Derek Laird is a financial advisor with Osaic Wealth, Inc. and holds Series 63 and Series 65 licenses. He has 28 years of industry experience, including prior roles at Santander Securities, LLC and Santander Bank, NA. He also works as a contractor at Oakfield Wealth Management Group LLC. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services and uses a variety of investment strategies and tools to manage portfolios across multiple asset classes.

Robert Pascucci is a financial advisor with Morgan Stanley in Jericho, NY, holding a Series 66 designation and four years of industry experience. His prior work experience includes roles at Verizon, JMI Management Company, and Fox News Channel. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-related financial planning services.

Mark Labriola is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney, Morgan Stanley Private Bank, and Morgan Stanley & Co., Incorporated. He serves as co-trustee and holds power of attorney for a family trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Robert Blair is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Wells Fargo in various capacities since 2015. Outside of his advisory role, he serves as a board member of the Briarwood Estates Home Owners Association in Niantic, CT, and acts as a power of attorney and trustee for family members. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to support diversified investment strategies and offers both brokerage and advisory solutions.

Megan Linde is a financial advisor with Ameriprise, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at Financial Freedom Legal and several academic and community organizations. She has also worked in the hospitality sector. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides customized retirement income planning through written reports and ongoing advice. The firm’s approach includes analysis based on investment research, third-party data, and algorithmic tools, with a focus on dependable income sources and tax-aware withdrawal strategies.

Annunziata Romanzo is a Senior Financial Advisor at Merrill Lynch Wealth Management. Her expertise includes corporate executive services, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, tax minimization, and retirement income. Annunziata is committed to working proactively with clients to develop and implement planning-based strategies that help prioritize and pursue their most important financial goals. Annunziata holds a Bachelor's degree from the University of New Hampshire. Outside of her professional life, she enjoys cooking, golfing, and spending time with her family.

Dennis Brennan is a financial advisor with J.P. Morgan Securities in Garden City Park, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with J.P. Morgan Chase, NA since 2016. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers its program on a non-discretionary basis, combining large institutional advisory operations with broker-dealer and investment adviser capabilities.

Jose Velasquez is a Planning Consultant at Fidelity Investments, where he works with clients to provide education and guidance tailored to their unique financial situations, ensuring that their investment strategies align with their financial goals. He has been with Fidelity Investments since 2021, holding roles including Financial Representative, Relationship Manager, Investment Consultant, and currently Planning Consultant. His professional experience spans multiple roles within Fidelity Investments, reflecting a progressive career focused on client financial planning and investment strategy. Jose's approach centers on understanding individual client needs to support their financial objectives effectively. Outside of his professional work, Jose has interests in baseball, football, hiking, outdoor adventures, and running.

Dawn Vittorio Pike is a financial advisor with Merrill, holding a Series 66 designation and 25 years of industry experience. She has worked at Merrill since 1995. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Kwan Rok Kong is a financial advisor with Ameriprise in Great Neck, NY, holding a Series 66 designation and 18 years of industry experience. Prior to joining Ameriprise in 2020, he worked at Morgan Stanley and Morgan Stanley Private Bank from 2013 to 2018. Ameriprise provides a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets, offering comprehensive written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice, primarily for clients with assets managed within Ameriprise accounts.

Erica Lupinacci is a financial advisor with Morgan Stanley in Melville, NY, holding Series 63 and Series 66 licenses and with 17 years of industry experience, all at Morgan Stanley since 2009. Outside of her advisory role, she is involved in spiritual healing as an energy healer and clairvoyant reader. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and firm-approved planning tools, with offerings that range from comprehensive advisory programs to corporate financial planning agreements.

Oscar Pardo Jimenez is a financial advisor at Merrill with two years of industry experience. He holds Series 63 and Series 66 registrations. Prior to joining Merrill, he worked at Bank of America and J.P. Morgan Securities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Aldo Valente is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. Outside of his work at Wells Fargo, he has a partial ownership interest in The Hamlet Group Wealth Management LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a wide range of planning services that are tailored to clients with a net-worth threshold, including specialized areas such as business-owner transition planning and special-needs analysis.

Ann Marie George Medford is a financial advisor at Primerica Advisors with 17 years of industry experience. She holds a Series 63 designation and has been with Primerica Advisors since 2018. In addition to her advisory role, she has operated a postpartum consulting business since 2004. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed account options. The firm uses third-party asset managers and emphasizes a tiered wrap-fee billing structure.

Dawn Eggers is a financial advisor at Merrill with 28 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1996. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Spoto is a Series 66-licensed financial advisor with J.P. Morgan Securities in New York, NY, bringing 14 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019 and previously held roles at Bank of America and Merrill from 2013 to 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and delivers services on a non-discretionary basis with a focus on approved funds and strategies.

Thomas Geneva is a financial advisor at OSAIC with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Royal Alliance, Equitable Advisors, and Axa Advisors. In addition to his advisory role, he is involved in selling health insurance and fixed life insurance products through several affiliated businesses. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and portfolio management using a range of investment products and third-party platforms.

Craig Paloscio is a financial advisor with Mass Mutual Investors Services in Woodbury, NY, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2010. Outside of his advisory role, he is engaged in individual life insurance brokerage activities. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning relationships using firm-approved analytical tools.

Alex Olteanu is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has prior experience at Bridgeway Analytics and Tulane University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Michael Handel is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in guiding individuals and families through their financial journeys. He focuses on a range of client needs including family wealth management strategies, legacy planning, liquidity management, retirement planning, portfolio management, special needs planning, individual and corporate investment strategies, tax minimization, and retirement income. Michael holds a Bachelor's Degree from the University of Michigan and carries the Personal Investment Advisor (PIA) designation. He adheres to a client-centered philosophy, working one-on-one to develop personalized financial strategies tailored to long-term goals. In addition to his professional work, Michael is involved in his community as a youth sports coach. Outside of work, his personal interests include golfing, ice hockey, music, pickleball, reading, skiing, and yoga.