Arkadiy Zavulunov is a financial advisor at Vanguard Advisers with five years of industry experience. He holds the Series 63 and Series 66 designations. His prior work experience includes positions at DoorDash, Amazon, and State Street Bank. Outside of his advisory role, he works as a contracted driver for DoorDash. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, using a goal-based, algorithm-driven approach and portfolios primarily constructed from Vanguard funds and ETFs. The firm manages a large client base through a high client-per-advisor ratio enabled by its digital platform and team servicing model.

Klaus Miller is a financial advisor at Merrill with 48 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1978, including a 15-year tenure at Bank of America, N.A. Miller is based in Exton, PA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Jenkins is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Raymond James Financial since 2009. He also operates Brandywine Valley Financial Services, LLC, a support company providing financial planning and investment services, where he is CEO. Additionally, he acts as executor and successor trustee for a family estate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm uses risk profiling and analytical tools to tailor planning and investment consulting to client goals, supporting implementation through various advisory programs and maintaining unique affiliations such as a municipal advisor and specialized SIMPLE IRA employer advisory services.

Timothy Zinn is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at DaVita and Corporate Fitness Works. Outside of his advisory role, he coaches cheerleading for Phoenix Allstars. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options and tax-aware strategies.

Lauren Radvansky is a financial advisor at Vanguard Advisers with 9 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at The Vanguard Group, Terrain, Rag & Bone, Cole Haan, and J.Crew. Radvansky also operates Equine by Lauren Radvansky. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies, and manages portfolios primarily composed of Vanguard funds and ETFs.

Wendy Tang is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2020. Prior to her current roles, she spent four years in the jewelry business. Tang is also an owner of Tango Investment Company LLC, where she manages passive real estate investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

John Mccarthy is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and established investment estimates to support its financial planning process.

Daniel Swinehart is a CFP® with 28 years of industry experience. He is currently with Cetera and has previously held roles at PFG Advisors and Lincoln Financial Advisors. Outside of his advisory work, he operates Sanderling Financial Group, a financial services business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Brian Schweitzer is a Financial Consultant at Fidelity Investments, where he has worked since 2021 in various roles, including Investment Solutions Representative and Investment Consultant. Prior to joining Fidelity, he served as Vice President and Consultant Relations Manager at Franklin Templeton Investments from 2005 to 2020. His professional experience spans over two decades in the financial services industry. Brian focuses on understanding the unique needs of families to develop financial plans aimed at growing, preserving, and transferring wealth. He emphasizes a client-first approach built on honest communication and trust, supported by the expertise of the Fidelity team. Outside of his professional work, Brian enjoys activities such as beach outings, family activities, fitness, hiking, tennis, and volunteering.

Joel Sanchez is a CFP® with three years of industry experience currently with Vanguard Advisers. He has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc., among other roles. Outside of finance, he has experience with several small businesses including Spaz Beverage and EcoSheild Pest Control. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct diversified portfolios primarily from Vanguard funds and ETFs, offering various tax-aware and customization features.

James Green is a Series 66-licensed financial advisor at Vanguard Advisers with three years of industry experience. He has worked at several Vanguard entities since 2023 and previously spent time at Equitable Advisors and Widener University in various roles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to set personalized asset allocations and offering portfolios mainly composed of Vanguard funds and ETFs.

Leah Lezanic is a Wealth Management Advisor and Portfolio Manager at Merrill Lynch Wealth Management, based in Wayne, Pennsylvania. She joined Merrill in 2021 after beginning her career at J.P. Morgan. Leah holds Series 7 and Series 66 registrations and has earned the Certified Financial Planner® (CFP®) and Chartered Retirement Planning Counselor™ (CRPC™) designations. As a Portfolio Manager, she creates custom portfolios and tailored solutions to meet the unique needs of her clients, servicing professionals, business owners, families, and others across more than 20 states in the U.S. Leah's practice centers around comprehensive financial planning, helping clients build roadmaps for their future goals such as retirement planning, education funding, managing generational wealth, and gaining confidence in financial decisions. Her client focus areas include family wealth management strategies, women and wealth, individual and corporate investment strategy, and retirement income. She holds a Bachelor's degree in marketing from Pennsylvania State University. Leah lives in Philadelphia, Pennsylvania, with her fiancé and mini dachshund. She enjoys running, golfing, reading, running marathons, traveling, and practicing yoga. Leah is also involved in her community through volunteering with Back on My Feet Philadelphia.

Joseph Staley is a financial advisor at Equitable Advisors with eight years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2018, including a prior role at AXA Advisors. Outside of his financial advisory work, Staley serves as an assistant wrestling coach at W.T. Woodson High School in Fairfax County. Equitable Advisors serves a diverse client base, including individuals, high-net-worth and institutional clients, offering financial planning, broker-dealer services, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing a delivery model that emphasizes third-party program sponsors and LPL-sponsored solutions.

Charles Riley Jr. is a Series 66-licensed advisor with Vanguard Advisers, where he has worked since 2008, accumulating 18 years of experience at the firm and 28 years in related roles within The Vanguard Group and Vanguard Marketing Corporation. His outside activities include serving as a limited agent for investment matters on behalf of immediate family members. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a wide range of customizable portfolios largely composed of Vanguard funds and ETFs.

Daniel Holloway is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 designations and 24 years of industry experience. His career includes roles at Brinker Capital Securities LLC, Orion Portfolio Solutions LLC, and Brinker Capital Inc. prior to joining Vanguard. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of over 2,200 advisors.

Stefen Shields is a financial advisor at Vanguard Advisers with five years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2021. His background also includes roles at Kooma and a variety of other organizations. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s approach uses goal-based, algorithm-driven asset allocation, largely investing in Vanguard funds and ETFs with options for tax efficiency and customization.

Lawrence Kelly is a financial advisor with Wells Fargo Advisors in Exton, PA, holding Series 63, 65, and 66 licenses and bringing 35 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Kelly is also the owner of First Flag Capital Advisors, an investment-related business based in Exton, PA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory services with multiple financial product offerings.

Mary Wagner is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 licenses and bringing 25 years of industry experience. Her prior roles include positions at Summit Group Retirement Planners, LPL Financial, and Private Advisor Group. She serves on the boards of the American Swedish Historical Museum and Emergency Aid of Pennsylvania and is involved as an author, educator, and speaker with the Society for Financial Awareness. Cambridge Investment Research Advisors is a large SEC-registered advisor serving a diverse clientele, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and platform arrangements.

David Heffernan is a financial advisor at Vanguard Advisers with four years of industry experience. He holds a Series 66 designation and has worked at The Vanguard Group since 2022. Prior to his financial advisory role, he held positions in the automotive and hospitality sectors. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, serving a large client base with a combination of digital platforms and advisor support.

Anthony Russo is a CFP® professional with 22 years of industry experience, currently serving at Cetera. His prior experience includes roles at Avantax Advisory Services, HD Vest Insurance Agency Inc, and operating his own CPA practice focused on tax preparation. In addition to financial advising, he prepares and signs individual income tax returns, meeting with clients to address tax questions and advising on federal withholding. Cetera Investment Advisers LLC is a large SEC-registered firm that supports over 10,000 advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a wide range of portfolio management and financial planning services, including access to third-party money managers and both discretionary and non-discretionary program options.