James Reeves is a financial advisor with Morgan Stanley in Alpharetta, GA, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at E*TRADE Securities LLC, E*TRADE Capital Management LLC, Bank of America, and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Scott Johnson is a financial advisor with Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He previously worked at E*TRADE Capital Management LLC and Fidelity Brokerage Service LLC. Outside of his advisory role, he operates a DIY credit repair business. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and established tools, and it offers diverse investment solutions alongside traditional wealth management services.

Cynthia Skaggs is a CFP®-certified financial advisor with LPL Financial in Atlanta, GA, where she has worked since 2011. She has 23 years of experience in the industry. Skaggs is involved with fixed insurance products and manages insurance cases through The National Benefit Corporation, which acts as her general agent for insurance analysis and back-office support. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a network of investment adviser representatives. The firm offers a broad range of financial planning, advisory programs, and retirement consulting services using both discretionary and non-discretionary management approaches.

James Keel III is a financial advisor with Morgan Stanley in Atlanta, GA, holding Series 63 and Series 65 credentials and 43 years of industry experience. His career includes long-term roles at Morgan Stanley Smith Barney and Citigroup Global Markets. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes structured planning processes and serves clients through both individual and corporate arrangements.

William Bearden is a financial advisor with Mass Mutual Investors Services in Atlanta, GA. He holds Series 65 and Series 63 licenses and has three years of industry experience. Prior to joining Mass Mutual, he worked with MWA Financial Services, Modern Woodmen of America, Gwinnett County Public Schools, and the University of West Georgia. Outside of his primary role, he is a partner and financial planner at Piedmont Strategic Advisors LLC and serves as an insurance agent with Piedmont Brokerage. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and presents event-driven planning programs including estate settlement and divorce planning.

Richard Jordan is a financial advisor with Wells Fargo Advisors in Alpharetta, GA. He holds the Series 66 designation and has one year of industry experience following a 28-year career in the U.S. Navy. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including retirement, education, and special-niche planning, using proprietary research and tools to develop tailored client recommendations.

Elizabeth Walton is a financial advisor with Morgan Stanley in Alpharetta, GA, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Morgan Stanley, she worked at AchieveIt and has been involved with Select Model Management Atlanta, a modeling agency, as an independent contractor since 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a variety of advisory programs supported by firm-approved planning tools and investment research.

Candice Smith is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2011, including her current role at Morgan Stanley Private Bank, N.A. since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Tyler Legault is a Financial Consultant at Fidelity Investments, a role he has held since 2022. He has been with Fidelity Investments since 2020, progressing from Financial Representative to Investment Consultant before his current position. Tyler works with a diverse clientele including retirees, young professionals, and widows or widowers. His approach focuses on building confidence in financial plans to help clients navigate changing lifestyles and economic conditions. Tyler emphasizes the use of visual tools to educate clients, aiming to help them stay focused and organized during regular check-ins and plan reviews. He holds a California Insurance License, supporting his ability to advise on insurance matters. Outside of his professional responsibilities, Tyler has interests in baseball, football, movies, pets, traveling, and volunteering.

Jack Norwood is a financial advisor at Morgan Stanley in Alpharetta, GA. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2025. His prior experience includes roles at George Pickett and Associates, State Street Corporation, and Blackbridge Financial, as well as involvement with White Sand Beach Association. Outside of finance, he was affiliated with Wears Woody for seven years. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers planning services through both direct and corporate financial planning agreements.

Christian Bratton is a CFP® professional with six years of industry experience, currently advising at Osaic Wealth, Inc. in Marietta, GA. Prior to joining Osaic, he worked at FSC Securities / The Legacy One Group and has a background that includes seven years at Wellstar Cobb Hospital. He holds additional roles including supervising functions at SingleTrack Financial LLC and is involved in insurance sales. Osaic Wealth, Inc. serves a diverse clientele ranging from individual investors to institutions, providing integrated brokerage, investment advisory, and financial planning services. The firm employs a range of tools and third-party platforms to construct and manage portfolios across multiple asset classes, offering discretionary and non-discretionary account management.

Maria Hawkins is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds the Series 66 designation and has been with UBS since 2012. Outside of her advisory role, she is the proprietor and owner of NicH Inversiones LLC, a company involved in real estate purchasing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocation to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Kenneth Thomas is a CFP® with 29 years of industry experience and has been with Cambridge Investment Research Advisors since 2008. He holds Series 63 and Series 65 licenses and operates out of Alpharetta, GA. Outside of his advisory role, he is the owner and independent insurance agent of CPI Wealth Advisors LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform options tailored to client objectives.

Clark Turner III is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 65 and Series 63 credentials and has previously worked at firms including Morgan Stanley, E*TRADE Capital Management, and SunTrust Investment Services. Outside of his advisory role, Turner is involved as an agent team member at Tim Broyles and Phillip Bell Insurance Agencies. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and manages multiple registered investment companies and fund-of-funds.

Paul Kidder III is a financial advisor with Charles Schwab in Alpharetta, GA, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Isabell Lee is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been active in the financial services industry since 2012, focusing on developing potential solutions and providing investment guidance tailored to individuals, families, and businesses by understanding their short- and long-term financial objectives. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, institutional and corporate benefit services, employee financial health, legacy planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. Isabell holds a bachelor's degree and a master's degree from Marshall University. She is a CERTIFIED FINANCIAL PLANNER™ certificant, a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She brings a collaborative approach to financial planning, aiming to create personalized plans designed around clients' lives, families, goals, and aspirations. Outside of her professional role, Isabell, along with her husband Mat and their two children, live in Alpharetta, GA. She is active in the community, supporting organizations such as Habitat for Humanity, International Charter School of Atlanta, and United Futbol Academy. Her interests include soccer, spending time with family, tennis, traveling, and volleyball.

William Ponder is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines proprietary research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted recommendations primarily for assets managed within Ameriprise accounts.

George Lipsey is a Series 63-licensed advisor at Raymond James & Associates with 29 years of industry experience. He has been with Raymond James since 1997. Lipsey is the owner of Lipsey Wealth Management LLC, an entity established to hold the real estate lease for his office and manage associated expenses. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing roughly $501 billion in assets. The firm serves individuals, institutions, pension plans, and other entities, offering financial planning, non-discretionary investment consulting, municipal advisory services, and a range of portfolio management styles supported by affiliated research and model managers.

Daan Mutsaers is a financial advisor at Raymond James Financial with seven years of industry experience. He holds the Series 63 designation and has worked at several firms, including TrueWealth Management and Bluerock Wealth Management, before joining Raymond James and its affiliated entities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, alongside specialized municipal and retirement plan advisory services.

Carla Kesterson is a CFP® professional with 32 years of experience in the financial services industry. She has been affiliated with Cambridge Investment Research Advisors since 2009 and has prior experience with Cambridge Investment Research, Inc. Carla also works as an independent insurance agent in Atlanta, GA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, employing a range of portfolio management strategies and platform arrangements.