Lora Caglioti is a financial advisor at Charles Schwab with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Charles Schwab and its affiliates since 2002, including a two-year period at TD Ameritrade from 2022 to 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and an integrated operational structure.

John Yerkes is a financial advisor with MassMutual Investors Services in Hauppauge, NY. He holds Series 63 and Series 66 licenses and has 26 years of industry experience. He has been with MassMutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016. Outside of his advisory role, he is an independent insurance agent specializing in life, accident, and health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver collaborative, goal-oriented recommendations.

Salvatore Dileo is a CFP® with 42 years of industry experience. He is currently with MassMutual Investors Services and has worked at MetLife Securities Inc. and Metropolitan Life Insurance Company. He also operates as an independent insurance agent specializing in fixed life and long-term care insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based planning without investment discretion.

Matthew Kelley is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 30 years of experience in the financial services industry. He began his career at Merrill in 1989 after working as a Marine Engineer in New York City. Matthew is a Personal Investment Advisor (PIA) and holds a Bachelor of Science degree in Naval Architecture and Marine Engineering from the Webb Institute. Matthew combines his engineering background with his financial expertise to provide a broad range of wealth management strategies, including investment management through Merrill and cash management and financing services through Bank of America. His client focus areas include college education planning, legacy planning, managing new wealth, personal retirement planning, women and wealth, and tax minimization. He co-founded the Holst Kelley Wealth Management Group, bringing together client service approaches and philosophies. Outside of his professional work, Matthew is involved in competitive sailing and is a member of the Long Island Maritime Museum. He also participates in the Oak Cliff Sailing community and enjoys boating, fishing, and golfing.

Christian Petro is a financial advisor at Merrill with 25 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Citigroup and various J.P. Morgan entities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Leiman is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 1980. He works with an affluent, multi-generational clientele, including physicians, attorneys, accountants, business owners, corporate executives, and women recently widowed or divorced. His focus areas include family wealth management strategies, retirement planning, portfolio management services, and socially responsible investing, among others. David emphasizes building close relationships with clients and their referred friends and family members, supporting them through evolving life circumstances with thoughtful preparation and timely decisions. David holds a Bachelor's degree from Ithaca College and has earned the Chartered Retirement Planning Counselor (CRPC) designation as well as the Personal Investment Advisor (PIA) credential. He has been recognized consecutively from 2019 through 2025 on the Forbes "Best-in-State Wealth Advisors" list. Outside of his professional role, David is a member of the board of Landmark on Main in Port Washington and participates in local community bands in Great Neck and Manhasset as a saxophone player. He also holds a private pilot license. David and his wife enjoy boating on Long Island Sound and skiing in Massachusetts. They reside in Port Washington and have two sons and two stepsons.

Cara Angelo is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. She has held roles at multiple firms, including Avantax and KC Wealth Management LLC, where she is a partner and oversees client relationships, operations, and staff management. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures.

Kyle Van Natta is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior roles include positions at JP Morgan Chase, First Republic Bank, and Banc of California. Outside of advising, he is a general partner in Van Bro Co LLC, which owns and manages residential real estate properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Mantle is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 66 credentials. His career includes roles at TD Waterhouse Investor Services Inc., TD Bank N.A., and American Portfolios. OSAIC serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and a variety of managed account strategies.

Evan Kearns is a CFP® credentialed financial advisor with 12 years of industry experience. He is currently with Charles Schwab, where he has worked since 2015, and previously held positions at E*TRADE Capital Management LLC and E*Trade Securities LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.

Kathleen Bresnan is a CFP® professional with 29 years of experience in the financial services industry. She has been with Ameriprise since 2005, currently serving as a financial advisor in Cutchogue, NY. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations through a centralized consulting team, supporting clients with a range of advisory, brokerage, and insurance solutions.

Walter Brown is a financial advisor at Equitable Advisors with 31 years of industry experience. He holds the Series 63 designation and previously worked at American Portfolios Financial Services for 11 years. Outside of his advisory role, he is the owner of WALTER H BROWN LLC, which he uses for managing business expenses, and he also operates as an independent agent for fixed insurance. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and a variety of asset-management programs. The firm offers client-specific advisory models often implemented through third-party managers and provides ERISA fiduciary services to qualified plans.

Chad Esposito is a financial advisor with Charles Schwab, holding a Series 66 designation and 23 years of industry experience. He has worked at Charles Schwab since 2022 and previously spent 14 years at Scottrade, Inc., followed by five years at TD Ameritrade and its investment management affiliate. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Nora Heaton is a financial advisor at Merrill with 23 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2019, following 14 years at Deutsche Bank Securities Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jack Schiff is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2012. In addition to his advisory role, Schiff is a partner at Getzel, Schiff & Pesce CPAs, LLP, where he has been involved in tax preparation since 1987. Ameriprise offers a retirement-income planning service targeted at clients approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored income strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Steven Casella is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 2009. He also has a longstanding affiliation with Bank of America, N.A. since 2006. Casella serves on the board of The Cor Jesu Foundation, Inc., which supports Catholic high school education through fundraising activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Deborah Kamer is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she focuses on providing goals-based wealth management to affluent families, individuals, and professionals. She joined Merrill in 1997 and has since offered customized service support to clients and internal services to the advisor team. Deborah works alongside a team of specialists to deliver tailored advice and a disciplined approach to investing. Her areas of expertise include family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and both individual and corporate investment strategy. Before transitioning into wealth management, Deborah had a career as a CPA specializing in audit, tax, and business management in New York City. She holds a Bachelor's Degree from SUNY Buffalo and has earned the Professional Investment Advisor (PIA) designation. Outside of her professional responsibilities, Deborah enjoys equestrian sports, going to the gym, and spending time with friends. She values cultivating long-lasting relationships through exceptional service and customized advice. Deborah is interested in connecting with clients seeking an experienced and hands-on advisor, those looking to simplify their financial life, or individuals who would benefit from her professional network.

John Rizzo is a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with clients to develop personalized financial strategies tailored to their individual goals. His approach includes providing access to Merrill's investment insights alongside the banking and lending solutions of Bank of America. Rizzo has expertise in serving corporate executives, professional women, and business owners. His work with corporate executives focuses on tax mitigation and diversification strategies related to equity compensation. When advising professional women, he addresses diverse financial matters with a tailored wealth management approach. For business owners, he aligns business objectives with the personal goals of those involved in the enterprise. His areas of focus also include corporate benefits, divorce transition planning, executive compensation, retirement planning, and small business strategies. He holds the CERTIFIED FINANCIAL PLANNER (CFP) and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designations, as well as the Personal Investment Advisor (PIA) title. Rizzo earned a bachelor's degree from SUNY Cortland. Recognized among FORBES MAGAZINE’s "Best-in-State Wealth Management Teams" in 2024, he is committed to building long-term relationships and participating in community volunteer activities. His personal interests include basketball, boating, fishing, football, golfing, music, running marathons, swimming, and traveling.

Edward Devenish is a Financial Advisor and Senior Portfolio Advisor with The Kogel Donato Wealth Management Group at Merrill Lynch Wealth Management. He collaborates closely with the team to deliver comprehensive wealth management solutions tailored to each client's unique circumstances, specializing in family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Edward graduated magna cum laude from Syracuse University and holds the Personal Investment Advisor (PIA) designation. He is a member of the Forbes-recognized Kogel Donato Wealth Management Group, which was named to the 2026 "Best-in-State Wealth Management Teams" list. Edward joined Merrill in 2024 and became part of The Kogel Donato Wealth Management Group in 2026, focusing on disciplined portfolio construction and goals-based planning. Born and raised on Long Island, New York, Edward is a devoted New York Yankees fan and enjoys playing the guitar. He is also involved with Island Harvest in his community.

David Mahler is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 44 years of industry experience. He worked at Metlife Securities Inc. for 41 years before joining MassMutual and its affiliated firms in 2017. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved tools to deliver written recommendations in collaborative, annual planning engagements.