves individual and institutional clients across a range of private banking and wealth management segments, offering diverse investment advisory programs alongside broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies and operates with a combination of large institutional scale and specialized market roles.

Jeff Werner is a Series 66 licensed financial advisor with 15 years of industry experience, currently with Citigroup Global Markets, where he has worked since 2013. Based in Brooklyn, NY, he has spent the majority of his career at Citigroup. Citigroup Global Markets serves both individual and institutional clients through various segments including workplace, high-net-worth, and ultra-high-net-worth. The firm employs multi-asset, multi-manager strategies and offers a range of investment advisory and execution services, supported by in-house research and distinctive market roles.

Ronald Duswalt is a financial advisor with Hornor, Townsend & Kent, LLC, holding CFP® and ChFC® designations and over 40 years of industry experience. He has been with both Hornor Townsend & Kent and Penn Mutual Life Insurance Company for more than two decades. Outside of his advisory role, Duswalt is a proprietor of a life insurance brokerage and provides consulting on divorce and financial matters. He also serves as a board member for the Visiting Nurse Service and Hospice of Suffolk, Inc. and participates as an educational speaker on financial topics. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, managing a diverse platform that includes third-party asset managers and discretionary and non-discretionary accounts.