Robert Kraus is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds Series 66, Series 65, and Series 63 licenses. Prior to joining Citigroup in 2017, he worked at Chevy Chase Trust from 2006 to 2017 and Chevy Chase Financial Services from 2004 to 2009. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including operating as a security-based swap dealer and futures commission merchant.

William Schroen is a financial advisor with Empower Advisory Group, holding a Series 66 designation and 12 years of industry experience. His prior experience includes roles at Simplicity, PNC Investments LLC, Bank of America, Merrill, LPL Financial, Amazon, CUNA Brokerage Services, Morgan Stanley, and J.P. Morgan Securities. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients. The firm delivers integrated services linked to Empower’s recordkeeping platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

Mohamad Ali Atwi is a financial advisor with Eagle Strategies (NY Life) based in Vienna, VA, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. He previously worked for HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. for 15 years before joining his current firm. Outside of his advisory role, he is president of Glenville Grove Rentals LLC, a residential rental business. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, as well as charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors, with a focus on tailored recommendations and primarily non-discretionary assets under management.

Dang Thanh Nguyen is a financial advisor at Transamerica Financial Advisors with a Series 66 designation and one year of industry experience. Prior to joining Transamerica, he worked in various roles including positions at HDBank, TTC Land, Hoa Lam and Dong Duong Corporation, and Vietbank. Transamerica Financial Advisors serves individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services featuring proprietary and third-party model portfolios with discretionary and non-discretionary options.

Charles Ruttenberg is a financial advisor at Oppenheimer with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Oppenheimer since 2009, following a 14-year tenure at Citigroup Global Markets. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm provides a range of programs with both discretionary and non-discretionary management, covering equity, balanced, and fixed-income portfolios alongside consulting and retirement services.

Christopher Persak is a financial advisor with Principal Financial Services, holding a Series 66 designation and 21 years of industry experience. He has been with Principal Securities Inc. and Principal Life Insurance Company since 2004. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and active-duty military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Kristin Chisam is a financial advisor at Citigroup Global Markets with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Citigroup and Citibank NA since 2013, with a brief period of unemployment in 2025. Based in Washington, DC, her career has been focused within the Citi organization. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles and arrangements.

Monique Sinmao is a financial advisor at Cerity Partners LLC with 14 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at SOL Capital Management Company, Pontoro, and Marlo. Cerity Partners advises a diverse client base including individuals, families, trusts, business entities, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm offers customized wealth management services and employs a client-specific investment framework that incorporates quantitative screening, manager selection, and access to alternative and private market solutions.

Michael Orleans is an investment advisor representative at Kestra Advisory with 23 years of industry experience. He has worked with Kestra Investment Services since 2010 and Kestra Advisory since 2016. Orleans serves as director of Special Needs Special Planning at The Meltzer Companies and has held leadership roles, including past president of Shared Horizons, where he participated on the finance committee. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients. The firm offers services including plan design, fiduciary consulting, vendor searches, and employee education, and manages approximately $79.8 billion in assets for clients such as sovereign wealth funds and large institutional investors.

Steven Dominguez Paredes is a financial advisor at TIAA-CREF with eight years of industry experience and a Series 66 credential. His prior roles include positions at Commonwealth Financial Network, Wells Fargo Clearing Services, Merrill, and U.S. Trust Bank of America Private Wealth Management. Outside of his advisory work, he owns an LLC that leases office space to a nail salon business. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes one-time planning services from ongoing discretionary management and operates within a vertically integrated structure that includes affiliated funds.

Michael Hohenstein is a CFP® professional with 15 years of industry experience, currently serving at First Command Advisory Services since 2015. He has worked within various entities of First Command since 2011. First Command Advisory Services is an SEC-registered investment adviser focusing on individuals, corporate, and charitable clients, with an emphasis on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Lavonna Mason is a financial advisor at Truist Advisory Services with 17 years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing for six years before joining Truist in 2022. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary manager relationships. The firm integrates AI-enabled research tools and operates with multiple inter-affiliate service arrangements to support its investment and manager selection processes.

David Sotsky is a financial advisor at Rockefeller Financial LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill Lynch, Convergent Wealth Advisors, UBS Financial Services, and Citigroup Global Markets. Rockefeller Financial LLC serves high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting services through a Private Advisor model and a consolidated investment platform, while also operating as a registered broker-dealer with capabilities in securities transactions, variable insurance products, placement, and investment banking services.

Peter Halbrook is a CFP® professional with 14 years of experience in financial advising. He is currently with Janney Montgomery Scott LLC and has previously worked at TritonPoint Wealth, Goldman Sachs Personal Financial Management, and PNC Wealth Management. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering a range of brokerage services, financial planning, and advisory programs.

Manfred Klee Saieh is a financial advisor at Cerity Partners LLC with one year of industry experience. He holds the Series 65 designation and has previously worked at SOL Capital Management Company and the United Nations Development Programme. Cerity Partners advises a diverse client base including individuals, families, trusts, business entities, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets as of December 2025. The firm offers customized wealth management services and employs a client-specific investment framework that integrates quantitative screening, manager selection, and direct security selection, alongside access to alternative and private market solutions for qualified clients.

Kyle Brady Lusk is a CFP® professional with eight years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc., where he has worked since 2024. His prior experience includes roles at Pruco Securities, LLC and Fidelity Investments. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab & Co. referred clients. The firm’s approach is based on standard asset-allocation models and internal research tools, offering tailored recommendations with client authorization required for trades.

Richard Banziger is a financial advisor with Kestra Advisory Services, holding Series 63 and Series 65 credentials and bringing over 40 years of industry experience. He is the founder and owner of Retirement Planners & Administrators, Inc., where he provides strategic oversight. His career includes roles at Kestra Investment Services, Capstone Retirement Group, and Paybridge, LLC. Kestra Advisory Services offers investment advisory and retirement-plan consulting to plan sponsors and a wide range of institutional and individual clients, providing services such as plan design, fiduciary consulting, employee education, and advisor-managed accounts. The firm serves large institutional investors, including sovereign wealth funds, and delivers solutions through multiple management platforms and third-party partnerships.

Julian Collier is a financial advisor with Truist Advisory Services in McLean, VA, holding Series 66 and Series 63 licenses and bringing 13 years of industry experience. He has been with the firm and its predecessors since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing both discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and integrated inter-affiliate operations.

Kristen Andrejev is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Creative Planning since 2021. She previously worked for over two decades at Sullivan, Bruyette, Speros & Blayney, LLC. Based in McLean, VA, she holds the Series 63 designation in addition to her CFP® credential. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning-led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by additional portfolio management techniques and integrated retirement plan services.

Luke Johnson is a financial advisor with Eagle Strategies (NY Life) based in Vienna, VA. He holds the ChFC® designation and the Series 63 license, with 25 years of industry experience. Johnson has worked with NYLIFE Securities LLC since 2001 and New York Life Insurance Company since 2000. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, managing the majority of its assets on a non-discretionary basis.