Stephen Goldstein is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citizens Bank and National Life Group prior to joining Vanguard. He is also a notary public in Philadelphia. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios mainly composed of Vanguard funds and ETFs, supported by a digital platform serving a large client base.

Glenn Flego is a financial advisor with Charles Schwab & Co., Inc. He holds Series 63 and Series 66 designations and has 27 years of industry experience. His prior experience includes roles at Ameriprise Financial Services and Raymond James Financial Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a large-scale, integrated operational structure.

Robert Van Leer is a financial advisor with Ameriprise in Fort Washington, PA, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise Financial Services since 2015, working at both the LLC and Inc. entities. Outside of his advisory role, he is employed by Certainty of the Uncertainty, LLC, an advisor-owned entity established to manage his practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, incorporating investment research and algorithmic tools to provide recommendations on asset allocation and withdrawal strategies.

Nicholas Lomanto is a CFA® charterholder with 15 years of industry experience. He currently works at Vanguard Advisers and has been with Vanguard-related entities since 2011. He also has prior experience with NXT Sports LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm serves a large client base through its digital delivery platform and team servicing model.

Aaron Richman is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 26 years of industry experience. He has worked at Wells Fargo since 2016, following prior roles at RBC Capital Markets and J. B. Hanauer & Co. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting, supported by extensive research and a broad product platform.

Robert Sullivan Jr. is a CFP®-certified financial advisor with 11 years of industry experience, currently with Wells Fargo Advisors in Doylestown, PA. His prior experience includes roles at Merrill and Waddell & Reed. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a wide range of investment and financial planning services that include specialized planning areas such as business-owner transition, sports and entertainment, and special-needs analysis. The firm combines proprietary research and planning tools with flexible implementation options across brokerage and advisory programs.

Seth Gansman is a financial advisor at LPL Financial with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise Financial Services and Morgan Stanley. Outside of his advisory role, he serves on the Board of Directors for the Warrington Hunt Home Owners Association and holds a six-year term as a Warrington Township Auditor. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides access to financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Kathleen Arnold is a financial advisor with Ameriprise in Lansdale, PA, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written Recommendation Reports. The firm serves clients through a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

James Santacroce is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 designations and bringing 12 years of industry experience. He has been with Vanguard Advisers since 2015 and also maintains ongoing roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of his advisory work, he is a landlord and owner of a rental property in Wildwood, NJ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with proprietary methodologies to create personalized portfolios largely composed of Vanguard funds and ETFs, serving hundreds of thousands of clients through a scalable digital platform and a team servicing model.

Darrin Wallace is a financial advisor at Cambridge Investment Research Advisors with over 31 years of industry experience. He has held positions at Cambridge Investment Research Advisors, IC Advisory Services, Inc., The Investment Center, Inc., and Multi-Financial Services Company. Outside of his advisory work, he is the owner of Multi-Financial Services Company, a business involved in insurance and benefits. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional clients such as pension and charitable organizations, by offering financial planning, investment management, and retirement-plan advisory services through multiple platforms and a team of thousands of financial professionals.

Joshua Stencler is a financial advisor with Wells Fargo Advisors in Doylestown, PA, holding Series 63 and Series 66 licenses and five years of industry experience. He previously worked at LPL Financial, Raymond James Financial Services, and Mass Mutual, and has experience in the remodeling industry and education prior to his financial career. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, risk management, and specialized services such as business-owner transition and special-needs planning. Advisors develop tailored recommendations using firm research and planning tools, with clients deciding on implementation through brokerage or advisory programs.

Julie Edwards is a financial advisor at Vanguard Advisers with 28 years of industry experience. She holds the CFP® designation along with Series 63 and Series 65 licenses. Edwards has been with Vanguard Advisers since 2014 and has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 1997. She also serves as an executor of her father's estate. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital delivery platform and team servicing model.

Megan Miller is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and 26 years of industry experience. She has been with The Vanguard Group since 1998. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Pasquale Caione is a financial advisor at Vanguard Advisers with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Vanguard in various capacities since 2000. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages client portfolios primarily through Vanguard funds and ETFs.

Isaac Morrison is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with Vanguard Advisers since 2025 and has held roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2021. Outside of his advisory work, he has experience in various business activities including a brief tenure with multiple companies across different sectors. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to tailor asset allocations and constructs portfolios mainly from Vanguard funds and ETFs, combining scale and digital delivery with a large advisory team.

Paul Cola is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has previously worked at The Vanguard Group and Citizens Bank. Outside of his advisory role, he is involved in managing a rental property business in Philadelphia with Nina Cola. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm focuses on a structured planning process using firm-approved tools and models, and manages approximately $2.74 trillion in client assets.

Debasish Mukherjee is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and three years of industry experience. His previous roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, Kemper Insurance, and Empire Today. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Arlene Metricarti is a financial advisor at Vanguard Advisers with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Vanguard since 2017. Outside of her advisory role, she has been involved with Brick Lane Community Church in a staff position. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary methodologies and portfolios composed largely of Vanguard funds and ETFs.

Kevin Keaveney is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career at Merrill Lynch Wealth Management in 2004 and transitioned to working individually with wealthy families and business owners in 2020. Prior to his private practice, Kevin held various leadership roles within the firm, primarily as a Wealth Management Specialist collaborating with Trust, Alternative Investment, Annuity, and Retirement specialists to serve the largest clients in the Mid-Atlantic Market. Kevin's expertise includes areas such as LGBT wealth planning, managing new wealth, women and wealth, and retirement income. He holds a Bachelor's Degree in Economics from Rowan University and maintains the Professional Investment Advisor (PIA) designation. Kevin is affiliated with the Alpha Phi Delta National Fraternity and participates in community involvement as a St. Jude Partner in Hope. Outside of his professional activities, Kevin enjoys golfing, soccer, traveling, and spending time with his family. He resides in Holland, PA with his wife Jen and their two daughters, Hailey and Stella.

Stephanie Galindo is a financial advisor at Vanguard Advisers with six years of industry experience. She holds the Series 66 designation and has been with The Vanguard Group since 2020. Prior to joining Vanguard, she worked at William Paterson University and TJX Companies. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.