Katherine Elliott Moskwa is a financial advisor at J.P. Morgan Securities with one year of industry experience. She previously worked at GAMCO Investors Inc. and Sotheby's and has been affiliated with JPMorgan Chase Bank, N.A. alongside her current role. She also has experience at Columbia University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Ashley Muniz is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and currently has one year of industry experience. Prior to joining Morgan Stanley, Muniz worked at Tiny Boxwoods Productions and has an educational background from The University of Texas at Austin. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and proprietary tools, focusing on advisory services without individual security recommendations in standalone plans.

Brian Higgins is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides financial advice to high net worth individuals, business owners, and retirement plans, focusing on understanding each client's specific life and financial objectives to manage their investment life cycles effectively. His areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and individual and corporate investment strategy. Brian began his career in the financial services industry by joining Merrill in 1977. He holds a Bachelor's degree from Wayne State University, where he studied finance. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Brian has been named to the Forbes Best-in-State Wealth Advisors list for 2022, 2023, and 2024. Originally from Detroit, Michigan, Brian resides in Bloomfield Hills with his wife Clarice. They have three sons: Robert, Patrick, and Stuart, the latter of whom is his business partner. Brian’s personal interests include baseball, basketball, boxing, football, ice hockey, spending time with his family, and enjoying a nice cigar.

Anthony Fata is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and economic modeling techniques.

Michael Payan is a financial advisor at Raymond James Financial Services Advisors, Inc. with two years of industry experience. He holds a Series 65 designation and has worked previously at Quent Capital, LLC, Wilmington Trust, and People's United Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and uses analytical tools to support client goals while maintaining specialized services such as municipal advisory and SIMPLE IRA plan consulting.

Conor Matthews is a financial advisor at Morgan Stanley with Series 63 and Series 66 credentials and no prior industry experience. Before joining Morgan Stanley in 2026, he held roles at Pallas Capital Advisors, Newmark, and worked in education from 2016 to 2023. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Jean Sears is a financial advisor at Ameriprise with 17 years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones for 13 years before joining Ameriprise in 2021. Outside of advising, she owns Smart and Simple, LLC, which manages business expenses related to her Ameriprise franchise, and is involved in independent insurance brokering focused on long-term care. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, delivering tailored, research-based recommendations through a centralized consulting team. The firm combines advisory, brokerage, and insurance solutions and employs algorithmic tools alongside professional oversight to support retirement planning.

Frank Van Dyke IV is a CFA® charterholder and holds a Series 66 license with 10 years of industry experience. He currently works at Morgan Stanley, where he has been since 2015 in various roles, including positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Prior to that, he held roles at Foreside Fund Services, LLC and Global X Management Company LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools such as Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Nieve Donegan is a financial advisor at Morgan Stanley with one year of industry experience. She previously worked at UBS Financial Services and has an academic background with six years at Dartmouth College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved planning tools and analysis.

Frank Rogers III is a Senior Financial Advisor with Merrill Lynch Wealth Management in Greenwich, Connecticut. He has been serving individuals, families, foundations, and corporate executives for over 28 years. Frank's approach includes providing Retirement and Estate Planning strategies and portfolio management services. He works closely with clients to develop personalized financial strategies designed to pursue their long-term goals, leveraging the resources of Bank of America Private Bank and access to traditional and customized banking, lending, and investment banking services. Frank began his career as a Financial Advisor in 1994 with Dean Witter Reynolds. He holds the Personal Investment Advisor (PIA) designation and graduated from Greenwich High School. His family has a long-standing connection to the investment industry, with both his grandfather and great grandfather having held seats on the New York Stock Exchange until the 1950s. Born and raised in Greenwich, Connecticut, Frank has a family of three, including a daughter working in the Greenwich School System. Outside of his professional work, he is a professional musician and enjoys outdoor activities such as skiing, fishing, boating, golfing, hiking, and biking. He is involved in community service through organizations including Covenant House Stamford, Feeding Westchester, the Leukemia and Lymphoma Society, and the Red Cross.

Eric Haynes is a financial advisor at Morgan Stanley with two years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Morgan Stanley, Mr. Haynes worked at AMF Media, Extended Stay America, Sears, and Country Corners Deli. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models in its financial planning process.

Lilly Araque is the Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2020. In this role, she partners with clients to develop disciplined financial plans aimed at guiding them towards financial wellbeing across all phases of life. Her work involves creating strategies for wealth growth, risk management, tax-efficient investing, and the stewardship of assets through proper wealth transfer. Prior to her current role, Lilly served as Vice President, Private Client Financial Advisor at J.P. Morgan Chase from 2020 to 2021. Before that, she was Vice President, Financial Consultant at SunTrust Private Wealth Management from 2014 to 2020. Her professional experience spans multiple leadership roles in wealth management and financial advising. Outside of her professional life, Lilly has interests in beach activities, boating, cooking and baking, music, soccer, and traveling.

Adam Riback is an Investment Consultant at Fidelity Investments, based in the Nanuet, NY Investor Center. He collaborates with clients to develop customized financial plans that align with their short and long-term goals, emphasizing strong relationships and trust with clients and their families. Adam has been with Fidelity Investments since 2021, advancing from Financial Consultant to Planning Consultant before his current role as Investment Consultant. Prior to joining Fidelity, he served as a Senior Financial Consultant at TD Ameritrade from 2019 to 2021 and as a Financial Specialist at Allstate Life and Retirement from 2015 to 2019. He holds an AR Insurance License. Outside of his professional work, Adam enjoys outdoor activities such as camping, hiking, kayaking, scuba diving, and skiing. He also dedicates time to volunteering in his community.

Michael Xie is a financial advisor at Morgan Stanley with seven years of experience, including five years at Madison Consulting Group prior to joining his current firm. He holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques in its financial planning process.

Francisco Cabral is a financial advisor at Ameriprise Financial Services LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for David Lerner Associates, Inc. for 15 years before joining Ameriprise in 2021. Ameriprise Financial Services is a large advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, incorporating investment research, algorithmic tools, and tax-aware strategies.

Cameron Bibb is a financial advisor at Cetera with 10 years of industry experience. He holds a Series 63 designation and has worked at several firms, including Newbridge Securities Corporation and LPL Financial. In addition to his advisory role, he serves as an independent consultant and teacher for 12th-grade students at Harlem Children's Zone Promise Academy Charter Schools. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with both affiliated and third-party managers.

Michael Brand is a CFA® charterholder and Series 63 licensee with five years of experience in the financial services industry. He is currently affiliated with Mass Mutual Investors Services in Elmsford, NY, and has worked at MML Investors Services, MassMutual Life Insurance Co, and TIAA during his career. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning services and educational seminars, delivering collaborative, goal-based recommendations without investment discretion.

Christina Chin is a Senior Financial Advisor with Merrill Lynch Wealth Management based in White Plains, New York. She works with a diverse client base including individuals, families, young professionals, and retirees, offering customized wealth management strategies that aim to preserve, grow, and transfer wealth. Christina specializes in areas such as retirement income, divorce transition planning, socially responsible and ESG investing, small business strategies, and managing new wealth. Christina began her financial services career in 2018. She earned a Bachelor of Business Administration degree with a concentration in finance and a minor in psychology from Baruch College's Zicklin School of Business, City University of New York. She holds the Certified Plan Fiduciary Advisor® (CPFA®) designation, Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) credentials, along with FINRA Series 7 and 66 registrations and life and health insurance licenses. Raised in the Bronx, Christina is a lifelong New York Yankees fan and enjoys spending time with her family, playing softball, hiking, and watching movies. She is also a member of the Bank of America Hispanic/Latino Organization for Leadership & Advancement (HOLA).

Amelia Koblentz is a Series 66-registered financial advisor with Morgan Stanley, bringing one year of industry experience. She has been with Morgan Stanley and its related entities since 2024. Prior to her advisory role, she studied at Princeton University and worked at Harvard Westlake School. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

Eileen Frohman is a financial advisor with LPL Enterprise in White Plains, NY, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Fisher Investments, Merrill, and John Hancock Funds. She also acts in a fiduciary capacity in a trustee role. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.