Steven Howell is a financial advisor with Equitable Advisors in Marietta, GA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, LLC, since 1999. Howell serves as an Investment Policy Committee Member for PST Advisors, LLC, contributing to quarterly investment committee meetings. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

David Payne is a financial advisor with Wells Fargo Clearing in Cartersville, GA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Bank NA in various roles since 2013. Outside of his advisory work, he holds a partial ownership interest in Flint River Hunting Preserve LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through a network of more than 14,000 financial advisors and offers both brokerage and advisory solutions.

Isaac Whitmore is a Financial Consultant currently working at Fidelity Investments since 2020. He has over 25 years of experience in the financial services industry, having held positions at several notable firms. His previous roles include Senior Financial Consultant at TD Ameritrade from 2004 to 2020, Financial Consultant at E*Trade Financial from 2000 to 2003, and Financial Advisor at Morgan Stanley from 1999 to 2000. Throughout his career, Isaac has focused on partnering with clients to understand their unique goals, needs, and concerns. He leverages Fidelity's resources alongside his experienced wealth management team to assist clients in working toward their financial success. Isaac aims to be a trusted advisor for his clients over the long term.

William Dyches is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Cambridge Investment Research since 2010. Outside of his advisory role, he is involved in several family-owned and partnership real estate ventures in Savannah, GA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements.

Timothy Davis is a financial advisor at Raymond James Financial with seven years of industry experience. He holds a Series 66 designation and has held positions at Bank of America, Merrill, and Pinnacle Financial Partners. Outside of his advisory role, he works as a licensed bank associate at Pinnacle Asset Management, assisting clients with banking and investment needs by referring investment matters to Raymond James. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support tailored investment recommendations.

Alicia Jordan is a financial advisor at Morgan Stanley with 22 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2009 and holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques to assist clients in developing personalized financial strategies.

Jack Wang is a financial advisor with Wells Fargo Clearing in Roswell, GA, holding Series 66 and Series 63 designations and possessing 11 years of industry experience. His prior roles include positions at PNC Investments LLC and PNC Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and employing diversification principles and modern portfolio theory in its investment approach.

Michael Moses is a financial advisor at Morgan Stanley in Atlanta, GA, holding a Series 66 designation with 18 years of industry experience. He previously worked at Merrill for 19 years before joining Morgan Stanley in 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques in its financial planning process.

Charles Lutrick is a financial advisor at Cetera with 37 years of industry experience. He holds the ChFC® designation and Series 63 license. His career includes roles at ATL Global Advisors and Cetera Advisors LLC. Outside of his financial services work, Lutrick serves as a First Lieutenant in the Civil Air Patrol, where he is involved in aircraft maintenance for search and rescue operations. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a wide range of program structures and investment strategies.

Patrick Clarke is a Financial Consultant currently working at Fidelity Investments since 2024. He has held several roles within Fidelity Investments, including Investment Consultant from 2023 to 2024, Planning Consultant from 2022 to 2023, and Financial Representative in 2022. Prior to joining Fidelity, Patrick worked as a Wealth Strategist at Northwestern Mutual from 2021 to 2022. His earlier experience includes positions at J.P. Morgan Chase Bank as Vice President - Private Client Banker from 2020 to 2021 and Relationship Banker from 2019 to 2020, as well as Licensed Personal Banker at Wells Fargo Bank from 2016 to 2019. Patrick focuses on assisting clients in working toward their investment and retirement goals. He emphasizes the importance of clients feeling heard and understood from the beginning of their interactions, aiming to build genuine relationships by putting clients first in all his work.

Andrew Sperry is a CFP® professional with 40 years of industry experience. He has worked at OSAIC since 2023 and was previously with FSC Securities Corporation for 27 years. He is the owner of Sperry Financial Services, where he offers insurance products as an independent insurance agent. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct and manage portfolios across various investment types.

Ayanna Fears is a financial advisor at Morgan Stanley in Atlanta, GA, with six years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2023 and Morgan Stanley Smith Barney LLC since 2020. Her prior roles include positions at Merrill, Bank of America, and the DeKalb Board of Health. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides planning through both direct and corporate channels.

Victor Fermin is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Wells Fargo Bank NA since 2011. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Elizabeth Mayhak is a Series 66-licensed financial advisor at OSAIC with six years of industry experience. She previously worked at Woodbury Financial Services and has held roles involving client service and administrative support within the financial sector. Outside of advisory work, she assists with divorce financial analysis through a separate business activity. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations, offering integrated brokerage and advisory services supported by advanced portfolio construction tools and multiple advisory platforms.

Ethan Staats is a financial advisor at Morgan Stanley with 23 years of industry experience. He has been with Morgan Stanley since 2012 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Staats owns a pilot services business based in Atlanta, Georgia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides tailored financial planning and a variety of advisory programs supported by established planning tools and investment research.

John Michael Brunetti is a financial advisor with LPL Financial in Roswell, GA, holding a Series 66 credential and 11 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Kovack Advisors, Inc. and Kovack Securities, Inc. for 11 years. Outside of his advisory role, he is a silent partner in multiple restaurant ventures, including Rock 'N' Taco Holdings. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and third-party research.

Colin Luke is a financial advisor at LPL Financial with 18 years of industry experience. He holds a Series 66 designation and previously worked at Waddell & Reed, Inc. and various insurance carriers for W&R Insurance Agencies before joining LPL Financial in 2021. He is also involved with Sumac Wealth Management Inc, a non-investment business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios, research, and various technologies.

Brian Dyndur is a financial advisor at LPL Financial with the Series 66 designation and 21 years of industry experience. He previously worked at Merrill and Bank of America before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, retirement consulting, and brokerage services, utilizing a range of management approaches and model portfolios supported by internal and third-party research.

Matthew Brown is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Derek Peterson is a financial advisor with Thrivent Investment Management in Marietta, GA, holding a Series 66 designation and 23 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic analyses and allows clients to combine planning with managed-account programs while keeping these services separate.