Claudia Wert is a financial advisor with Wells Fargo Advisors in Collegeville, PA, holding a Series 66 designation and eight years of industry experience. She previously worked at Wells Fargo Clearing for nine years before joining Wells Fargo Advisors in 2025. Wert serves as treasurer for Juventutem Lehigh Valley, a community organization in Allentown, PA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, supported by Wells Fargo research and planning tools.

James Toth is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of The Moran Toth Group in Wayne, PA. He has over a decade of experience in providing customized financial advice, specializing in multi-generational trust and estate planning, wealth structuring, tax planning, and investment advice for high net-worth individuals and fiduciaries. Prior to joining The Moran Toth Group, he served as a Trust and Estate Specialist at Merrill Lynch, overseeing estate planning and fiduciary services for a large network of advisors in the Mid-Atlantic division. Before his role at Merrill Lynch, James was the Director of Tax and Estate Planning at a Philadelphia-based Family Office, where he managed the delivery of estate and tax planning services. He holds a Bachelor of Arts degree from Dickinson College, a Juris Doctor from Ohio Northern University’s Pettit School of Law, and a Master of Laws (LL.M.) in Taxation from Temple University’s Beasley School of Law. James is a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). James and his family reside in Wayne, PA. His personal interests include baseball, fishing, football, golfing, hiking, reading, running marathons, soccer, swimming, and spending time with his family.

Diane Laulis is a financial advisor with Merrill, holding a Series 63 designation and 40 years of industry experience. She has been with Merrill since 1981. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies designed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kathleen Flaherty is a financial advisor with Morgan Stanley in Devon, PA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her prior roles include positions at Bank of America, N.A. and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to both individual and institutional clients, providing tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers its services through a combination of direct client engagement and corporate financial planning agreements.

Corey Goldiner is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to joining Fidelity, he worked at The Vanguard Group for six years and Ameriprise for three years. Corey is associated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Ryan Earl is a financial advisor with Vanguard Advisers, holding a Series 66 designation and currently based in Malvern, PA. He has one year of industry experience and has worked at various Vanguard entities since 2026. Outside of finance, he is involved with Earl's Motorsports, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, blending technology and advisor support across a broad client base.

Joseph Haney is a CFP® with 18 years of experience in the financial industry. He has been with The Vanguard Group, Inc. since 2011 and is currently associated with Vanguard Advisers. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of advisors and a digital delivery platform.

Jared Stanley is a CFP® with 17 years of industry experience, currently advising at Cetera. His prior roles include positions at Citadel Federal Credit Union, Cuso Financial Services, LP, and The Vanguard Group, INC. Outside of his advisory work, he is involved in coaching youth sports. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and program structures, supporting over 10,000 advisors and managing more than $256 billion in assets.

Hilary Hayes is a Series 66-licensed financial advisor with Vanguard Advisers, based in Malvern, PA, with four years of industry experience. Alongside her advisory role, she owns and manages a restaurant business, handling payroll, tax filings, bookkeeping, and human resources tasks. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach to portfolio construction using Vanguard funds and ETFs, and it serves a large client base through its digital platform and extensive advisory team.

Michelle Adams is a financial advisor with Wells Fargo Clearing, holding a Series 63 license and three years of industry experience. Her prior roles include positions at The Vanguard Group and King Tester Corporation. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, using research and analytics to guide investment decisions.

Matthew Harter is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at LPL Financial, Private Advisor Group, and Radnor Financial Advisors. Outside of financial services, he was involved with Backyard Beans Coffee Company. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with proprietary methodologies and constructs portfolios primarily from Vanguard funds and ETFs.

Hannah Ryan is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2024. Outside of her advisory role, she serves as head coach for an 8th grade girls lacrosse team in the Methacton School District. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households of various net worth levels, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds.

Madeline Huis is a financial advisor with Merrill in Exton, PA, holding a Series 66 designation and two years of industry experience. Her prior work includes roles at West Chester Animal Hospital, SoundHorse, Woodstock Eventing, and WR Sporthorses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Rueter is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses with two years of industry experience. Prior to Vanguard, he worked at Equitable Advisors and has experience in retail sales through his involvement with Rueter's Christmas Trees. Outside of finance, he has operated small businesses providing lawn maintenance and golf caddie services. Vanguard Advisers serves retail investors and eligible retirement plan participants through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach focused on personalized asset allocations, primarily using Vanguard funds and ETFs, and manages a high volume of client relationships through its digital platform and team servicing model.

Andrew Zeplin is a financial advisor with Merrill in Exton, PA, holding a Series 66 designation and 10 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2015. He serves as a board member of the Kimberton Meadows HOA, contributing to community governance and maintenance. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutions, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm integrates closely with Bank of America affiliates and emphasizes tax-efficient investment management and manager-selection capabilities.

Jonathan Zeminski is a CFP® professional with 20 years of industry experience, currently with Wells Fargo Clearing since 2016. He previously worked at Girard Advisory Services, LLC, Wells Fargo Clearing during an earlier period, and PNC Wealth Management. Outside of his advisory role, he manages his personal investment holdings through ZEMINSKI CAPITAL LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Daniel Joie is a financial advisor with Mass Mutual Investors Services and holds the CFP® designation along with Series 63 and Series 65 licenses. He has 40 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Company. In addition to his advisory work, he has operated a tax preparation business since 1981. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, providing clients with collaborative, goal-based planning supported by firm-approved software and modeling tools.

Trevor Brockwell is a Series 66-licensed advisor at Vanguard Advisers with one year of industry experience. His prior work includes roles at Police and Fire Federal Credit Union and entrepreneurial activities such as operating a business named Sweetly Scooped. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes proprietary models and Vanguard funds and ETFs.

Marlene Matula is a financial advisor at Vanguard Advisers with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Vanguard-affiliated entities since 2017. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Druv Sardana is a CFP® and Series 63 registered financial advisor with Vanguard Advisers, where he has worked since 2026. He has four years of industry experience including roles at Vanguard Marketing Corporation and The Vanguard Group. His background also includes a position at Obsidian Planning Solutions and earlier employment in educational and public service organizations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs, and serves a large client base through a digital and team service model.