Sheri Lofton is a Series 66-licensed financial advisor with Merrill, based in Raleigh, NC, and has 18 years of industry experience. She has worked at Merrill since 2008 and concurrently at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Alger is a CFP® with 26 years of experience in financial advising. He is associated with Raymond James Financial Services Advisors Inc. and has operated his own firm, Alger Financial, since 2012. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports both wrap-fee advisory programs and institutional portfolio management.

Susan Ledford is a financial advisor at Merrill with 37 years of industry experience. She holds Series 63, 65, and 66 licenses and has been with Merrill since 1989, also working at Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Kevin Cecil is a financial advisor with LPL Financial in Raleigh, NC, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked at LPL Financial since 2007 and previously spent five years with PRUCO Securities, LLC. Outside of his advisory role, Cecil is involved in fixed insurance and annuity sales under contracts with multiple insurance companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Antoinette Russell is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior work includes roles at Lenovo, Greene Resources, Abrigo, ArchiveSocial, and Best Buy. Outside of advising, she operates an e-commerce business with Amway Vitality Essentials and participates as an Amazon Associate. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Matthew Desocio is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity since 2021, with prior employment including roles at East Carolina University and Jaguar Land Rover of Raleigh. Fidelity's Strategic Advisers LLC, where Desocio is affiliated, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Adam Simpson is a financial advisor at Thrivent Investment Management in Raleigh, NC, holding a Series 66 designation with five years of industry experience. He has been with Thrivent since 2021. Prior to his financial advisory role, he worked at Riverwood Elementary from 2014 to 2021. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive goal-based analyses and written recommendations across various financial planning topics. The firm offers these planning services separately from its managed-account program, with an emphasis on periodic reviews and client engagement.

Brian Reynolds is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Osaic since 2025. He spent 25 years at Lincoln Financial Advisors Corp prior to joining Osaic. Reynolds is a board member of the Be The Rainbow Foundation in Apex, NC, which supports pediatric cancer families, and he also participates in his church’s finance committee. Osaic Wealth serves a broad mix of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization and supports a diverse range of investment programs, retirement plan consulting, and alternative investments.

Michael Austin is a financial advisor with RBC Capital Markets in Raleigh, NC. He holds a Series 66 designation and has two years of industry experience, including prior roles at UBS Financial Services and Northwestern Mutual. Outside of finance, he has experience working with Students and Trucks Inc., an organization unrelated to investment services. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with customizable investment strategies, utilizing both internal and external managers to meet client objectives.

Joseph Megaloudis is a financial advisor at Wells Fargo Clearing in Raleigh, NC, holding Series 63 and Series 65 licenses with 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to guide investment decisions.

Bradley Sears is a financial advisor with LPL Financial in Raleigh, NC, holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. His prior roles include positions at Pinnacle Financial Partners, Raymond James Financial Services, and Wells Fargo. Sears is also involved as an associate employee with Anchor Wealth Advisors and Pinnacle Asset Management, where he contributes to client relationship building and regional management. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.

Steven Consiglio is a financial advisor at Osaic Wealth with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Signator Investors Inc and John Hancock Financial Network. Outside of his advisory role, he engages in professional speaking and coaching through Noble Strategies, LLC, and serves as a trainer for Robbins Research International at Tony Robbins events. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm delivers brokerage and advisory services through a multi-advisor platform with an investment approach centered on model-based asset allocation, portfolio optimization, and a variety of managed account programs.

Timothy Wolfe is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 designations and has held various roles within Fidelity and its related entities since 2008. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves as an advisor to funds and delivers model portfolios through intermediary platforms.

Mitchell Baker is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, he held roles at Oasis Outsourcing and other companies. Outside of his advisory work, Mitchell operates a personal eBay account and streams video game content under the name notquiteroyaltyyet. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Lucas Bourne is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with Fidelity in various roles since 2008, including positions at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC serves a diverse client base including retail and institutional investors, offering investment management and advisory services that combine fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios constructed from mutual funds, ETFs, and ETPs, and is noted for its registration as a commodity pool operator, advisory role to multiple registered investment companies, and use of AI-driven research methods.

Tonya Headrick is a financial advisor with Wells Fargo Clearing in Raleigh, NC, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Morgan Stanley & Co., Incorporated from 2008 to 2009. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third‑party data sources.

Ben White is a Financial Consultant currently working at Fidelity Investments since 2025. He has extensive experience in financial advisory roles, having served as Vice President and National Financial Solutions Advisor Team Lead at Merrill from 2022 to 2025, and previously as Vice President, Financial Solutions Advisor from 2015 to 2022. He began his career at Merrill as an Operations Securities Analyst from 2011 to 2015. Ben guides families through wealth accumulation, retirement transitions, and generational planning by focusing on client-centered strategies, fostering trust, and delivering measurable outcomes. His approach emphasizes integrity, transparency, and disciplined execution to build tailored financial plans that support clients' goals and provide financial peace of mind.

Rebecca Tolbert is a financial advisor with Ameriprise in Raleigh, NC, holding Series 63 and Series 65 licenses and with 29 years of industry experience. She has been with Ameriprise and its predecessor firms since 1992. Outside of her advisory work, she serves as Vice Chair of the Guayabo Animal Rescue Foundation and President of the Board at Beth Shalom. Ameriprise provides retirement-income planning services primarily to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Toiriste O'Neal Jr. is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience with Northwestern Mutual and Wells Fargo Bank, NA. Outside of his advisory role, he is a part-owner of a photo booth rental company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Paul Pratto is a financial advisor with LPL Financial in Raleigh, NC. He holds Series 63 and Series 65 licenses and has 32 years of industry experience. Prior to joining LPL Financial in 2011, he worked at Morgan Stanley and Wells Fargo Clearing, among other firms. Pratto also serves in fiduciary capacities for several family trusts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including advisory and brokerage services delivered through a large network of investment adviser representatives.