Dennis Lehman is a CFP® with 36 years of industry experience, currently serving at OSAIC since 1991. He previously worked with Financial Planners Of Cleveland, Inc. dba NCA Financial Planners for 30 years. Lehman is also the owner of Heritage Financial Planners, an S Corporation involved in security sales, and holds a life insurance license. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment process with various strategies and maintains multiple custodial and affiliate arrangements.

L'shauna Whitaker is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Prior to joining Vanguard, she worked at LPL Financial LLC and held positions in public service and healthcare. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, offering portfolios largely composed of Vanguard funds and ETFs with various customization options.

Ashley Metcalfe is a CFP® and holds a Series 63 license, currently serving as an advisor at Vanguard Advisers with 13 years of industry experience. She has been with Vanguard in various capacities since 2013, including roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. Ashley is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice primarily for retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, using proprietary models and largely Vanguard funds and ETFs, with services delivered at scale through a combination of digital platforms and advisory teams.

Hanna Bertrand is a financial advisor at Vanguard Advisers with a Series 66 designation and three years of industry experience. She has worked at Vanguard Advisers and related Vanguard entities since 2026 and previously spent five years at Plotkin Financial Advisors and Independent Financial Group, LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Kaitlin Stacey is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and three years of industry experience. She previously worked at PNC Investments and has been with Vanguard since 2026. Outside of her advisory role, she has worked as a server and bartender at Warehouse 18 Venues. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing a large client base through a combination of digital delivery and advisor support.

Lakisha Allen is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years at Merrill. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm operates on a large scale with over 14,000 financial advisors and approximately $671 billion in assets under management, providing both brokerage and advisory solutions.

Alan Morgan is a financial advisor with LPL Financial in Mooresville, NC, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at IFG Advisory, LLC and Carolina Planning Consultants, LLP. Outside of advising, he serves as a FINRA arbitrator and works as an ice hockey official. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers various financial planning and portfolio management solutions, utilizing both proprietary research and third-party strategies.

Kevin Stahler is a CFP® with 16 years of industry experience, currently serving at Vanguard Advisers since 2025. He has been associated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2010. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that emphasizes personalized asset allocation and a broad range of customization options.

Jeremy Mitchell is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 65 licenses and has 21 years of industry experience. Prior to joining Vanguard in 2021, he worked at BBVA-affiliated firms from 2019 to 2021 and at TIAA from 2014 to 2019. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs.

Andrew Patrick is a financial advisor at Vanguard Advisers in Charlotte, NC, holding a Series 66 designation with one year of industry experience. His prior work includes roles at OSI Americas, YouGov, and Tom James, among others. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, focusing on retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages a large client base with a digital platform complemented by a team servicing model.

Nicholas Bernick is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has one year of industry experience and has previously worked at Northwestern Mutual, Johnson Brothers Mutual, and Prudential Advisors. Outside of his advisory work, Bernick volunteers with the Miracle League of Greater Charlotte. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual investors, retirement plans, and charitable entities. The firm’s investment approach is largely model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to financial planning, third-party asset managers, and insurance products through affiliated entities.

David Wilson is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with Vanguard since 2012 in various roles and has operated Words of Wilson, LLC as a writer since 2020. Outside of advising, he is involved in writing through his own business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with personalized asset allocations, managing a large client base through its digital platform and team servicing model.

Christopher Coffman is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 designations and has 10 years of industry experience, all with The Vanguard Group since 2016. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Randolph Roark is a CFP® with 22 years of industry experience and has been with Vanguard Advisers since 2011. He also holds experience with Vanguard Marketing Corporation and The Vanguard Group, Inc., where he has worked since 2004. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base using a combination of proprietary technology and team servicing.

Steven Clarke is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has worked at Vanguard and its related entities since 2015, with prior experience at TIAA-CREF Individual & Institutional Services and Edward Jones. Clarke is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs, supporting a high client-to-advisor ratio through its digital platform and team servicing model.

Sean Molloy is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 credentials and four years of industry experience. He has worked at multiple firms including Vanguard Group, Valet Living, and College HUNKS Hauling Junk. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes proprietary methodologies and Vanguard funds and ETFs. The firm manages a large volume of client relationships through its digital platform combined with team servicing.

Samuel Sissine is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing and National Life Group during his career. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to inform its investment approach.

Charles Stoner is a financial advisor with Morgan Stanley in Cornelius, NC, holding Series 63 and Series 65 licenses with 21 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individual and institutional clients, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and economic modeling as part of its financial planning process.

Grover White IV is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and bringing 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016, with prior experience at Citigroup Global Markets and Legg Mason Wood Walker, Incorporated. He also serves as a trustee for his father's investment trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from its investment institute and third parties, offering both brokerage and advisory solutions across a wide range of financial products.

Joshua Hollar is a financial advisor at Wells Fargo Clearing in Charlotte, NC, with 19 years of industry experience. He has held his current role since 2016. Outside of his advisory work, he holds a minority ownership interest in OUTSIDEIN ENTERTAINMENT LLC, a virtual reality video game company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach and offers a broad range of brokerage and advisory solutions.