William Pherson is a financial advisor at LPL Financial with 10 years of industry experience. He holds the Series 66 designation and previously worked for Commonwealth Financial Network for 12 years before joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supporting advisors with a range of investment strategies and operational tools.

Serena Bachoua is a Series 66-licensed financial advisor with six years of industry experience. She has been with LPL Enterprise, LLC since 2024 and previously worked at LPL Financial LLC from 2020 to 2024. Her background also includes various roles outside finance, such as positions at Ross Dress for Less, Panda Express, Panera Bread, and Reliable Appliance Service. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse clientele, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by internal and third-party strategists, and offers financial planning, access to asset managers, and participation in wrap programs.

William Carlson is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. He has held roles at Charles Schwab and Charles Schwab Bank since 2023, with prior experience at Modis and various positions outside the financial industry, including work with the YMCA of Metropolitan Dallas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment recommendations and access to discretionary separately managed accounts. The firm is notable for its integrated structure, large client base, and multi-asset investment approach supported by in-house research and a formal alternative investments platform.

Drayton Henderson is a financial advisor at Robert W. Baird & Co. with 17 years of industry experience. He has held his current position since 2011 and previously worked at Merrill from 2009 to 2011. He holds the Series 66 designation. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers financial planning, portfolio management, and custody services, utilizing a combination of internally managed strategies and external partnerships.

Gregory Duckworth is a financial advisor at Morgan Stanley with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at major firms including Wells Fargo Clearing, UBS Financial Services, and Citigroup Global Markets. He serves as a board member for South Charlotte Partners, Inc., a community and cultural organization, and is the sole proprietor of Eureka Trading Company, LLC, an investment and finance-related business. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning through structured discovery and proprietary tools. The firm manages approximately $2.74 trillion in client assets and offers financial planning both directly and through corporate agreements.

Amanda Davis is a financial advisor with Morgan Stanley in Charlotte, NC, holding a Series 66 license and 12 years of industry experience. She has been with Morgan Stanley since 2014. Outside of her advisory role, she is an independent Avon sales representative and the owner of Krafty Creations LLC, a retail and online sales business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Cody Sanchez is a financial advisor at UBS Financial Services in Charlotte, NC, holding a Series 66 designation with seven years of industry experience. His career includes roles at Bank of America, Merrill, and Warren Averett prior to joining UBS in 2020. Sanchez also worked briefly at Colony Animal Clinic in 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Michael Mcgowan is a CFP® with 28 years of industry experience and currently affiliated with OSAIC. He has worked with Michael W. Mcgowan, CPA PA since 2004 and Royal Alliance Associates, Inc since 1999. In addition to his advisory role, he provides tax preparation, consulting, and accounting services through his CPA practice. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services that include comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm utilizes a model-based investment process with various program options supported by an extensive affiliate network and private equity ownership.

R Mitchell Wickham is a financial advisor with UBS Financial Services in Charlotte, NC, holding Series 65 and Series 66 designations and 27 years of industry experience. He previously worked at Bank of America and Merrill, each for over a decade. Wickham serves on the fundraising committee for Charlotte Latin Schools and participates in the endowment planning committee at his local church. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Luke Fontechia is a financial advisor at UBS Financial Services holding a Series 66 designation. He has one year of industry experience, with prior roles at Morgan Stanley and a background that includes positions in education and other ventures. He was involved with Rent-A-Rita from 2021 to 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor client plans and provides a range of services including financial planning, portfolio management, and capital markets solutions.

Ryan Collin is a financial advisor with LPL Financial in Fort Mill, South Carolina, holding CFP® and ChFC® designations and over 20 years of industry experience. His career includes roles at firms such as Synovus Securities, Pinnacle Bank, and Highland Capital. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports its advisors with a range of investment options, technology tools, and access to third-party asset managers while maintaining oversight of a large advisor network and significant discretionary assets.

Seaver Riccordella is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2022, he worked at Equitable Advisors and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Robert Condron Jr. is a CFP®-designated financial advisor with 37 years of industry experience, currently with Cambridge Investment Research Advisors. His prior roles include positions at Cetera, Bridge Financial Partners, and H.D. Vest Insurance Agency. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organization clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of thousands of financial professionals.

John Manocchio is a CFP®-credentialed financial advisor with over 31 years of industry experience. He is currently with LPL Financial and has previously worked with firms including Commonwealth Financial Network and Pacific Crest Wealth Planning. Manocchio is also involved in tax preparation services outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various allocation approaches.

John Parker is a financial advisor at Merrill in Charlotte, NC, with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 2008, as well as Bank of America, N.A. since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel De Milo is a financial advisor with LPL Financial, holding a Series 66 designation and approximately one year of industry experience. His background includes roles in retail and education, such as employment with Smoothie King and teaching positions at Cuthbertson High and Middle Schools. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

John Newbanks is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 35 years of experience in financial advising. He joined Merrill Lynch after a brief tenure in Commercial Banking and has focused his career on helping individuals achieve their financial goals through goals-based investing and portfolio management services. As a second-generation financial advisor, he brings a lifetime of experience to his practice. John holds a Bachelor of Science degree in Business Administration from the University of North Carolina at Chapel Hill and earned his Master of Business Administration degree with Honors from the University of Notre Dame. He also holds the Certified Financial Planner (CFP) certification and is designated as a Personal Investment Advisor (PIA). Outside of his professional work, John is involved in his community through Saint Gabriel Catholic Church, where he participates in the Hand Bells and Men's Club. In his personal time, he pursues a variety of interests including antiquing, chess, football, genealogy, painting, photography, reading, traveling, watching movies, and writing. John emphasizes understanding clients' values and objectives to help them plan their legacies and pursue their life goals.

Lisa Leavy is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 designation and has a work history that includes 22 years at Wells Fargo Bank before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Joseph Gugino is a financial advisor with LPL Financial in Fort Mill, SC, holding the CFP® designation and Series 66 license. He has 16 years of industry experience, including prior roles at Commonwealth Financial Network, MSI Financial Services, Inc., and New England Securities. Gugino also owns Gugino Wealth Management, Inc., a private entity facilitating securities, advisory, and insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional retirement platforms.

Chloe Du is a financial advisor with LPL Financial, holding a Series 66 designation and beginning her advisory career in 2024. Her prior experience includes roles at the University of North Carolina at Chapel Hill and teaching positions at Marvin Ridge High School and Nonsuch High School for Girls. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, employing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational and research tools.