Vincent Fichera is a Financial Consultant currently working at Fidelity Investments. In this role, he partners with clients to understand their short and long-term financial goals and develops individualized financial plans. He focuses on providing a transparent and welcoming experience to clients and aims to build relationships that foster confidence and comfort in every interaction. Vincent has accumulated experience in the financial services industry through various positions. Prior to his current role, he served as an Investment Consultant at Fidelity Investments from 2023 to 2024. Before joining Fidelity, he held several roles at Merrill, including AVP, Financial Solutions Advisor from 2021 to 2023, Investment Consultant II on the Premium Team from 2020 to 2021, Investment Consultant on the Trade Desk in 2020, and Financial Services Representative from 2019 to 2020.

Eric Nelson is a financial advisor with Charles Schwab in Princeton, NJ, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at TD Ameritrade, Bank of America, and Merrill. Nelson has been with Charles Schwab since 2019 across different divisions. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Daniel Guss is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has been with Merrill since 2006. Outside of his advisory role, he assists with a family dog sitting business by helping with dog walks and boarding. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors.

Andrew Weight is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2015. Outside of his advisory role, he consults on general matters for a family-owned mechanical business. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Alexander Proektor is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has been with Merrill since 2019. Prior to his current role, he worked in retail positions at La-Z-Boy Furniture Galleries, The Fresh Market, and Trek Bicycle Store. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates investment management with a broader corporate platform that includes lending, custody, and principal trading services.

Michael Kapolka is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 designation. He has 30 years of industry experience and previously worked for Avantax Insurance Agency LLC and related Avantax entities for over two decades. Outside of his advisory work, he owns Keystone Fly Rod Company, which offers fly fishing and fly casting instruction, and serves as treasurer for the Upper Saranac Lake Association. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers both proprietary and third-party investment strategies across multiple custody platforms, with options for discretionary and non-discretionary management tailored to client objectives.

Julie Christman is a financial advisor at Charles Schwab based in Princeton, NJ, with 18 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2004 and 2005, respectively. Outside of her advisory role, she bakes goods for holidays and special occasions for family and close friends. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Benjamin Chando is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. Before joining Merrill in 2026, he held positions outside finance, including roles at Kura Sushi and Applebees, and was a full-time student at Rutgers University. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and various institutional investors.

Ariana Karwowski is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates its investment offerings with Bank of America’s broader platform, providing access to a wide set of products and services.

Reyne Harris is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 25 years of industry experience. He has worked at Merrill and its affiliates for over two decades, with a brief tenure at BOFA Securities. Outside of finance, he is an indoor cycling instructor and part owner of a business involved in managing financial and administrative functions. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing access to model-based and discretionary investment strategies for a diverse client base including individuals, pension plans, and charitable organizations.

Catherine Gowen is a financial advisor with Merrill, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2014. Merrill provides managed account services through the Select Portfolio Solutions program, serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers a range of model-based and discretionary investment strategies integrated within Bank of America’s broader platform.

Norman Bauman III is a financial advisor with Merrill, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill Lynch since 2005. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Jeffrey Condit is a financial advisor with Merrill in Princeton, NJ, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America, N.A. and Fred Alger & Company, LLC. Merrill offers managed account services through the Select Portfolio Solutions program to Bank of America fiduciary clients, utilizing model-based and discretionary investment strategies. The firm serves a wide client base including individuals, high-net-worth clients, and institutional accounts, integrating investment management with Bank of America’s broader financial services platform.

Andrew Matthews is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 19 years at Merrill. He has two years of industry experience. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s broader platform, enabling access to a wide array of products and services.

Gina Marston is a financial advisor with Merrill in Yardley, PA, holding a Series 66 designation and six years of industry experience. She has been with Merrill since 2018 following six years with the North Penn School District. Outside of her advisory role, she assists with financial tracking for a local youth soccer club. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and charitable organizations.

Ricky Boone is a financial advisor with LPL Financial in Langhorne, PA, holding Series 63 and Series 65 credentials and 15 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Lincoln Investment for 11 years and has been involved with Mortgage Network Solutions, LLC for 14 years. Boone also maintains involvement with a non-variable insurance business and a separate capital funding entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement consulting, and brokerage services supported by model portfolios, research, and various management strategies.

Brian Bernath is a financial advisor with Merrill, holding a Series 63 designation and over 29 years of industry experience. He has been with Merrill since 2004. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries, and operates within Bank of America’s broader corporate platform.

Christopher Lyman is a CFP® and ChFC® with 12 years of experience in the financial services industry. He is currently affiliated with Cambridge Investment Research Advisors, where he has worked since 2021. Prior to that, he held roles at Hornor, Townsend & Kent, Inc. and Penn Mutual Life Insurance Company. Outside of his advisory work, he is involved as an independent insurance agent with multiple firms. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent Financial Professionals, offering both proprietary and third-party investment strategies across various platform arrangements.

Wendy Warner is a financial advisor at Merrill with Series 63 and Series 66 credentials and 28 years of industry experience. She has been with Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a broad range of model-based, discretionary, and tax-aware investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Michael Long is a financial advisor with LPL Financial in Beverly, NJ, holding Series 63 and Series 66 licenses and six years of industry experience. His career includes roles at Prudential Insurance Company of America, Bank of America, Merrill, and Thrivent Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios and research from multiple sources.