Luke Adams is a financial advisor at Oppenheimer with seven years of industry experience. He holds the Series 66 designation and has worked at Oppenheimer since 2018. His prior work includes roles at Moriello Pool and Rutgers University. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans by offering a range of advisory programs such as discretionary and non-discretionary portfolio management, consulting, and retirement services. The firm’s investment approach varies by program and includes strategic and tactical asset allocation, manager selection, and periodic rebalancing.

Aniello Fabi is a financial advisor at HSBC Securities (USA) Inc. with 31 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with HSBC Securities since 2013 and HSBC Bank USA, N.A. since 2016, serving in dual roles including bank officer responsibilities related to bank product sales. HSBC Securities (USA) Inc. offers a range of managed account programs to individuals, retirement accounts, charitable organizations, and corporations, combining strategic and tactical asset allocation with both discretionary and non-discretionary management options. The firm operates as an SEC-registered adviser and broker-dealer, providing sophisticated investment solutions including offshore accounts for qualified investors.

Phillip Duffy is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across workplace, high-net-worth, and ultra-high-net-worth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale alongside unique market roles such as operating as a security-based swap dealer and futures commission merchant.

Madonna Johnson is a financial advisor at Oppenheimer with 33 years of industry experience. She holds the Series 63 and Series 65 licenses and has previously worked at Robert W Baird & Co. from 2010 to 2021 before joining Oppenheimer. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans, offering a variety of advisory programs including discretionary and non-discretionary portfolio management, consulting, and financial planning. The firm employs a range of investment approaches tailored to specific programs and advisors and manages approximately $36.7 billion in assets as of the end of 2025.

Jiqian Zhao is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and two years of industry experience. Prior to joining Citigroup, Zhao worked at Pacific Western Bank and Brinc, and has academic experience at Boston College. Outside of financial advising, Zhao is the marketing lead and co-founder of BlossomsAI LLC, an educational software company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging in-house research and distinctive market roles.

Santiago Romero is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley, Banco Santander, and held academic positions at Georgetown University and The George Washington University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with considerable institutional scale and specialized market roles.

Thomas Zippilli is a financial advisor with HSBC Securities (USA) Inc. in Brooklyn, NY, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked with HSBC Bank USA N.A. since 2014 and has been with HSBC Securities (USA) Inc. since 2006. Outside of his advisory role, he is an owner of a rental property. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary options. The firm uses a model-driven investment process combined with due diligence from affiliated global asset management teams, serving a diverse client base through various program types.

Kevin Moriarty is a financial advisor at Mercer Global Advisors Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked at Stifel Financial Corp and UBS. Mercer Global Advisors provides investment advisory and planning services to individuals, families, small business owners, corporate plan sponsors, and nonprofit organizations. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost index vehicles and multi-factor tilts, along with various portfolio management and planning services.

Marissa Sheridan is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Her prior work includes roles at Tiaa, Tanorama, Kay Jewelers, and several service-oriented companies. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and is notable for its large institutional scale and unique market roles, including in-house research and derivatives trading.

Edward Condura is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Hornor, Townsend & Kent since 1997. Outside of his advisory role, he is involved in insurance brokerage, operating businesses under the names Edward M. Condura and Condura Capital Advisors, providing insurance sales and services for multiple carriers including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory and consulting services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary management and employs a range of investment strategies including asset allocation, diversification, and fundamental and technical analysis.

William Nastasi is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. Citigroup Global Markets is notable for its multi-asset, multi-manager strategies and its combination of large institutional scale with specialized market roles.

Gloria Gomez Orourke is a financial advisor at Citigroup Global Markets with 21 years of industry experience. She holds the Series 66 designation and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with in-house research and oversight committees to manage and monitor investments.

Rose Marini is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds the Series 66 designation and has worked at Citigroup since 2019. Prior to her financial career, she was employed at Lehigh University, Johnny Fries Restaurant, and Marini & Manci Dentistry. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers and maintains unique market roles including acting as a swap dealer and futures commission merchant.

Alexander Gennaro is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Smith Barney LLC and Northrop Grumman. Outside of his advisory role, he manages Gordon Bateman Ventures LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including proprietary research and futures commission merchant activities.

Matthew Harrow is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Citigroup Global Markets since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant operations.

Kevin Charos is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. He has been with Janney Montgomery Scott since 2001. Outside of his advisory role, he serves as a co-executor of a will and manages a family limited partnership for estate tax purposes. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, estates, and institutions, offering brokerage, financial planning, consulting, and multiple advisory programs with a combination of in-house and third-party portfolio management.

Natalie Mc Govern (Papayannoulis) is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Citigroup since 2016. Outside of her advisory role, she is involved in dog walking services in New York. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including proprietary research and derivatives services.

Roberto De Andrade is a financial advisor at Citigroup Global Markets with 15 years of industry experience. He holds the Series 66 designation and has been with Citi Private Bank since 2010. Citigroup Global Markets Inc. serves individual and institutional clients across a range of private banking and wealth management segments, offering diverse investment advisory programs alongside broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies and operates with a combination of large institutional scale and specialized market roles.

Jeff Werner is a Series 66 licensed financial advisor with 15 years of industry experience, currently with Citigroup Global Markets, where he has worked since 2013. Based in Brooklyn, NY, he has spent the majority of his career at Citigroup. Citigroup Global Markets serves both individual and institutional clients through various segments including workplace, high-net-worth, and ultra-high-net-worth. The firm employs multi-asset, multi-manager strategies and offers a range of investment advisory and execution services, supported by in-house research and distinctive market roles.

Ronald Duswalt is a CFP® and ChFC® with 39 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC. He has been with the firm and Penn Mutual Life Insurance Company since 2003. Outside of his advisory role, Duswalt owns a life insurance brokerage and provides consulting on divorce and financial matters. He also serves as a board member and trustee for the Visiting Nurse Service and Hospice of Suffolk, Inc., and engages in lecturing on financial topics. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.