Michael Whittemore is a CFP® and CFA® professional with 18 years of industry experience. He is currently with Beacon Pointe Advisors, LLC and has held positions there and at affiliated firms since 2019. His prior experience includes roles at U.S. Trust - Bank of America and Heller Wealth Advisors, LLC. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, retirement-plan services, and outsourced CIO solutions to individual, corporate, and institutional clients. The firm employs a combination of asset-allocation modeling and third-party independent managers across active and passive strategies, serving a broad client base that includes high-net-worth investors and pension plans.

Shelly Wong is a financial advisor with Citigroup Global Markets Inc. holding Series 66 and Series 63 licenses and 16 years of industry experience. Her career includes roles at Citi Private Alternatives, Deutsche Bank Securities, HSBC Securities, and Novus Partners. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with internal oversight and implements both discretionary and non-discretionary programs, including exposure to alternative and digital-asset products.

Matthew Nirenberg is a CFA® charterholder with 20 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2008. Based in New York, NY, he holds the Series 63 designation. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs and advisory services, including equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.

Johanna Mussche is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 23 years of industry experience. She has worked at Citigroup since 2018 and previously spent five years at UBS Financial Services. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles and arrangements.

William Smalls is a financial advisor with Eagle Strategies (NY Life) based in Edison, NJ, holding Series 65 and Series 63 registrations and four years of industry experience. Prior to joining Eagle Strategies in 2025, he worked with NYLife Securities LLC and New York Life Insurance Company. Outside of financial services, he serves as president of the Deacon's Union and Women's Auxiliary of Monmouth and Adjacent Counties, a local Christian education organization. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients through a broad network of affiliated advisers. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, managing a significant portion of its assets on a non-discretionary basis.

Hailey Roberti is a financial advisor at Eagle Strategies (NY Life) in New York, NY, holding Series 65 and Series 63 licenses with one year of industry experience. She has worked at Merrill and New York Life Insurance, among other firms, before joining Eagle Strategies. Outside of finance, she has experience working in various service and hospitality roles, including at Daddy O Hotel and Newtown Athletic Club. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages most of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Keith Balla is a financial advisor at Cetera Planning Partners with 12 years of industry experience. He holds a Series 66 designation and has previously worked with Avantax Advisory Services and 1st Global Advisors. Outside of his advisory role, he serves as the Mayor of the Borough of Watchung and is president of a general construction contracting firm. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s investment approach centers on diversified allocations using mutual funds and ETFs tailored to client objectives and risk tolerance, supported by ancillary services including tax planning, bookkeeping, payroll support, and estate planning.

Alexander Filosa is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2016. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

David Collis is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds the CFA® designation along with Series 66 and Series 63 licenses. His prior roles include positions at Anchor Consultants and P1 Analytics Inc., as well as P1 Capital LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, leveraging internal oversight committees and large-scale institutional resources.

Mofolafoluwa Laolu Akande is a financial advisor at Citigroup Global Markets with a Series 66 designation and five years of industry experience. He has been with Citigroup since 2021 and previously worked at Wisdom Protective Services, Nationwide Court Services, and Forster and Garbus. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and is notable for its large institutional scale and involvement in market roles such as swap dealing and futures commission merchant activities.

Natalia Vazquez Radoszycki is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services and JP Morgan Chase Bank NA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies supported by internal standards and oversight committees and operates with a combination of large institutional scale and unique market roles.

Connor Cassidy is a financial advisor at Oppenheimer with Series 63 and Series 66 credentials and three years of industry experience. His prior roles include positions at Morgan Stanley and Bank of America. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a wide range of programs and advisory services, including equity, balanced, and fixed-income portfolios, with both discretionary and non-discretionary management.

Tonisha Kerr is a financial advisor at Empower Advisory Group with Series 66 and Series 63 credentials and one year of industry experience. Her prior roles include positions at Northwestern Mutual and Canaras Capital Management. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage clients. The firm’s integrated service model combines proprietary and third-party planning methodologies with emphasis on long-term portfolio returns and client savings rates.

Diego Almau Gonzalez is a financial advisor at Citigroup Global Markets with a Series 66 designation and experience at firms including BlackRock and Grupo Solfin. His background also includes roles in academia and environmental consulting. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services with a focus on multi-asset, multi-manager strategies and comprehensive risk oversight.

Christopher Risko is a financial advisor at Transamerica Financial Advisors with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various firms including Signature Realty and Quest Capital Strategies. His outside activities include managing sales agents and placing life and health insurance products affiliated with Transamerica. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering advisory and broker-dealer services through proprietary and third-party investment models with both discretionary and non-discretionary program options.

Michael Fritz is a financial advisor at Goldman Sachs Wealth Services with two years of industry experience. He holds a Series 66 designation and has previously been affiliated with Goldman Sachs in various capacities since 2022. Prior to joining Goldman Sachs, he spent four years at Fairfield University and seven years at La Salle Institute. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, executives, and institutional clients, offering financial planning, portfolio management, and specialized services such as Private Family Office and Executive Wealth programs. The firm utilizes strategic allocation models and third-party analytics, including AI, to tailor investment solutions within the broader Goldman Sachs ecosystem.

Michael Bokach is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and eight years of industry experience. His work history includes roles at Agia and 1Force before joining Valic Financial Advisors. Outside of his advisory work, he is involved with Agia as an insurance agent focusing on non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm utilizes discretionary unified managed accounts via Envestnet’s platform and offers portfolio management and financial planning through a large network of advisors.

Luke Adams is a financial advisor with Oppenheimer in New York, NY, holding a Series 66 designation and seven years of industry experience. He has been with Oppenheimer & Co. Inc. since 2018. His prior work history includes positions at Moriello Pool and Rutgers University. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a broad range of programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing strategic and tactical asset allocation, manager selection, and regular portfolio reviews.

Aniello Fabi is a registered representative with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 licenses. He has 32 years of industry experience and has been with HSBC Securities since 2013, concurrently serving as a Bank Officer for HSBC Bank USA, N.A. in Brooklyn, NY. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, providing both discretionary and non-discretionary portfolio options. The firm employs a model risk profile system and collaborates with affiliated and third-party providers for investment management, fund selection, and administrative services.

Phillip Duffy is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across workplace, high-net-worth, and ultra-high-net-worth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale alongside unique market roles such as operating as a security-based swap dealer and futures commission merchant.