Scott Adams is a financial advisor at Vanguard Advisers with 21 years of industry experience. He holds Series 66 and Series 63 designations. His career includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2011, and self-employment since 2024. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and largely Vanguard funds to create personalized portfolios.

Katherine O'Donnell is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. She has worked at The Vanguard Group since 1999 and spent nine years at Beachbody. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, utilizing a goal-based, algorithm-driven approach that incorporates Vanguard funds and ETFs with customization options including ESG and tax-aware strategies. The firm manages a large client base through its digital platform and team servicing model.

Grace Terracciano is a CFA® charterholder with six years of industry experience. She has been with The Vanguard Group, Inc. since 2019 and previously worked at Cenero. Grace holds a Series 63 license. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through its digital platform and team servicing model.

Andrew Bolland is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Vanguard Advisers, Vanguard Marketing Corporation, The Vanguard Group, and Mutual of Omaha Investor Services. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and extensive advisor team.

Ann Dybalski is a financial advisor at Vanguard Advisers with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with The Vanguard Group since 2012. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach featuring proprietary methodologies and portfolios constructed largely from Vanguard funds and ETFs.

Mary Tryon is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. Her career includes prior roles at Boenning & Scattergood, Inc., Ranstad Professionals (Wells Fargo Advisors), and Morgan Stanley. Mary is based in Berwyn, PA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

David Falcone is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 designations and nine years of industry experience. His prior roles include positions at CBIZ Investment Advisory Services, Mutual of America Securities, Merrill Lynch, and New York Life. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice, utilizing goal-based, algorithm-driven strategies primarily built with Vanguard funds and ETFs. The firm manages a large client base with over 2,200 advisors and offers customizable portfolios featuring tax-aware strategies and multi-goal pooling.

Bryson Cabacungan is a financial advisor at Fisher Investments with 10 years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2015. Fisher Investments provides discretionary portfolio management to a global clientele that includes institutional and private clients such as pension plans, foundations, and high-net-worth individuals. The firm employs a centralized investment approach using quantitative and qualitative research, tax-aware processes, and risk management techniques across diverse portfolios.

Ryan Brackett is a financial advisor at Vanguard Advisers with 10 years of industry experience. He has been with The Vanguard Group, Inc. since 2016 and previously served in the United States Marine Corps from 2010 to 2018. He holds Series 65 and Series 63 designations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Michelle Liu is a CFA® charterholder with 10 years of industry experience. She has worked at Vanguard Advisers, Inc. since 2026 and has been associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2016. Vanguard Advisers delivers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, constructing portfolios mainly from Vanguard funds and ETFs with options for tax-aware management and customization.

Alexander Lindholm is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and three years of industry experience. His work history includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. Outside of his advisory work, he has been a contract driver for DoorDash and Uber Eats since 2023. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team servicing model.

Keith Stevens is a financial advisor at Morgan Stanley in Berwyn, PA, with 24 years of industry experience. He has worked within various divisions of Morgan Stanley since 2008, including Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and emphasizes structured financial planning supported by firm-approved tools and methodologies.