Justin Riege is a financial advisor with Charles Schwab in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2018 and 2019, respectively. Previously, he was involved with the Crossroads of America Boy Scouts of America and engaged in full-time education at IUPUI. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, strategic asset allocation, and due diligence on alternative investments.

Elizabeth Hoffman is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, she worked in the fitness and wellness industry, including roles at Crunch Fitness and Alpha Omega Personal Fitness. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manages oversight through affiliated and unaffiliated sub-advisers.

John Morrissey is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill and Bank of America since 2017, following two years at Fidelity Brokerage Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individual, high-net-worth, and institutional clients.

Jordan McCullers is a Financial Consultant at Fidelity Investments, where he has been employed since 2014 in various roles. His current position involves partnering with clients and their families to achieve their financial goals, emphasizing trust, honesty, and transparency in his relationships. Jordan prioritizes his clients' and their families' needs in all financial decisions to support their vision of long-term success. His professional experience at Fidelity Investments includes roles as Senior Portfolio Specialist, Portfolio Specialist, Workplace Consultant, Retirement Solutions Representative, Investment Solutions Representative, and Financial Service Representative. Jordan holds insurance licenses in Arkansas and California. Outside of his professional career, Jordan has interests in beach activities, boating, camping, concerts, hiking, and traveling.

Nicholas Sudik is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. He has been with J.P. Morgan Securities LLC since 2024 and has worked at JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Adrienne Glover is a financial advisor at Merrill with 19 years of industry experience and holds a Series 66 designation. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006 and has been with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Garet Lagrange is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at KB Home and A Duda & Sons, as well as academic experience at the University of North Florida and Hagerty High School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an adviser to multiple registered investment companies and fund-of-funds.

Jose Padillasantos is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. His prior work experience includes roles at Bank of America, Fairway Mortgage, NewRez, Intercontinental Capital Group, and a lengthy tenure at Stein Mart. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bonnie Rowand is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with 31 years of industry experience. She has been with Merrill since 1994. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christan De Vries is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2020, he held positions at NYLIFE Securities LLC, New York Life Insurance Co, and had work experience with Florida Fish and Wildlife Conservation and Florida State University Athletics. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alexander Stearley is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Merrill since 2016, including its affiliate Bank of America, N.A. since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nancy Cosgrove is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has been with Fidelity and its subsidiary FIDELITY Brokerage Services LLC since 2015. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to diverse clients including retail investors, institutions, and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its roles as a commodity pool operator and adviser to multiple registered funds.

Richard Watson is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 designations and previously worked at BYO Recreation from 2013 to 2020. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and maintains distinctive roles such as commodity pool operator registration and advisory services to multiple registered investment companies.

Gregory Mericle is a financial advisor at Merrill with 33 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999. He holds Series 63 and Series 66 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Rimmel is a financial advisor at UBS Financial Services with 31 years of industry experience, including 29 years at UBS. He holds Series 63 and Series 65 licenses. Rimmel serves on the board of directors for Light of Life Rescue Mission, a nonprofit assisting families facing homelessness, poverty, and addiction. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

David Doll Jr. is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Kevin Wilson is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving clients in Northern Florida, Southern Georgia, and beyond through offices in Ponte Vedra, Jacksonville, and Tallahassee, FL. He has been with Merrill Lynch since 1999 and holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Kevin holds Series 7 and 66 FINRA registrations. With more than 25 years of experience in financial services, Kevin specializes in guiding individuals and businesses in areas such as education planning, investment consulting for defined contribution plans, employee financial health, legacy planning, personal retirement planning, portfolio management services, women and wealth, and tax minimization. His approach emphasizes consistent processes, clear communication, and service aimed at helping clients achieve their financial goals transparently and efficiently. Kevin earned a bachelor's degree from Florida State University's College of Business and also attended Auburn University and Universidad de Costa Rica. He is fluent in English and Spanish. Outside of work, Kevin enjoys surfing, golf, soccer, horseback riding, music, reading, running marathons, traveling, and spending time with his wife, Sarah, and their two sons, Marshall and Mac.

Allison Jordan is a Series 66 credentialed advisor at Merrill with 28 years of experience at the firm. She has an additional 2 years in the industry. Outside of her advisory role, she is a part owner and president of a family business that manages rental properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Zachary Carter is a Series 66 licensed financial advisor with Fidelity, based in Jacksonville, FL, with three years of industry experience. His background includes roles at Fidelity Investments and entrepreneurial ventures such as Dreamfield Sports LLC and De La Vega Rum and Tapas. Carter also has experience as a college athlete with UCF Football. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a variety of clients, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it is noted for its role in managing registered investment companies and delivering model portfolios using systematic methodologies.

Thaddeus Boortz is a Financial Advisor at Merrill Lynch Wealth Management, where he has spent over a decade assisting clients in pursuing their financial goals. Since beginning his career at Merrill following his graduation from the University of South Carolina in 2015, he has developed expertise in legacy planning, personal retirement planning, and retirement income strategies. Boortz holds a Bachelor's degree in Finance with a minor in Economics from the University of South Carolina. He is also a Personal Investment Advisor (PIA), demonstrating his commitment to providing informed and personalized wealth management services. Residing in Ponte Vedra Beach, Florida with his wife and their Australian Shepherd, Boortz enjoys basketball, golfing, and spending time with his family outside of work.