Daniel Stein is a financial advisor at Charles Schwab with 19 years of industry experience. He holds the CFP® and CFA® designations and has worked at Charles Schwab since 2006, including roles at Charles Schwab Bank and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by research from the Schwab Center for Financial Research.

Arnold Connor Jr. is a financial advisor at Cetera with 32 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including VOYA Financial Advisors and Cetera Wealth Services, LLC. He is also a part owner of Kurtz, Connor, Browning & Phillips, LLC, a DBA involved in the sales of securities and insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients from individuals to institutional accounts. The firm operates a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Tori Fritz is a Series 66-licensed financial advisor at Morgan Stanley with six years of industry experience. She previously worked at UBS Financial Services from 2005 to 2021 before joining Morgan Stanley Smith Barney LLC in 2021. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analyses such as Monte Carlo simulations to support its financial planning process.

Tiara Green is a Planning Consultant at Fidelity Investments, where she assists clients in developing personalized, holistic financial plans. She aims to help clients navigate their financial journeys with confidence by building trusted relationships and providing a unique client experience. Tiara joined Fidelity Investments in 2023 as a Relationship Manager before transitioning to her current role in 2024. Prior to that, she worked as a Client Relationship Associate at Vanguard from 2021 to 2023. Her professional experience centers on client relationship management and financial planning. Outside of her professional work, Tiara has interests in art, beach activities, fitness, hiking, and reading.

Barbara Hunter is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and over 30 years of industry experience. She has worked at MassMutual since 1995 and spent 18 years with MetLife Securities and Metropolitan Life Insurance Company prior to joining her current firm. Outside of her advisory role, she is also an insurance agent specializing in life, disability, fixed annuities, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap programs, and educational seminars, with a planning process that emphasizes goal analysis and written recommendations through firm-approved software.

Pamela Mason is a Senior Financial Advisor at Merrill Lynch Wealth Management. She focuses on developing long-lasting relationships and is committed to helping individuals, families, and businesses optimize their finances at every stage of life. Pamela has expertise in areas including college education planning, family wealth management strategies, legacy planning, LGBT wealth planning, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, and women and wealth. Raised in the UK, Pamela completed her undergraduate studies at The University of Strathclyde and graduate studies, including an MBA from The Adam Smith Business School at the University of Glasgow. She earned the Chartered Retirement Planning Counselor (CRPC) designation in April 2017 and entered the securities field in the USA in 2012. Pamela also holds the Personal Investment Advisor (PIA) designation. Outside of her professional work, Pamela is active in her community with a particular interest in animal rescue. She volunteers at Promises Animal Rescue in Gainesville, VA, where she performs various roles such as conducting audits of homes for prospective fosterers or adopters. Her personal interests include cooking, gardening, hiking, interior decorating, running, spending time with family, and writing.

Lori Caumeil is a CFP®-certified financial advisor at Morgan Stanley with 23 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to model financial outcomes.

Marco Jauregui Flores is a financial advisor with Edward Jones in Manassas, VA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Upskill Training Partners LLC and held positions with American Airlines in Peru and Bolivia. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients through a nationwide network of more than 23,000 advisors and 15,000 branch offices. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Justin Martin is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial priorities and develop strategies tailored to their short-, mid-, and long-term goals. He serves as a resource for a range of financial needs, including investing, retirement planning, and emergency savings, and can connect clients with Bank of America specialists for banking, credit, home financing, and small business solutions. Justin holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and as a Personal Investment Advisor (PIA). He earned his Bachelor's Degree from Indiana University. His approach involves ongoing discussions with clients to address their goals, concerns, and questions, providing advice and guidance as their financial needs evolve.

Peter Agnew is a financial advisor with Merrill in Vienna, VA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Merrill and Bank of America since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Reed is a CFP® with 18 years of experience currently serving as a financial advisor at Cetera. He has a background that includes roles at Avantax and 1st Global Advisors, alongside longstanding experience as a CPA and vice president of Hogan & Reed, PC CPAs. Reed is a director of the Jack & Lovell Olender Foundation, a private charitable foundation. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to a range of model portfolios and third-party managers.

Kevin Hutto is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Royal Alliance Associates, Inc. since 2018 and at Signator Investors, Inc. from 1992 to 2018. Outside of his advisory role, he serves as chair of the Finance Committee for the town of Clifton, Virginia, a position focused on recommending financial policies and budgeting. OSAIC serves a diverse client base including individual, high-net-worth, corporate, pension, and charitable clients through a broad network of advisers. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and multiple advisory platforms to manage a wide range of investment products on discretionary or non-discretionary bases.

Maxwell Nixon is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His work history includes roles at Charles Schwab Bank and Charles Schwab, as well as prior experience outside the financial industry. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Brandon Brucker is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior roles include positions at Brucker Consulting, Georgetown Partners, and Bytedance Ltd., among others. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research-driven strategies with a broad range of financial products offered through bank and insurance affiliates.

John May is a financial advisor at OSAIC with 47 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining OSAIC in 2025, he spent 23 years with Lincoln Financial Advisors Corp. In addition to his advisory work, he teaches Social Security and IRA planning classes at his church several times a year. OSAIC serves a broad range of clients including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charities through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with investment strategies that utilize asset allocation tools, risk-tolerance assessments, and automated rebalancing across diverse asset classes.

Nasra Sudi Martin is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 credentials and seven years of industry experience. She has been with Wells Fargo Clearing since 2014. Outside of her advisory role, she works as a personal care assistant caring for her special needs daughter. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Robert Potter is a financial advisor at Edward Jones with 16 years of industry experience. He holds the Series 66 credential and has been with Edward Jones since 2010. Outside of his advisory role, he serves as senior pastor of Journey Worship Centre and is president of Breakthrough Ministries, where he is involved in speaking engagements and leadership training. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers a range of advisory strategies and affiliated investment products.

Joanne Dorris is a financial advisor with Wells Fargo Clearing who holds Series 63, 65, and 66 designations and has 33 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Arthur Mcgonigal Jr. is a financial advisor at OSAIC with 42 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Lincoln Financial Advisors Corporation and Sagemark Consulting, Inc. In addition to his advisory role, he is involved in managing family-owned mineral rights and negotiates leases with oil and gas companies through Ewing Mac, LLC. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services with multiple investment platforms and third-party solutions. The firm employs advanced asset-allocation tools and supports a range of portfolio management styles across a broad spectrum of investment products.

Russell Day is a financial advisor at Edelman Financial Engines with five years of industry experience. He holds a Series 65 designation and has worked at firms including Financial Engines Advisors L.L.C. and McGladrey. Prior to joining Edelman Financial Engines, he was employed at Boat America Corporation and New Virginia Majority. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services for individual investors, retirement-plan participants, and institutional clients. The firm combines committee-driven modeling with planner delivery and online tools, offering diversified model portfolios and a fiduciary investment process emphasizing long-term management.