Kathryn King is a financial advisor at Merrill in Atlanta, GA, holding a Series 66 license with 13 years of industry experience. She has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stanley Sharp is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with Merrill since 1985, also working at Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Steven Crowley is a financial advisor with Morgan Stanley in Atlanta, GA, holding a Series 66 designation and five years of industry experience. Prior to joining Morgan Stanley in 2021, he was involved with Perco Equipment Rental, LLC and Southern Land Conservation, LLC. Outside of his advisory role, Crowley has passive partnerships in several land and real estate-related entities and is a passive partner in a tech startup focused on booking outdoor guided trips. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and modeling techniques.

Nicole Decker is a financial advisor with Merrill based in Atlanta, GA, holding a Series 66 designation and three years of industry experience. Her prior experience includes positions at Bank of America N.A. and Tavistock, as well as a role with Atlanta Habitat for Humanity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Timms is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in working with corporate executives, family wealth management, legacy planning, retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. David collaborates closely with clients and their other professional advisors to develop personalized financial strategies aimed at helping clients pursue their long-term goals. David began his career at Merrill Lynch in 1996 and holds a Bachelor of Arts degree from Furman University. He has earned several professional designations, including Certified Private Wealth Advisor® (CPWA) from the Investments & Wealth Institute™ and the University of Chicago, Chartered Retirement Planning Counselor™ (CRPC), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). His approach includes comprehensive wealth management emphasizing planning, cash flow, risk management, and efficient wealth transfer. Outside of his professional role, David is involved in community organizations such as the Boy Scouts and the Foster Foundation. He enjoys personal interests including baseball, cooking, fishing, golfing, running, scuba diving, spending time with his family, and traveling.

Betty Jo Renner is a financial advisor with Merrill in Atlanta, GA, holding Series 63 and Series 65 credentials and 30 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith since 2011, totaling 15 years at the firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Blake Goodman is a financial advisor at Morgan Stanley in Atlanta, GA, with 17 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its predecessor firms since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery and firm-approved tools to model outcomes.

Janet Sanders is a financial advisor with Raymond James & Associates in Atlanta, GA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Monique Ellis is a financial advisor at Fidelity with seven years of industry experience and a Series 66 designation. Her career includes roles at Merrill and Bank of America, N.A., in addition to her current position at Fidelity. Prior to rejoining Fidelity, she operated Smart Money Accountability Coaching, LLC. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to both retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios from a broad universe of mutual funds, ETFs, and ETPs.

Michael Amadi is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, and Wells Fargo. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

William Norris is a Senior Financial Advisor at Merrill Lynch Wealth Management. He employs a goals-based wealth management approach, leveraging Merrill's comprehensive platform and resources to help clients align their financial strategies with their objectives. William focuses on providing client-centered service, aiming to treat each client as he would his own family. His areas of expertise include divorce transition planning, employee benefits planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Additionally, he holds professional designations such as Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). William is registered with the Nationwide Mortgage Licensing System and licensed with the State of Georgia Department of Insurance. William earned both his bachelor's and master's degrees from the University of Florida. He resides in Marietta, GA with his wife, Amy, and they are active volunteers as scuba divers at the Georgia Aquarium.

Yumi Koh is a financial advisor at Merrill with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including J.P. Morgan Chase Bank NA, StoneWork Capital LLC, and her own Koh Strategic Advisors. Koh is based in Atlanta, GA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Theodore Roberts is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and based in Atlanta, GA. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2026, following earlier roles at Prime Buchholz, Bill Wescott Inc, and Iridius Capital. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis.

Raluca Bighiu is a financial advisor at UBS Financial Services with 22 years of industry experience. She has held positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2011. Outside of her advisory work, she has conducted academic research and published a social studies research paper. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services tailored to clients’ goals and risk tolerances.

Kelley Henderson Richardson is a financial advisor with Ameriprise in Atlanta, GA, holding a Series 66 designation. Richardson has been with Ameriprise since 2006, accumulating 20 years of industry experience. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with written Recommendation Reports and ongoing advice. The firm employs a centralized service team and uses a combination of investment research and algorithmic tools to address asset allocation, withdrawal strategies, and Social Security options.

Brett Wooten is a financial advisor with Primerica Advisors in Marietta, GA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His prior roles include positions at Landmark Financial, KSA, BW Holdings LLC, and PFS Investments, Inc. He is involved in sales of investment-related products and also receives compensation for referrals of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Michael Nies is a Senior Financial Advisor at Merrill Lynch Wealth Management and serves as the Managing Director and Market Executive responsible for Merrill's Greater Atlanta Market. This market, based in Atlanta, Georgia, encompasses six offices including Global Corporate & Institutional Advisory Services (GCIAS), Sugarloaf, Gainesville, Rome, Peachtree City, and Athens, providing wealth management services to individuals and businesses. The GCIAS business supports 194 of the Fortune 1000 corporate benefit plans, including 27 of the Fortune 100 companies, along with their senior executives and employees. Michael began his career with Merrill Lynch Wealth Management in 1998 as a Financial Advisor in Tampa, Florida. After transitioning to Merrill Private Wealth Management and serving as regional sales manager for the South Florida Region, he led Credit Suisse's domestic private banking business in Florida and later managed the Pacific Northwest Region and U.S. market for Credit Suisse's Asia Pacific business. He rejoined Merrill in 2015 as a Regional Managing Director. He holds a Bachelor of Science degree from the United States Naval Academy and an M.B.A. with honors from the University of Florida. Prior to his financial career, Michael served as an officer and pilot in the U.S. Navy, participating in global operations including air combat over Bosnia Herzegovina. He resides in Atlanta and is active in outdoor sports such as boating, scuba diving, and fishing.

Maureen Dougherty is a financial advisor with Morgan Stanley, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2008, including 17 years at Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Thomas Fluent is a financial advisor at Stifel with 31 years of industry experience. He has previously worked at BB&T Securities, SunTrust Advisory Services, and SunTrust Investment Services. Fluent holds Series 63 and Series 65 registrations. Stifel serves a wide range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Martin Halberg is a CFP® professional with 30 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. His prior experience includes roles at IFP Securities, LPL Financial, and Independent Financial Partners. Halberg is also involved in non-variable insurance products, including term and whole life insurance, long-term care insurance, and fixed annuities. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm offers various portfolio management strategies and platform options with both discretionary and non-discretionary implementations.